Atlantic Union [AUBAP] vs CarMax [KMX] Detailed Stock Comparison

Atlantic Union Bankshares Corporation

NASDAQ

CarMax Inc.

NYSE

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Atlantic Union Bankshares Corporation wins in 4 metrics, CarMax Inc. wins in 4 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric	Atlantic Union Bankshares Corporation	CarMax Inc.	Better
P/E Ratio (TTM)	8.08	22.95	Atlantic Union Bankshares Corporation
Price-to-Book Ratio	N/A	0.93	N/A
Debt-to-Equity Ratio	0.15	318.18	Atlantic Union Bankshares Corporation
PEG Ratio	N/A	-0.09	N/A
EV/EBITDA	N/A	23.20	N/A
Profit Margin (TTM)	N/A	0.89%	N/A
Operating Margin (TTM)	N/A	1.81%	N/A
EBITDA Margin (TTM)	N/A	1.81%	N/A
Return on Equity	6.28%	4.08%	Atlantic Union Bankshares Corporation
Return on Assets (TTM)	N/A	1.61%	N/A
Free Cash Flow (TTM)	$301.06M	$1.24B	CarMax Inc.
1-Year Return	5.73%	-21.03%	Atlantic Union Bankshares Corporation
Price-to-Sales Ratio (TTM)	2.78	0.20	CarMax Inc.
Enterprise Value	$2.40B	$24.08B	CarMax Inc.
EV/Revenue Ratio	2.93	0.87	CarMax Inc.
Gross Profit Margin (TTM)	N/A	10.18%	N/A
Revenue per Share (TTM)	N/A	$188	N/A
Earnings per Share (Diluted)	N/A	$1.68	N/A
Beta (Stock Volatility)	N/A	1.30	N/A
Short % of Float	N/A	12.25%	N/A

Atlantic Union Bankshares Corporation vs CarMax Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Atlantic Union Bankshares Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
CarMax Inc.	1.85%	9.92%	41.38%	25.17%	27.59%	32.88%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Atlantic Union Bankshares Corporation	5.73%	-0.86%	1.85%	1.08%	1.08%	1.08%
CarMax Inc.	-21.03%	-35.63%	-54.70%	2.27%	75.25%	225.46%

Performance & Financial Health Analysis: Atlantic Union Bankshares Corporation vs CarMax Inc.

Metric	AUBAP	KMX
Market Information
Market Cap i	$2.27B	$5.43B
Market Cap Category	Mid cap	Mid cap
10 Day Avg. Volume i	9,190	4,899,373
90 Day Avg. Volume i	11,508	3,603,631
Last Close	$25.27	$52.21
52 Week Range	$22.86 - $25.93	$30.26 - $71.99
% from 52W High	-2.55%	-27.48%
All-Time High	$28.69 (Jul 26, 2021)	$155.98 (Nov 08, 2021)
% from All-Time High	-11.92%	-66.53%
Growth Metrics
Quarterly Revenue Growth	0.03%	-0.01%
Quarterly Earnings Growth	0.22%	-0.01%
Financial Health
Profit Margin (TTM) i	N/A	0.01%
Operating Margin (TTM) i	N/A	0.02%
Return on Equity (TTM) i	0.06%	0.04%
Debt to Equity (MRQ) i	0.15	318.18
Cash & Liquidity
Book Value per Share (MRQ)	N/A	$41.53
Cash per Share (MRQ)	N/A	$0.87
Operating Cash Flow (TTM) i	$251.66M	$1.78B
Levered Free Cash Flow (TTM) i	$197.26M	$-88,674,248
Dividends
Last 12-Month Dividend Yield i	N/A	N/A
Last 12-Month Dividend i	N/A	N/A

Valuation & Enterprise Metrics Analysis: Atlantic Union Bankshares Corporation vs CarMax Inc.

Metric	AUBAP (Jul 10, 2025)	KMX (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i	8.08	22.95
Forward P/E i	N/A	12.19
PEG Ratio i	N/A	-0.09
Price to Sales (TTM) i	2.78	0.20
Price to Book (MRQ) i	N/A	0.93
Market Capitalization
Market Capitalization i	$2.27B	$5.43B
Enterprise Value i	$2.40B	$24.08B
Enterprise Value Metrics
Enterprise to Revenue i	2.93	0.87
Enterprise to EBITDA i	N/A	23.20
Risk & Other Metrics
Beta i	N/A	1.30
Book Value per Share (MRQ) i	N/A	$41.53

Financial Statements Comparison: Atlantic Union Bankshares Corporation vs CarMax Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

Metric	AUBAP (2024)	KMX (2026)
Revenue/Sales i	817.42M	25.88B
Cost of Goods Sold i	N/A	23.07B
COGS % of Revenue i	0.0%	89.2%
Gross Profit i	N/A	2.81B
Gross Margin i	0.0%	10.8%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	-409.76M
Operating Margin i	0.0%	-1.6%
EBITDA i	N/A	1.75B
EBITDA Margin i	0.0%	6.8%
Pre-Tax Income i	259.79M	383.43M
Pre-Tax Income % of Revenue i	31.8%	1.5%
Income Tax i	50.66M	136.14M
Income Tax % of Revenue i	6.2%	0.5%
Net Income (Profit) i	209.13M	247.29M
Profit Margin i	25.6%	1.0%

