Bridgewater [BWB] vs PNC Financial [PNC] Detailed Stock Comparison

Bridgewater Bancshares Inc.

NASDAQ
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Bridgewater Bancshares Inc. wins in 9 metrics, PNC Financial Services Group, Inc. wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric Bridgewater Bancshares Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 10.55 12.56 Bridgewater Bancshares Inc.
Price-to-Book Ratio 1.13 1.39 Bridgewater Bancshares Inc.
Debt-to-Equity Ratio 0.86 1.12 Bridgewater Bancshares Inc.
PEG Ratio 0.12 11.84 Bridgewater Bancshares Inc.
Profit Margin (TTM) 35.54% 28.75% Bridgewater Bancshares Inc.
Operating Margin (TTM) 55.16% 35.28% Bridgewater Bancshares Inc.
EBITDA Margin (TTM) 55.16% 35.28% Bridgewater Bancshares Inc.
Return on Equity 10.80% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) 1.03% 1.09% PNC Financial Services Group, Inc.
Free Cash Flow (TTM) $21.97M $7.88B PNC Financial Services Group, Inc.
Dividend Yield N/A 3.02% N/A
1-Year Return 34.68% 37.08% PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM) 3.37 3.35 PNC Financial Services Group, Inc.
Enterprise Value $800.15M $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 5.28 6.11 Bridgewater Bancshares Inc.
Revenue per Share (TTM) $5 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $1.74 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 0.62 1.07 Bridgewater Bancshares Inc.
Short % of Float 1.52% 1.26% PNC Financial Services Group, Inc.

Bridgewater Bancshares Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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BWB
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bridgewater Bancshares Inc.-2.85%0.05%8.00%12.70%3.96%10.84%
PNC Financial Services Group, Inc.-2.99%1.51%8.33%14.85%9.33%9.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bridgewater Bancshares Inc.34.68%93.80%21.95%55.52%55.52%55.52%
PNC Financial Services Group, Inc.37.08%84.99%33.27%184.01%311.25%243.09%

Performance & Financial Health Analysis: Bridgewater Bancshares Inc. vs PNC Financial Services Group, Inc.

MetricBWBPNC
Market Information
Market Cap i$511.01M$70.31B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i65,0541,904,080
90 Day Avg. Volume i70,4681,960,760
Last Close$19.43$230.56
52 Week Range$14.80 - $20.30$172.88 - $243.94
% from 52W High-4.29%-5.48%
All-Time High$20.30 (Feb 06, 2026)$243.94 (Feb 06, 2026)
% from All-Time High-4.29%-5.48%
Growth Metrics
Quarterly Revenue Growth0.46%0.05%
Quarterly Earnings Growth0.81%0.11%
Financial Health
Profit Margin (TTM) i0.36%0.29%
Operating Margin (TTM) i0.55%0.35%
Return on Equity (TTM) i0.11%0.11%
Debt to Equity (MRQ) i0.861.12
Cash & Liquidity
Book Value per Share (MRQ)$16.23$127.98
Cash per Share (MRQ)$7.98$27.54
Operating Cash Flow (TTM) i$26.04M$5.61B
Levered Free Cash Flow (TTM) i$42.03M$5.50B
Dividends
Last 12-Month Dividend Yield iN/A3.02%
Last 12-Month Dividend iN/A$6.70

Valuation & Enterprise Metrics Analysis: Bridgewater Bancshares Inc. vs PNC Financial Services Group, Inc.

MetricBWB (Apr 26, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i10.5512.56
Forward P/E i8.3811.84
PEG Ratio i0.1211.84
Price to Sales (TTM) i3.373.35
Price to Book (MRQ) i1.131.39
Market Capitalization
Market Capitalization i$511.01M$70.31B
Enterprise Value i$800.15M$128.31B
Enterprise Value Metrics
Enterprise to Revenue i5.286.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.621.07
Book Value per Share (MRQ) i$16.23$127.98

Financial Statements Comparison: Bridgewater Bancshares Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBWB (2025)PNC (2024)
Revenue/Sales i141.98M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i60.03M7.24B
Pre-Tax Income % of Revenue i42.3%34.8%
Income Tax i13.94M1.29B
Income Tax % of Revenue i9.8%6.2%
Net Income (Profit) i46.09M5.95B
Profit Margin i32.5%28.6%

Balance Sheet & Liquidity Metrics

MetricBWB (2025)PNC (2024)
Cash & Equivalents i123.51M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i508.18M61.67B
Long-Term Debt % of Revenue i357.9%296.4%
Total Shareholders Equity i517.10M54.47B
Retained Earnings i351.46M59.28B
Retained Earnings % of Revenue i247.5%284.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricBWB (2025)PNC (2024)
Operating Cash Flow i26.04M7.96B
Operating Cash Flow % of Revenue i18.3%38.3%
Capital Expenditures i-5.85MN/A
Free Cash Flow i21.97M7.88B
FCF Margin i15.5%37.9%
Debt Repayment i-1.26B-23.75B
Common Stock Repurchase i-2.94M-1.19B

Short Interest & Institutional Ownership Analysis

MetricBWBPNC
Shares Short i337,4904.98M
Short Ratio i4.602.41
Short % of Float i1.52%1.26%
Shares Outstanding i27.83M395.94M
Float Shares i22.22M392.38M
% Held by Insiders i20.64%0.38%
% Held by Institutions i68.12%85.29%
% Held by Public i11.24%14.33%

Dividend Analysis & Yield Comparison: Bridgewater Bancshares Inc. vs PNC Financial Services Group, Inc.

MetricBWBPNC
Last 12-Month Dividend iN/A$6.70
Last 12-Month Dividend Yield iN/A3.02%
3-Year Avg Annual Dividend iN/A$6.40
3-Year Avg Dividend Yield iN/A1.00%
3-Year Total Dividends iN/A$19.20
Ex-Dividend DateN/AJan 20, 2026