Atlantic Union [AUBAP] vs UWM Holdings [UWMC] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Atlantic Union Bankshares Corporation wins in 5 metrics, UWM Holdings Corporation wins in 3 metrics, with 0 ties. Atlantic Union Bankshares Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Atlantic Union Bankshares Corporation | UWM Holdings Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 8.08 | 31.25 | Atlantic Union Bankshares Corporation |
| Price-to-Book Ratio | N/A | 5.05 | N/A |
| Debt-to-Equity Ratio | 0.15 | 907.74 | Atlantic Union Bankshares Corporation |
| PEG Ratio | N/A | 0.94 | N/A |
| EV/EBITDA | N/A | 19.74 | N/A |
| Profit Margin (TTM) | N/A | 0.79% | N/A |
| Operating Margin (TTM) | N/A | 30.98% | N/A |
| EBITDA Margin (TTM) | N/A | 30.98% | N/A |
| Return on Equity | 6.28% | 13.38% | UWM Holdings Corporation |
| Return on Assets (TTM) | N/A | 2.98% | N/A |
| Free Cash Flow (TTM) | $301.06M | $-2.72B | Atlantic Union Bankshares Corporation |
| Dividend Yield | N/A | 11.24% | N/A |
| 1-Year Return | 5.73% | -43.06% | Atlantic Union Bankshares Corporation |
| Price-to-Sales Ratio (TTM) | 2.78 | 0.32 | UWM Holdings Corporation |
| Enterprise Value | $2.40B | $16.44B | UWM Holdings Corporation |
| EV/Revenue Ratio | 2.93 | 4.75 | Atlantic Union Bankshares Corporation |
| Revenue per Share (TTM) | N/A | $16 | N/A |
| Earnings per Share (Diluted) | N/A | $0.12 | N/A |
| Beta (Stock Volatility) | N/A | 1.98 | N/A |
| Short % of Float | N/A | 13.88% | N/A |
Atlantic Union Bankshares Corporation vs UWM Holdings Corporation Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Atlantic Union Bankshares Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| UWM Holdings Corporation | -1.26% | -8.20% | -21.67% | -35.26% | -55.41% | -46.71% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Atlantic Union Bankshares Corporation | 5.73% | -0.86% | 1.85% | 1.08% | 1.08% | 1.08% |
| UWM Holdings Corporation | -43.06% | -58.39% | -75.00% | -75.66% | -75.66% | -75.66% |
Performance & Financial Health Analysis: Atlantic Union Bankshares Corporation vs UWM Holdings Corporation
| Metric | AUBAP | UWMC |
|---|---|---|
| Market Information | ||
| Market Cap | $2.27B | $6.06B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 9,190 | 10,106,551 |
| 90 Day Avg. Volume | 11,508 | 14,122,537 |
| Last Close | $25.27 | $2.35 |
| 52 Week Range | $22.86 - $25.93 | $2.28 - $7.14 |
| % from 52W High | -2.55% | -67.09% |
| All-Time High | $28.69 (Jul 26, 2021) | $14.38 (Dec 28, 2020) |
| % from All-Time High | -11.92% | -83.66% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 3.01% |
| Quarterly Earnings Growth | 0.22% | 1.18% |
| Financial Health | ||
| Profit Margin (TTM) | N/A | 0.01% |
| Operating Margin (TTM) | N/A | 0.31% |
| Return on Equity (TTM) | 0.06% | 0.13% |
| Debt to Equity (MRQ) | 0.15 | 907.74 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | N/A | $0.74 |
| Cash per Share (MRQ) | N/A | $1.71 |
| Operating Cash Flow (TTM) | $251.66M | $-2,647,557,120 |
| Levered Free Cash Flow (TTM) | $197.26M | $1.82B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 11.24% |
| Last 12-Month Dividend | N/A | $0.40 |
Valuation & Enterprise Metrics Analysis: Atlantic Union Bankshares Corporation vs UWM Holdings Corporation
| Metric | AUBAP (Jul 10, 2025) | UWMC (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 8.08 | 31.25 |
| Forward P/E | N/A | 7.03 |
| PEG Ratio | N/A | 0.94 |
| Price to Sales (TTM) | 2.78 | 0.32 |
| Price to Book (MRQ) | N/A | 5.05 |
| Market Capitalization | ||
| Market Capitalization | $2.27B | $6.06B |
| Enterprise Value | $2.40B | $16.44B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.93 | 4.75 |
| Enterprise to EBITDA | N/A | 19.74 |
| Risk & Other Metrics | ||
| Beta | N/A | 1.98 |
| Book Value per Share (MRQ) | N/A | $0.74 |
Financial Statements Comparison: Atlantic Union Bankshares Corporation vs UWM Holdings Corporation
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | AUBAP (2024) | UWMC (2025) |
|---|---|---|
| Revenue/Sales | 817.42M | 1.55B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 259.79M | 250.90M |
| Pre-Tax Income % of Revenue | 31.8% | 16.2% |
| Income Tax | 50.66M | 6.87M |
| Income Tax % of Revenue | 6.2% | 0.4% |
| Net Income (Profit) | 209.13M | 244.02M |
| Profit Margin | 25.6% | 15.7% |
Balance Sheet & Liquidity Metrics
| Metric | AUBAP (2024) | UWMC (2025) |
|---|---|---|
| Cash & Equivalents | 350.13M | 503.36M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 418.30M | 3.19B |
| Long-Term Debt % of Revenue | 51.2% | 205.6% |
| Total Shareholders Equity | 3.14B | 1.59B |
| Retained Earnings | 1.10B | 189.45M |
| Retained Earnings % of Revenue | 135.0% | 12.2% |
| Property, Plant & Equipment | N/A | 115.56M |
Cash Flow Statement Comparison
| Metric | AUBAP (2024) | UWMC (2025) |
|---|---|---|
| Operating Cash Flow | 251.66M | -2.22B |
| Operating Cash Flow % of Revenue | 30.8% | -143.2% |
| Capital Expenditures | -7.39M | -74.05M |
| Free Cash Flow | 301.06M | -2.72B |
| FCF Margin | 36.8% | -175.2% |
| Debt Repayment | N/A | -3.51B |
| Common Stock Repurchase | 0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | AUBAP | UWMC |
|---|---|---|
| Shares Short | N/A | 40.51M |
| Short Ratio | N/A | 2.11 |
| Short % of Float | N/A | 13.88% |
| Shares Outstanding | 89.77M | 268.42M |
| Float Shares | N/A | 244.95M |
| % Held by Insiders | N/A | 15.81% |
| % Held by Institutions | N/A | 73.92% |
| % Held by Public | N/A | 10.27% |
Dividend Analysis & Yield Comparison: Atlantic Union Bankshares Corporation vs UWM Holdings Corporation
| Metric | AUBAP | UWMC |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.40 |
| Last 12-Month Dividend Yield | N/A | 11.24% |
| 3-Year Avg Annual Dividend | N/A | $0.40 |
| 3-Year Avg Dividend Yield | N/A | 1.78% |
| 3-Year Total Dividends | N/A | $1.20 |
| Ex-Dividend Date | N/A | Mar 19, 2026 |