Blue Foundry Bancorp [BLFY] vs LendingClub [LC] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Blue Foundry Bancorp wins in 5 metrics, LendingClub Corporation wins in 12 metrics, with 0 ties. LendingClub Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Blue Foundry Bancorp | LendingClub Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 477.50 | 14.93 | LendingClub Corporation |
| Price-to-Book Ratio | 0.88 | 1.33 | Blue Foundry Bancorp |
| Debt-to-Equity Ratio | 1.05 | 1.06 | Blue Foundry Bancorp |
| PEG Ratio | 73.56 | 0.05 | LendingClub Corporation |
| EV/EBITDA | N/A | 4.56 | N/A |
| Profit Margin (TTM) | -21.36% | 10.17% | LendingClub Corporation |
| Operating Margin (TTM) | -26.44% | 14.13% | LendingClub Corporation |
| EBITDA Margin (TTM) | N/A | 14.13% | N/A |
| Return on Equity | -3.11% | 9.55% | LendingClub Corporation |
| Return on Assets (TTM) | -0.47% | 1.00% | LendingClub Corporation |
| Free Cash Flow (TTM) | $-8.31M | $-2.87B | Blue Foundry Bancorp |
| 1-Year Return | 49.27% | 77.97% | LendingClub Corporation |
| Price-to-Sales Ratio (TTM) | 5.86 | 1.50 | LendingClub Corporation |
| Enterprise Value | $499.31M | $1.09B | LendingClub Corporation |
| EV/Revenue Ratio | 10.64 | 0.82 | LendingClub Corporation |
| Revenue per Share (TTM) | $2 | $12 | LendingClub Corporation |
| Earnings per Share (Diluted) | $-0.51 | $1.16 | LendingClub Corporation |
| Beta (Stock Volatility) | 0.54 | 1.95 | Blue Foundry Bancorp |
| Short % of Float | 3.80% | 5.89% | Blue Foundry Bancorp |
Blue Foundry Bancorp vs LendingClub Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Blue Foundry Bancorp | 0.00% | 1.38% | -1.78% | 5.84% | 48.10% | 5.84% |
| LendingClub Corporation | -6.34% | 8.35% | 5.23% | 16.35% | -4.89% | -8.42% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Blue Foundry Bancorp | 49.27% | 36.92% | 2.64% | 2.64% | 2.64% | 2.64% |
| LendingClub Corporation | 77.97% | 102.15% | 14.20% | -22.73% | -85.54% | -85.54% |
Performance & Financial Health Analysis: Blue Foundry Bancorp vs LendingClub Corporation
| Metric | BLFY | LC |
|---|---|---|
| Market Information | ||
| Market Cap | $274.88M | $2.00B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 210,060 | 1,842,928 |
| 90 Day Avg. Volume | 251,957 | 1,761,346 |
| Last Close | $13.24 | $16.39 |
| 52 Week Range | $7.61 - $14.74 | $9.98 - $21.67 |
| % from 52W High | -10.18% | -24.37% |
| All-Time High | $15.47 (Dec 13, 2021) | $146.45 (Dec 15, 2014) |
| % from All-Time High | -14.41% | -88.81% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.22% | 0.12% |
| Quarterly Earnings Growth | 0.34% | 3.28% |
| Financial Health | ||
| Profit Margin (TTM) | -0.21% | 0.10% |
| Operating Margin (TTM) | -0.26% | 0.14% |
| Return on Equity (TTM) | -0.03% | 0.10% |
| Debt to Equity (MRQ) | 1.05 | 1.06 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $15.07 | $13.01 |
| Cash per Share (MRQ) | $3.28 | $7.97 |
| Operating Cash Flow (TTM) | $-8,016,000 | $-2,726,939,904 |
| Levered Free Cash Flow (TTM) | $-10,025,000 | $1.24B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | N/A |
Valuation & Enterprise Metrics Analysis: Blue Foundry Bancorp vs LendingClub Corporation
| Metric | BLFY (Apr 15, 2026) | LC (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 477.50 | 14.93 |
| Forward P/E | 73.56 | 7.45 |
| PEG Ratio | 73.56 | 0.05 |
| Price to Sales (TTM) | 5.86 | 1.50 |
| Price to Book (MRQ) | 0.88 | 1.33 |
| Market Capitalization | ||
| Market Capitalization | $274.88M | $2.00B |
| Enterprise Value | $499.31M | $1.09B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 10.64 | 0.82 |
| Enterprise to EBITDA | N/A | 4.56 |
| Risk & Other Metrics | ||
| Beta | 0.54 | 1.95 |
| Book Value per Share (MRQ) | $15.07 | $13.01 |
Financial Statements Comparison: Blue Foundry Bancorp vs LendingClub Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | BLFY (2025) | LC (2025) |
|---|---|---|
| Revenue/Sales | 49.07M | 998.85M |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | -10.03M | 176.95M |
| Pre-Tax Income % of Revenue | -20.4% | 17.7% |
| Income Tax | 0 | 41.27M |
| Income Tax % of Revenue | 0.0% | 4.1% |
| Net Income (Profit) | -10.03M | 135.68M |
| Profit Margin | -20.4% | 13.6% |
Balance Sheet & Liquidity Metrics
| Metric | BLFY (2025) | LC (2025) |
|---|---|---|
| Cash & Equivalents | 53.14M | 917.65M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 324.43M | 15.83M |
| Long-Term Debt % of Revenue | 661.2% | 1.6% |
| Total Shareholders Equity | 312.74M | 1.50B |
| Retained Earnings | 142.40M | -201.80M |
| Retained Earnings % of Revenue | 290.2% | -20.2% |
| Property, Plant & Equipment | 21.71M | 12.94M |
Cash Flow Statement Comparison
| Metric | BLFY (2025) | LC (2025) |
|---|---|---|
| Operating Cash Flow | -9.67M | -2.80B |
| Operating Cash Flow % of Revenue | -19.7% | -280.0% |
| Capital Expenditures | -296,000 | -140.34M |
| Free Cash Flow | -8.31M | -2.87B |
| FCF Margin | -16.9% | -287.1% |
| Debt Repayment | -1.83B | 0 |
| Common Stock Repurchase | -16.27M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | BLFY | LC |
|---|---|---|
| Shares Short | 565,392 | 6.59M |
| Short Ratio | 1.95 | 3.76 |
| Short % of Float | 3.80% | 5.89% |
| Shares Outstanding | 20.76M | 115.37M |
| Float Shares | 13.97M | 111.30M |
| % Held by Insiders | 14.71% | 3.07% |
| % Held by Institutions | 60.91% | 88.04% |
| % Held by Public | 24.38% | 8.89% |
Dividend Analysis & Yield Comparison: Blue Foundry Bancorp vs LendingClub Corporation
| Metric | BLFY | LC |
|---|---|---|
| Last 12-Month Dividend | N/A | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | N/A |
| Ex-Dividend Date | N/A | N/A |