Bridgewater [BWB] vs U.S. Bancorp [USB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Bridgewater Bancshares Inc. wins in 8 metrics, U.S. Bancorp wins in 10 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Bridgewater Bancshares Inc. | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.55 | 11.92 | Bridgewater Bancshares Inc. |
| Price-to-Book Ratio | 1.13 | 1.51 | Bridgewater Bancshares Inc. |
| Debt-to-Equity Ratio | 0.86 | 1.21 | Bridgewater Bancshares Inc. |
| PEG Ratio | 0.12 | 0.82 | Bridgewater Bancshares Inc. |
| Profit Margin (TTM) | 35.54% | 29.29% | Bridgewater Bancshares Inc. |
| Operating Margin (TTM) | 55.16% | 37.84% | Bridgewater Bancshares Inc. |
| EBITDA Margin (TTM) | 55.16% | 37.84% | Bridgewater Bancshares Inc. |
| Return on Equity | 10.80% | 12.35% | U.S. Bancorp |
| Return on Assets (TTM) | 1.03% | 1.14% | U.S. Bancorp |
| Free Cash Flow (TTM) | $21.97M | $7.97B | U.S. Bancorp |
| Dividend Yield | N/A | 3.82% | N/A |
| 1-Year Return | 34.68% | 37.10% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 3.37 | 3.32 | U.S. Bancorp |
| Enterprise Value | $800.15M | $126.46B | U.S. Bancorp |
| EV/Revenue Ratio | 5.28 | 4.75 | U.S. Bancorp |
| Revenue per Share (TTM) | $5 | $17 | U.S. Bancorp |
| Earnings per Share (Diluted) | $1.74 | $4.77 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.62 | 1.03 | Bridgewater Bancshares Inc. |
| Short % of Float | 1.52% | 0.00% | U.S. Bancorp |
Bridgewater Bancshares Inc. vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Bridgewater Bancshares Inc. | -2.85% | 0.05% | 8.00% | 12.70% | 3.96% | 10.84% |
| U.S. Bancorp | -1.95% | 4.41% | 8.79% | 12.96% | 7.60% | 7.16% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Bridgewater Bancshares Inc. | 34.68% | 93.80% | 21.95% | 55.52% | 55.52% | 55.52% |
| U.S. Bancorp | 37.10% | 76.20% | 7.67% | 43.37% | 140.67% | 88.43% |
Performance & Financial Health Analysis: Bridgewater Bancshares Inc. vs U.S. Bancorp
| Metric | BWB | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $511.01M | $88.06B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 65,054 | 9,829,002 |
| 90 Day Avg. Volume | 70,468 | 10,401,007 |
| Last Close | $19.43 | $57.79 |
| 52 Week Range | $14.80 - $20.30 | $42.55 - $61.19 |
| % from 52W High | -4.29% | -5.56% |
| All-Time High | $20.30 (Feb 06, 2026) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -4.29% | -9.09% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.46% | 0.05% |
| Quarterly Earnings Growth | 0.81% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.36% | 0.29% |
| Operating Margin (TTM) | 0.55% | 0.38% |
| Return on Equity (TTM) | 0.11% | 0.12% |
| Debt to Equity (MRQ) | 0.86 | 1.21 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $16.23 | $37.54 |
| Cash per Share (MRQ) | $7.98 | $31.14 |
| Operating Cash Flow (TTM) | $26.04M | $6.04B |
| Levered Free Cash Flow (TTM) | $42.03M | $7.19B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.82% |
| Last 12-Month Dividend | N/A | $2.04 |
Valuation & Enterprise Metrics Analysis: Bridgewater Bancshares Inc. vs U.S. Bancorp
| Metric | BWB (Apr 26, 2026) | USB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.55 | 11.92 |
| Forward P/E | 8.38 | 10.09 |
| PEG Ratio | 0.12 | 0.82 |
| Price to Sales (TTM) | 3.37 | 3.32 |
| Price to Book (MRQ) | 1.13 | 1.51 |
| Market Capitalization | ||
| Market Capitalization | $511.01M | $88.06B |
| Enterprise Value | $800.15M | $126.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.28 | 4.75 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.62 | 1.03 |
| Book Value per Share (MRQ) | $16.23 | $37.54 |
Financial Statements Comparison: Bridgewater Bancshares Inc. vs U.S. Bancorp
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | BWB (2025) | USB (2025) |
|---|---|---|
| Revenue/Sales | 141.98M | 28.54B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 60.03M | 9.52B |
| Pre-Tax Income % of Revenue | 42.3% | 33.3% |
| Income Tax | 13.94M | 1.92B |
| Income Tax % of Revenue | 9.8% | 6.7% |
| Net Income (Profit) | 46.09M | 7.60B |
| Profit Margin | 32.5% | 26.6% |
Balance Sheet & Liquidity Metrics
| Metric | BWB (2025) | USB (2025) |
|---|---|---|
| Cash & Equivalents | 123.51M | 46.89B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 508.18M | 60.76B |
| Long-Term Debt % of Revenue | 357.9% | 212.9% |
| Total Shareholders Equity | 517.10M | 65.65B |
| Retained Earnings | 351.46M | 80.91B |
| Retained Earnings % of Revenue | 247.5% | 283.5% |
| Property, Plant & Equipment | N/A | 1.51B |
Cash Flow Statement Comparison
| Metric | BWB (2025) | USB (2025) |
|---|---|---|
| Operating Cash Flow | 26.04M | 6.04B |
| Operating Cash Flow % of Revenue | 18.3% | 21.2% |
| Capital Expenditures | -5.85M | N/A |
| Free Cash Flow | 21.97M | 7.97B |
| FCF Margin | 15.5% | 27.9% |
| Debt Repayment | -1.26B | -9.05B |
| Common Stock Repurchase | -2.94M | -489.00M |
Short Interest & Institutional Ownership Analysis
| Metric | BWB | USB |
|---|---|---|
| Shares Short | 337,490 | 27,002 |
| Short Ratio | 4.60 | 0.00 |
| Short % of Float | 1.52% | 0.00% |
| Shares Outstanding | 27.83M | 1.56B |
| Float Shares | 22.22M | 1.55B |
| % Held by Insiders | 20.64% | 0.14% |
| % Held by Institutions | 68.12% | 83.55% |
| % Held by Public | 11.24% | 16.31% |
Dividend Analysis & Yield Comparison: Bridgewater Bancshares Inc. vs U.S. Bancorp
| Metric | BWB | USB |
|---|---|---|
| Last 12-Month Dividend | N/A | $2.04 |
| Last 12-Month Dividend Yield | N/A | 3.82% |
| 3-Year Avg Annual Dividend | N/A | $1.98 |
| 3-Year Avg Dividend Yield | N/A | 1.19% |
| 3-Year Total Dividends | N/A | $5.95 |
| Ex-Dividend Date | N/A | Dec 31, 2025 |