Balance Sheet & Liquidity Metrics

Metric	AUBAP (2024)	KMX (2026)
Cash & Equivalents i	350.13M	122.83M
Total Current Assets i	N/A	5.31B
Total Current Assets % of Revenue i	0.0%	20.5%
Total Current Liabilities i	N/A	2.41B
Total Current Liabilities % of Revenue i	0.0%	9.3%
Long-Term Debt i	418.30M	17.73B
Long-Term Debt % of Revenue i	51.2%	68.5%
Total Shareholders Equity i	3.14B	5.89B
Retained Earnings i	1.10B	4.04B
Retained Earnings % of Revenue i	135.0%	15.6%
Property, Plant & Equipment i	N/A	679.32M

Cash Flow Statement Comparison

Metric	AUBAP (2024)	KMX (2026)
Operating Cash Flow i	251.66M	1.18B
Operating Cash Flow % of Revenue i	30.8%	4.5%
Capital Expenditures i	-7.39M	418,000
Free Cash Flow i	301.06M	1.24B
FCF Margin i	36.8%	4.8%
Debt Repayment i	N/A	-15.28B
Common Stock Repurchase i	0	-642.79M

Short Interest & Institutional Ownership Analysis

Metric	AUBAP	KMX
Shares Short i	N/A	15.09M
Short Ratio i	N/A	4.81
Short % of Float i	N/A	12.25%
Shares Outstanding i	89.77M	141.80M
Float Shares i	N/A	133.15M
% Held by Insiders i	N/A	0.45%
% Held by Institutions i	N/A	108.06%
% Held by Public i	N/A	-8.51%

Dividend Analysis & Yield Comparison: Atlantic Union Bankshares Corporation vs CarMax Inc.

Metric	AUBAP	KMX
Last 12-Month Dividend i	N/A	N/A
Last 12-Month Dividend Yield i	N/A	N/A
3-Year Avg Annual Dividend i	N/A	N/A
3-Year Avg Dividend Yield i	N/A	N/A
3-Year Total Dividends i	N/A	N/A
Ex-Dividend Date	N/A	N/A

Metric	AUBAP (Dec 31, 2024)	KMX (Feb 28, 2026)
Operating Cash Flow i	46.67M	-788.06M
Operating Cash Flow % of Revenue i	21.0%	-13.3%
Capital Expenditures i	-850,000	33,000
Free Cash Flow i	97.44M	-687.29M
FCF Margin i	43.8%	-11.6%
Debt Repayment i	N/A	-4.24B
Common Stock Repurchase i	N/A	-54.35M

Atlantic Union [AUBAP] vs CarMax [KMX] Detailed Stock Comparison

Atlantic Union Bankshares Corporation

CarMax Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Atlantic Union Bankshares Corporation Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Atlantic Union Bankshares Corporation vs CarMax Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Atlantic Union Bankshares Corporation vs CarMax Inc.

Valuation & Enterprise Metrics Analysis: Atlantic Union Bankshares Corporation vs CarMax Inc.

Financial Statements Comparison: Atlantic Union Bankshares Corporation vs CarMax Inc.

Financial Metrics

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

AUBAP (Annual)

AUBAP (Quarterly)

KMX (Annual)

KMX (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Atlantic Union Bankshares Corporation vs CarMax Inc.

Metric	AUBAP (Dec 31, 2024)	KMX (Feb 28, 2026)
Revenue/Sales i	222.52M	5.95B
Cost of Goods Sold i	N/A	5.34B
COGS % of Revenue i	0.0%	89.8%
Gross Profit i	N/A	605.26M
Gross Margin i	0.0%	10.2%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	-249.73M
Operating Margin i	0.0%	-4.2%
EBITDA i	N/A	196.03M
EBITDA Margin i	0.0%	3.3%
Pre-Tax Income i	71.30M	-110.68M
Pre-Tax Income % of Revenue i	32.0%	-1.9%
Income Tax i	13.52M	10.00M
Income Tax % of Revenue i	6.1%	0.2%
Net Income (Profit) i	57.79M	-120.68M
Profit Margin i	26.0%	-2.0%

Atlantic Union [AUBAP] vs CarMax [KMX] Detailed Stock Comparison

Atlantic Union Bankshares Corporation

CarMax Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Atlantic Union Bankshares Corporation Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Atlantic Union Bankshares Corporation vs CarMax Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Atlantic Union Bankshares Corporation vs CarMax Inc.

Valuation & Enterprise Metrics Analysis: Atlantic Union Bankshares Corporation vs CarMax Inc.

Financial Statements Comparison: Atlantic Union Bankshares Corporation vs CarMax Inc.

Financial Metrics Quarterly Annual

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

AUBAP (Annual)

AUBAP (Quarterly)

KMX (Annual)

KMX (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Atlantic Union Bankshares Corporation vs CarMax Inc.

Financial Metrics