Baldwin Insurance [BWIN] vs Arthur J. Gallagher [AJG] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 21 vital metrics comparison: Baldwin Insurance Group Inc. wins in 3 metrics, Arthur J. Gallagher & Co. wins in 15 metrics, with 0 ties. Arthur J. Gallagher & Co. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Baldwin Insurance Group Inc. | Arthur J. Gallagher & Co. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | N/A | 37.51 | N/A |
| Price-to-Book Ratio | 3.17 | 2.38 | Arthur J. Gallagher & Co. |
| Debt-to-Equity Ratio | 162.44 | 58.35 | Arthur J. Gallagher & Co. |
| PEG Ratio | 10.58 | -0.77 | Baldwin Insurance Group Inc. |
| EV/EBITDA | 21.89 | 19.73 | Arthur J. Gallagher & Co. |
| Profit Margin (TTM) | -2.25% | 11.48% | Arthur J. Gallagher & Co. |
| Operating Margin (TTM) | -2.57% | 10.44% | Arthur J. Gallagher & Co. |
| EBITDA Margin (TTM) | N/A | 10.44% | N/A |
| Return on Equity | -5.17% | 6.91% | Arthur J. Gallagher & Co. |
| Return on Assets (TTM) | 1.46% | 2.24% | Arthur J. Gallagher & Co. |
| Free Cash Flow (TTM) | $-68.95M | $1.79B | Arthur J. Gallagher & Co. |
| Dividend Yield | N/A | 1.45% | N/A |
| 1-Year Return | -49.60% | -42.12% | Arthur J. Gallagher & Co. |
| Price-to-Sales Ratio (TTM) | 1.71 | 4.26 | Baldwin Insurance Group Inc. |
| Enterprise Value | $4.69B | $68.65B | Arthur J. Gallagher & Co. |
| EV/Revenue Ratio | 3.12 | 5.28 | Baldwin Insurance Group Inc. |
| Gross Profit Margin (TTM) | 26.45% | 37.96% | Arthur J. Gallagher & Co. |
| Revenue per Share (TTM) | $22 | $51 | Arthur J. Gallagher & Co. |
| Earnings per Share (Diluted) | $-0.51 | $5.75 | Arthur J. Gallagher & Co. |
| Beta (Stock Volatility) | 1.30 | 0.68 | Arthur J. Gallagher & Co. |
| Short % of Float | 13.33% | 2.30% | Arthur J. Gallagher & Co. |
Baldwin Insurance Group Inc. vs Arthur J. Gallagher & Co. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Baldwin Insurance Group Inc. | -3.64% | 2.47% | -11.33% | -16.00% | -26.16% | -18.08% |
| Arthur J. Gallagher & Co. | -1.59% | 0.89% | -0.61% | -10.25% | -15.74% | -19.62% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Baldwin Insurance Group Inc. | -49.60% | -10.42% | -23.54% | 20.25% | 20.25% | 20.25% |
| Arthur J. Gallagher & Co. | -42.12% | -2.22% | 38.82% | 320.20% | 608.63% | 658.33% |
Performance & Financial Health Analysis: Baldwin Insurance Group Inc. vs Arthur J. Gallagher & Co.
| Metric | BWIN | AJG |
|---|---|---|
| Market Information | ||
| Market Cap | $2.45B | $55.37B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 1,437,323 | 1,311,461 |
| 90 Day Avg. Volume | 1,817,804 | 1,916,410 |
| Last Close | $18.77 | $202.50 |
| 52 Week Range | $15.88 - $45.16 | $190.75 - $351.23 |
| % from 52W High | -58.44% | -42.35% |
| All-Time High | $55.82 (Oct 14, 2024) | $351.23 (Jun 03, 2025) |
| % from All-Time High | -66.37% | -42.35% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.05% | 0.37% |
| Quarterly Earnings Growth | N/A | -0.42% |
| Financial Health | ||
| Profit Margin (TTM) | -0.02% | 0.11% |
| Operating Margin (TTM) | -0.03% | 0.10% |
| Return on Equity (TTM) | -0.05% | 0.07% |
| Debt to Equity (MRQ) | 162.44 | 58.35 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $8.36 | $90.74 |
| Cash per Share (MRQ) | $1.28 | $5.46 |
| Operating Cash Flow (TTM) | $-29,418,000 | $1.93B |
| Levered Free Cash Flow (TTM) | $-20,126,500 | $1.08B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.45% |
| Last 12-Month Dividend | N/A | $3.30 |
Valuation & Enterprise Metrics Analysis: Baldwin Insurance Group Inc. vs Arthur J. Gallagher & Co.
