Popular [BPOP] vs UMB Financial [UMBF] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Popular Inc. wins in 13 metrics, UMB Financial Corporation wins in 5 metrics, with 0 ties. Popular Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Popular Inc. | UMB Financial Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.88 | 13.16 | Popular Inc. |
| Price-to-Book Ratio | 1.52 | 1.25 | UMB Financial Corporation |
| Debt-to-Equity Ratio | 0.18 | 0.52 | Popular Inc. |
| PEG Ratio | 0.23 | 1.08 | Popular Inc. |
| Profit Margin (TTM) | 29.99% | 28.12% | Popular Inc. |
| Operating Margin (TTM) | 39.25% | 42.96% | UMB Financial Corporation |
| EBITDA Margin (TTM) | 39.25% | 42.96% | UMB Financial Corporation |
| Return on Equity | 14.89% | 12.59% | Popular Inc. |
| Return on Assets (TTM) | 1.20% | 1.14% | Popular Inc. |
| Free Cash Flow (TTM) | $680.99M | $978.11M | UMB Financial Corporation |
| Dividend Yield | 2.64% | 1.62% | Popular Inc. |
| 1-Year Return | 55.04% | 34.43% | Popular Inc. |
| Price-to-Sales Ratio (TTM) | 3.16 | 3.72 | Popular Inc. |
| Enterprise Value | $10.28B | $10.79B | UMB Financial Corporation |
| EV/Revenue Ratio | 3.42 | 4.32 | Popular Inc. |
| Revenue per Share (TTM) | $45 | $34 | Popular Inc. |
| Earnings per Share (Diluted) | $13.52 | $9.28 | Popular Inc. |
| Beta (Stock Volatility) | N/A | 0.77 | N/A |
| Short % of Float | 2.26% | 4.38% | Popular Inc. |
Popular Inc. vs UMB Financial Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Popular Inc. | -1.02% | 3.68% | 10.60% | 21.36% | 29.96% | 26.48% |
| UMB Financial Corporation | -0.84% | 3.97% | 7.69% | 20.96% | 12.69% | 15.24% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Popular Inc. | 55.04% | 161.49% | 122.31% | 449.69% | 470.74% | -14.21% |
| UMB Financial Corporation | 34.43% | 114.33% | 52.84% | 149.30% | 230.01% | 305.18% |
Performance & Financial Health Analysis: Popular Inc. vs UMB Financial Corporation
| Metric | BPOP | UMBF |
|---|---|---|
| Market Information | ||
| Market Cap | $9.51B | $9.31B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 560,226 | 444,191 |
| 90 Day Avg. Volume | 528,389 | 538,064 |
| Last Close | $159.31 | $134.23 |
| 52 Week Range | $102.56 - $162.97 | $98.16 - $137.56 |
| % from 52W High | -2.25% | -2.42% |
| All-Time High | $290.00 (Dec 27, 2004) | $137.56 (Jun 15, 2026) |
| % from All-Time High | -45.07% | -2.42% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.10% | 0.68% |
| Quarterly Earnings Growth | 0.39% | 0.80% |
| Financial Health | ||
| Profit Margin (TTM) | 0.30% | 0.28% |
| Operating Margin (TTM) | 0.39% | 0.43% |
| Return on Equity (TTM) | 0.15% | 0.13% |
| Debt to Equity (MRQ) | 0.18 | 0.52 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $96.76 | $97.41 |
| Cash per Share (MRQ) | $6.39 | $38.42 |
| Operating Cash Flow (TTM) | $901.67M | $1.03B |
| Levered Free Cash Flow (TTM) | $831.75M | $684.62M |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.64% | 1.62% |
| Last 12-Month Dividend | $3.65 | $2.06 |
Valuation & Enterprise Metrics Analysis: Popular Inc. vs UMB Financial Corporation
| Metric | BPOP (Apr 26, 2026) | UMBF (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.88 | 13.16 |
| Forward P/E | 8.92 | 9.26 |
| PEG Ratio | 0.23 | 1.08 |
| Price to Sales (TTM) | 3.16 | 3.72 |
| Price to Book (MRQ) | 1.52 | 1.25 |
| Market Capitalization | ||
| Market Capitalization | $9.51B | $9.31B |
| Enterprise Value | $10.28B | $10.79B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.42 | 4.32 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | N/A | 0.77 |
| Book Value per Share (MRQ) | $96.76 | $97.41 |
Financial Statements Comparison: Popular Inc. vs UMB Financial Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | BPOP (2025) | UMBF (2025) |
|---|---|---|
| Revenue/Sales | 3.05B | 2.43B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 1.01B | 874.96M |
| Pre-Tax Income % of Revenue | 33.0% | 36.0% |
| Income Tax | 173.63M | 172.56M |
| Income Tax % of Revenue | 5.7% | 7.1% |
| Net Income (Profit) | 833.16M | 702.40M |
| Profit Margin | 27.3% | 28.9% |
Balance Sheet & Liquidity Metrics
| Metric | BPOP (2025) | UMBF (2025) |
|---|---|---|
| Cash & Equivalents | 5.03B | 7.89B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 891.92M | 254.20M |
| Long-Term Debt % of Revenue | 29.3% | 10.5% |
| Total Shareholders Equity | 6.25B | 7.69B |
| Retained Earnings | 5.21B | 3.74B |
| Retained Earnings % of Revenue | 170.9% | 153.8% |
| Property, Plant & Equipment | 499.60M | 217.48M |
Cash Flow Statement Comparison
| Metric | BPOP (2025) | UMBF (2025) |
|---|---|---|
| Operating Cash Flow | 901.67M | 1.02B |
| Operating Cash Flow % of Revenue | 29.6% | 42.1% |
| Capital Expenditures | -196.80M | -48.58M |
| Free Cash Flow | 680.99M | 978.11M |
| FCF Margin | 22.4% | 40.3% |
| Debt Repayment | -148.15M | -200.00M |
| Common Stock Repurchase | -504.72M | -132.63M |
Short Interest & Institutional Ownership Analysis
| Metric | BPOP | UMBF |
|---|---|---|
| Shares Short | 1.24M | 2.81M |
| Short Ratio | 2.49 | 5.05 |
| Short % of Float | 2.26% | 4.38% |
| Shares Outstanding | 64.65M | 75.96M |
| Float Shares | 63.16M | 72.43M |
| % Held by Insiders | 1.87% | 5.29% |
| % Held by Institutions | 94.18% | 95.31% |
| % Held by Public | 3.95% | -0.60% |
Dividend Analysis & Yield Comparison: Popular Inc. vs UMB Financial Corporation
| Metric | BPOP | UMBF |
|---|---|---|
| Last 12-Month Dividend | $3.65 | $2.06 |
| Last 12-Month Dividend Yield | 2.64% | 1.62% |
| 3-Year Avg Annual Dividend | $2.83 | $1.72 |
| 3-Year Avg Dividend Yield | 0.73% | 0.44% |
| 3-Year Total Dividends | $8.48 | $5.16 |
| Ex-Dividend Date | Mar 18, 2026 | Mar 10, 2026 |