Blue Foundry Bancorp [BLFY] vs Nu Holdings [NU] Detailed Stock Comparison

Blue Foundry Bancorp

NASDAQ
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Nu Holdings Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Blue Foundry Bancorp wins in 5 metrics, Nu Holdings Ltd. wins in 12 metrics, with 0 ties. Nu Holdings Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Blue Foundry Bancorp Nu Holdings Ltd. Better
P/E Ratio (TTM) 477.50 25.60 Nu Holdings Ltd.
Price-to-Book Ratio 0.88 6.39 Blue Foundry Bancorp
Debt-to-Equity Ratio 1.05 0.47 Nu Holdings Ltd.
PEG Ratio 73.56 12.95 Nu Holdings Ltd.
Profit Margin (TTM) -21.36% 41.04% Nu Holdings Ltd.
Operating Margin (TTM) -26.44% 52.15% Nu Holdings Ltd.
EBITDA Margin (TTM) N/A 52.15% N/A
Return on Equity -3.11% 30.28% Nu Holdings Ltd.
Return on Assets (TTM) -0.47% 4.60% Nu Holdings Ltd.
Free Cash Flow (TTM) $-8.31M $3.16B Nu Holdings Ltd.
1-Year Return 49.27% 9.33% Blue Foundry Bancorp
Price-to-Sales Ratio (TTM) 5.86 10.32 Blue Foundry Bancorp
Enterprise Value $499.31M $61.08B Nu Holdings Ltd.
EV/Revenue Ratio 10.64 8.74 Nu Holdings Ltd.
Revenue per Share (TTM) $2 $1 Blue Foundry Bancorp
Earnings per Share (Diluted) $-0.51 $0.58 Nu Holdings Ltd.
Beta (Stock Volatility) 0.54 1.11 Blue Foundry Bancorp
Short % of Float 3.80% 3.57% Nu Holdings Ltd.

Blue Foundry Bancorp vs Nu Holdings Ltd. Stock Performance Analysis

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BLFY
NU

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Blue Foundry Bancorp0.00%1.38%-1.78%5.84%48.10%5.84%
Nu Holdings Ltd.-2.43%-8.24%-15.89%-21.59%-32.37%-30.02%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Blue Foundry Bancorp49.27%36.92%2.64%2.64%2.64%2.64%
Nu Holdings Ltd.9.33%88.38%10.80%10.80%10.80%10.80%

Performance & Financial Health Analysis: Blue Foundry Bancorp vs Nu Holdings Ltd.

MetricBLFYNU
Market Information
Market Cap i$274.88M$70.28B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i210,06035,805,275
90 Day Avg. Volume i251,95748,322,045
Last Close$13.24$11.64
52 Week Range$7.61 - $14.74$11.20 - $18.98
% from 52W High-10.18%-38.67%
All-Time High$15.47 (Dec 13, 2021)$18.98 (Jan 29, 2026)
% from All-Time High-14.41%-38.67%
Growth Metrics
Quarterly Revenue Growth0.22%0.44%
Quarterly Earnings Growth0.34%0.62%
Financial Health
Profit Margin (TTM) i-0.21%0.41%
Operating Margin (TTM) i-0.26%0.52%
Return on Equity (TTM) i-0.03%0.30%
Debt to Equity (MRQ) i1.050.47
Cash & Liquidity
Book Value per Share (MRQ)$15.07$2.33
Cash per Share (MRQ)$3.28$3.36
Operating Cash Flow (TTM) i$-8,016,000$-9,360,818,176
Levered Free Cash Flow (TTM) i$-10,025,000$2.87B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Blue Foundry Bancorp vs Nu Holdings Ltd.

MetricBLFY (Apr 15, 2026)NU (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i477.5025.60
Forward P/E i73.5612.95
PEG Ratio i73.5612.95
Price to Sales (TTM) i5.8610.32
Price to Book (MRQ) i0.886.39
Market Capitalization
Market Capitalization i$274.88M$70.28B
Enterprise Value i$499.31M$61.08B
Enterprise Value Metrics
Enterprise to Revenue i10.648.74
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.541.11
Book Value per Share (MRQ) i$15.07$2.33

Financial Statements Comparison: Blue Foundry Bancorp vs Nu Holdings Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBLFY (2025)NU (2025)
Revenue/Sales i49.07M10.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i-10.03M3.87B
Pre-Tax Income % of Revenue i-20.4%36.4%
Income Tax i0996.75M
Income Tax % of Revenue i0.0%9.4%
Net Income (Profit) i-10.03M2.87B
Profit Margin i-20.4%27.0%

Balance Sheet & Liquidity Metrics

MetricBLFY (2025)NU (2025)
Cash & Equivalents i53.14M20.93B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i324.43M299.00M
Long-Term Debt % of Revenue i661.2%2.8%
Total Shareholders Equity i312.74M11.32B
Retained Earnings i142.40M6.41B
Retained Earnings % of Revenue i290.2%60.3%
Property, Plant & Equipment i21.71M49.79M

Cash Flow Statement Comparison

MetricBLFY (2025)NU (2025)
Operating Cash Flow i-9.67M2.44B
Operating Cash Flow % of Revenue i-19.7%23.0%
Capital Expenditures i-296,000-7.22M
Free Cash Flow i-8.31M3.16B
FCF Margin i-16.9%29.7%
Debt Repayment i-1.83B-539.46M
Common Stock Repurchase i-16.27MN/A

Short Interest & Institutional Ownership Analysis

MetricBLFYNU
Shares Short i565,392135.40M
Short Ratio i1.952.26
Short % of Float i3.80%3.57%
Shares Outstanding i20.76M4.86B
Float Shares i13.97M3.63B
% Held by Insiders i14.71%5.61%
% Held by Institutions i60.91%85.71%
% Held by Public i24.38%8.68%

Dividend Analysis & Yield Comparison: Blue Foundry Bancorp vs Nu Holdings Ltd.

MetricBLFYNU
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A