| Metric | BWIN (Apr 24, 2026) | AJG (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | N/A | 37.51 |
| Forward P/E | 10.58 | 14.54 |
| PEG Ratio | 10.58 | -0.77 |
| Price to Sales (TTM) | 1.71 | 4.26 |
| Price to Book (MRQ) | 3.17 | 2.38 |
| Market Capitalization | ||
| Market Capitalization | $2.45B | $55.37B |
| Enterprise Value | $4.69B | $68.65B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.12 | 5.28 |
| Enterprise to EBITDA | 21.89 | 19.73 |
| Risk & Other Metrics | ||
| Beta | 1.30 | 0.68 |
| Book Value per Share (MRQ) | $8.36 | $90.74 |
Financial Statements Comparison: Baldwin Insurance Group Inc. vs Arthur J. Gallagher & Co.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | BWIN (2025) | AJG (2025) |
|---|---|---|
| Revenue/Sales | 1.49B | 13.94B |
| Cost of Goods Sold | 1.06B | 8.01B |
| COGS % of Revenue | 71.0% | 57.4% |
| Gross Profit | 431.11M | 5.94B |
| Gross Margin | 29.0% | 42.6% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 79.53M | 2.56B |
| Operating Margin | 5.3% | 18.3% |
| EBITDA | 218.89M | 3.68B |
| EBITDA Margin | 14.7% | 26.4% |
| Pre-Tax Income | -52.43M | 1.87B |
| Pre-Tax Income % of Revenue | -3.5% | 13.4% |
| Income Tax | 1.73M | 368.00M |
| Income Tax % of Revenue | 0.1% | 2.6% |
| Net Income (Profit) | -54.15M | 1.50B |
| Profit Margin | -3.6% | 10.8% |
Balance Sheet & Liquidity Metrics
| Metric | BWIN (2025) | AJG (2025) |
|---|---|---|
| Cash & Equivalents | 123.67M | 1.40B |
| Total Current Assets | 1.20B | 34.36B |
| Total Current Assets % of Revenue | 80.6% | 246.4% |
| Total Current Liabilities | 1.03B | 32.52B |
| Total Current Liabilities % of Revenue | 69.4% | 233.2% |
| Long-Term Debt | 1.73B | 12.62B |
| Long-Term Debt % of Revenue | 116.3% | 90.5% |
| Total Shareholders Equity | 1.08B | 23.35B |
| Retained Earnings | -245.24M | 5.81B |
| Retained Earnings % of Revenue | -16.5% | 41.6% |
| Property, Plant & Equipment | 84.06M | 640.00M |
Cash Flow Statement Comparison
| Metric | BWIN (2025) | AJG (2025) |
|---|---|---|
| Operating Cash Flow | -19.49M | 1.85B |
| Operating Cash Flow % of Revenue | -1.3% | 13.2% |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | -68.95M | 1.79B |
| FCF Margin | -4.6% | 12.8% |
| Debt Repayment | -1.93B | -2.76B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | BWIN | AJG |
|---|---|---|
| Shares Short | 11.70M | 5.83M |
| Short Ratio | 5.54 | 2.57 |
| Short % of Float | 13.33% | 2.30% |
| Shares Outstanding | 71.78M | 257.00M |
| Float Shares | 95.64M | 254.27M |
| % Held by Insiders | 1.15% | 0.88% |
| % Held by Institutions | 84.93% | 93.88% |
| % Held by Public | 13.92% | 5.24% |
Dividend Analysis & Yield Comparison: Baldwin Insurance Group Inc. vs Arthur J. Gallagher & Co.
| Metric | BWIN | AJG |
|---|---|---|
| Last 12-Month Dividend | N/A | $3.30 |
| Last 12-Month Dividend Yield | N/A | 1.45% |
| 3-Year Avg Annual Dividend | N/A | $2.45 |
| 3-Year Avg Dividend Yield | N/A | 0.23% |
| 3-Year Total Dividends | N/A | $7.35 |
| Ex-Dividend Date | N/A | Mar 06, 2026 |