Better Home [BETR] vs Loandepot [LDI] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Better Home & Finance Holding Inc. wins in 5 metrics, Loandepot Inc. wins in 12 metrics, with 0 ties. Loandepot Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Better Home & Finance Holding Inc. | Loandepot Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 55.51 | -5.23 | Better Home & Finance Holding Inc. |
| Price-to-Book Ratio | 19.29 | 1.62 | Loandepot Inc. |
| Debt-to-Equity Ratio | 1,672.79 | 1,586.12 | Loandepot Inc. |
| PEG Ratio | 16.54 | 0.13 | Loandepot Inc. |
| EV/EBITDA | -9.48 | N/A | N/A |
| Profit Margin (TTM) | -100.61% | -5.10% | Loandepot Inc. |
| Operating Margin (TTM) | -87.27% | -11.95% | Loandepot Inc. |
| Return on Equity | -446.10% | -24.09% | Loandepot Inc. |
| Return on Assets (TTM) | -13.72% | -1.63% | Loandepot Inc. |
| Free Cash Flow (TTM) | $-177.80M | $-734.61M | Better Home & Finance Holding Inc. |
| 1-Year Return | 116.88% | 0.76% | Better Home & Finance Holding Inc. |
| Price-to-Sales Ratio (TTM) | 4.47 | 0.74 | Loandepot Inc. |
| Enterprise Value | $1.28B | $6.19B | Loandepot Inc. |
| EV/Revenue Ratio | 7.79 | 5.04 | Loandepot Inc. |
| Gross Profit Margin (TTM) | -10.62% | N/A | N/A |
| Revenue per Share (TTM) | $11 | $6 | Better Home & Finance Holding Inc. |
| Earnings per Share (Diluted) | $-10.80 | $-0.30 | Loandepot Inc. |
| Beta (Stock Volatility) | 1.93 | 3.22 | Better Home & Finance Holding Inc. |
| Short % of Float | 35.80% | 8.35% | Loandepot Inc. |
Better Home & Finance Holding Inc. vs Loandepot Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Better Home & Finance Holding Inc. | -6.81% | -1.86% | -36.47% | -19.75% | -40.49% | -23.98% |
| Loandepot Inc. | -5.60% | -8.53% | -21.85% | -36.56% | -56.46% | -43.54% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Better Home & Finance Holding Inc. | 116.88% | -94.35% | -94.10% | -94.36% | -94.36% | -94.36% |
| Loandepot Inc. | 0.76% | -30.89% | -90.44% | -95.81% | -95.81% | -95.81% |
Performance & Financial Health Analysis: Better Home & Finance Holding Inc. vs Loandepot Inc.
| Metric | BETR | LDI |
|---|---|---|
| Market Information | ||
| Market Cap | $676.26M | $839.30M |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 656,694 | 2,089,068 |
| 90 Day Avg. Volume | 568,175 | 2,417,273 |
| Last Close | $26.41 | $1.18 |
| 52 Week Range | $10.81 - $94.06 | $1.13 - $5.05 |
| % from 52W High | -71.92% | -76.63% |
| All-Time High | $99.00 (Aug 21, 2023) | $39.85 (Feb 08, 2021) |
| % from All-Time High | -73.32% | -97.04% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.77% | 0.70% |
| Quarterly Earnings Growth | 0.41% | 0.26% |
| Financial Health | ||
| Profit Margin (TTM) | -1.01% | -0.05% |
| Operating Margin (TTM) | -0.87% | -0.12% |
| Return on Equity (TTM) | -4.46% | -0.24% |
| Debt to Equity (MRQ) | 1,672.79 | 1,586.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $2.32 | $1.04 |
| Cash per Share (MRQ) | $6.32 | $2.03 |
| Operating Cash Flow (TTM) | $-166,575,008 | $-707,510,016 |
| Levered Free Cash Flow (TTM) | $-107,966,000 | $-62,646,000 |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | $0.00 |
Valuation & Enterprise Metrics Analysis: Better Home & Finance Holding Inc. vs Loandepot Inc.
| Metric | BETR (Apr 24, 2026) | LDI (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 55.51 | -5.23 |
| Forward P/E | 16.54 | 5.60 |
| PEG Ratio | 16.54 | 0.13 |
| Price to Sales (TTM) | 4.47 | 0.74 |
| Price to Book (MRQ) | 19.29 | 1.62 |
| Market Capitalization | ||
| Market Capitalization | $676.26M | $839.30M |
| Enterprise Value | $1.28B | $6.19B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.79 | 5.04 |
| Enterprise to EBITDA | -9.48 | N/A |
| Risk & Other Metrics | ||
| Beta | 1.93 | 3.22 |
| Book Value per Share (MRQ) | $2.32 | $1.04 |
Financial Statements Comparison: Better Home & Finance Holding Inc. vs Loandepot Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | BETR (2025) | LDI (2025) |
|---|---|---|
| Revenue/Sales | 206.90M | 939.72M |
| Cost of Goods Sold | 217.07M | N/A |
| COGS % of Revenue | 104.9% | 0.0% |
| Gross Profit | -10.18M | N/A |
| Gross Margin | -4.9% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | -149.48M | N/A |
| Operating Margin | -72.2% | 0.0% |
| EBITDA | -135.41M | N/A |
| EBITDA Margin | -65.4% | 0.0% |
| Pre-Tax Income | -165.82M | -120.53M |
| Pre-Tax Income % of Revenue | -80.1% | -12.8% |
| Income Tax | 53,000 | -13.00M |
| Income Tax % of Revenue | 0.0% | -1.4% |
| Net Income (Profit) | -165.87M | -107.53M |
| Profit Margin | -80.2% | -11.4% |
Balance Sheet & Liquidity Metrics
| Metric | BETR (2025) | LDI (2025) |
|---|---|---|
| Cash & Equivalents | 99.83M | 337.23M |
| Total Current Assets | 1.46B | N/A |
| Total Current Assets % of Revenue | 706.5% | 0.0% |
| Total Current Liabilities | 1.25B | N/A |
| Total Current Liabilities % of Revenue | 606.3% | 0.0% |
| Long-Term Debt | 203.43M | 2.06B |
| Long-Term Debt % of Revenue | 98.3% | 218.8% |
| Total Shareholders Equity | 37.18M | 386.01M |
| Retained Earnings | -2.08B | -614.40M |
| Retained Earnings % of Revenue | -1,003.5% | -65.4% |
| Property, Plant & Equipment | 4.68M | 23.88M |
Cash Flow Statement Comparison
| Metric | BETR (2025) | LDI (2025) |
|---|---|---|
| Operating Cash Flow | -180.95M | 9.88M |
| Operating Cash Flow % of Revenue | -87.5% | 1.1% |
| Capital Expenditures | -1.19M | -27.10M |
| Free Cash Flow | -177.80M | -734.61M |
| FCF Margin | -85.9% | -78.2% |
| Debt Repayment | -111.61M | -24.05B |
| Common Stock Repurchase | N/A | -9.30M |
Short Interest & Institutional Ownership Analysis
| Metric | BETR | LDI |
|---|---|---|
| Shares Short | 2.50M | 16.69M |
| Short Ratio | 6.05 | 5.70 |
| Short % of Float | 35.80% | 8.35% |
| Shares Outstanding | 16.00M | 334.14M |
| Float Shares | 8.73M | 108.49M |
| % Held by Insiders | 37.03% | 4.02% |
| % Held by Institutions | 40.52% | 69.74% |
| % Held by Public | 22.45% | 26.24% |
Dividend Analysis & Yield Comparison: Better Home & Finance Holding Inc. vs Loandepot Inc.
| Metric | BETR | LDI |
|---|---|---|
| Last 12-Month Dividend | N/A | $0.00 |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | $0.00 |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | $0.00 |
| Ex-Dividend Date | N/A | N/A |