Commerce Bancshares [CBSH] vs SouthState [SSB] Detailed Stock Comparison

Commerce Bancshares Inc.

NASDAQ
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SouthState Corporation

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Commerce Bancshares Inc. wins in 8 metrics, SouthState Corporation wins in 11 metrics, with 0 ties. SouthState Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Commerce Bancshares Inc. SouthState Corporation Better
P/E Ratio (TTM) 12.42 12.53 Commerce Bancshares Inc.
Price-to-Book Ratio 1.73 1.08 SouthState Corporation
Debt-to-Equity Ratio 0.68 0.26 SouthState Corporation
PEG Ratio 4.35 0.40 SouthState Corporation
Profit Margin (TTM) 32.34% 31.25% Commerce Bancshares Inc.
Operating Margin (TTM) 42.50% 51.08% SouthState Corporation
EBITDA Margin (TTM) 42.50% 51.08% SouthState Corporation
Return on Equity 14.94% 10.69% Commerce Bancshares Inc.
Return on Assets (TTM) 1.72% 1.41% Commerce Bancshares Inc.
Free Cash Flow (TTM) $592.39M $230.59M Commerce Bancshares Inc.
Dividend Yield 2.56% 2.17% Commerce Bancshares Inc.
1-Year Return -12.98% 7.92% SouthState Corporation
Price-to-Sales Ratio (TTM) 4.14 3.88 SouthState Corporation
Enterprise Value $5.25B $8.87B SouthState Corporation
EV/Revenue Ratio 2.95 3.47 Commerce Bancshares Inc.
Revenue per Share (TTM) $13 $25 SouthState Corporation
Earnings per Share (Diluted) $4.07 $7.87 SouthState Corporation
Beta (Stock Volatility) 0.59 0.75 Commerce Bancshares Inc.
Short % of Float 3.64% 2.43% SouthState Corporation

Commerce Bancshares Inc. vs SouthState Corporation Stock Performance Analysis

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CBSH
SSB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Commerce Bancshares Inc.-1.27%-1.14%-0.73%-0.48%-1.91%-1.68%
SouthState Corporation-2.06%-2.82%-4.40%-6.45%0.61%-2.13%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Commerce Bancshares Inc.-12.98%19.55%-17.35%43.90%106.73%98.93%
SouthState Corporation7.92%40.54%5.57%32.59%229.91%185.82%

Performance & Financial Health Analysis: Commerce Bancshares Inc. vs SouthState Corporation

MetricCBSHSSB
Market Information
Market Cap i$7.38B$9.86B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i1,388,160888,466
90 Day Avg. Volume i1,268,543875,845
Last Close$51.36$92.22
52 Week Range$46.99 - $63.19$84.48 - $108.46
% from 52W High-18.72%-14.97%
All-Time High$72.75 (Nov 25, 2024)$114.27 (Nov 25, 2024)
% from All-Time High-29.40%-19.30%
Growth Metrics
Quarterly Revenue Growth0.17%0.52%
Quarterly Earnings Growth0.08%0.72%
Financial Health
Profit Margin (TTM) i0.32%0.31%
Operating Margin (TTM) i0.43%0.51%
Return on Equity (TTM) i0.15%0.11%
Debt to Equity (MRQ) i0.680.26
Cash & Liquidity
Book Value per Share (MRQ)$29.16$91.38
Cash per Share (MRQ)$32.45$32.67
Operating Cash Flow (TTM) i$651.84M$300.85M
Levered Free Cash Flow (TTM) i$560.87M$798.67M
Dividends
Last 12-Month Dividend Yield i2.56%2.17%
Last 12-Month Dividend i$1.40$2.34

Valuation & Enterprise Metrics Analysis: Commerce Bancshares Inc. vs SouthState Corporation

MetricCBSH (Apr 26, 2026)SSB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i12.4212.53
Forward P/E i11.739.27
PEG Ratio i4.350.40
Price to Sales (TTM) i4.143.88
Price to Book (MRQ) i1.731.08
Market Capitalization
Market Capitalization i$7.38B$9.86B
Enterprise Value i$5.25B$8.87B
Enterprise Value Metrics
Enterprise to Revenue i2.953.47
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.590.75
Book Value per Share (MRQ) i$29.16$91.38

Financial Statements Comparison: Commerce Bancshares Inc. vs SouthState Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCBSH (2025)SSB (2025)
Revenue/Sales i1.77B2.62B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i731.84M1.04B
Pre-Tax Income % of Revenue i41.4%39.7%
Income Tax i161.14M241.54M
Income Tax % of Revenue i9.1%9.2%
Net Income (Profit) i570.70M798.67M
Profit Margin i32.3%30.5%

Balance Sheet & Liquidity Metrics

MetricCBSH (2025)SSB (2025)
Cash & Equivalents i3.55B885.56M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i12.80M686.23M
Long-Term Debt % of Revenue i0.7%26.2%
Total Shareholders Equity i3.81B9.06B
Retained Earnings i131.83M2.61B
Retained Earnings % of Revenue i7.5%99.9%
Property, Plant & Equipment i283.30M516.00M

Cash Flow Statement Comparison

MetricCBSH (2025)SSB (2025)
Operating Cash Flow i651.84M506.84M
Operating Cash Flow % of Revenue i36.9%19.4%
Capital Expenditures i-52.65M-69.26M
Free Cash Flow i592.39M230.59M
FCF Margin i33.5%8.8%
Debt Repayment i0-1.11B
Common Stock Repurchase i-207.57M-235.82M

Short Interest & Institutional Ownership Analysis

MetricCBSHSSB
Shares Short i5.22M2.15M
Short Ratio i4.382.44
Short % of Float i3.64%2.43%
Shares Outstanding i145.98M99.14M
Float Shares i133.12M96.62M
% Held by Insiders i2.41%1.26%
% Held by Institutions i69.62%85.27%
% Held by Public i27.97%13.47%

Dividend Analysis & Yield Comparison: Commerce Bancshares Inc. vs SouthState Corporation

MetricCBSHSSB
Last 12-Month Dividend i$1.40$2.34
Last 12-Month Dividend Yield i2.56%2.17%
3-Year Avg Annual Dividend i$1.13$2.18
3-Year Avg Dividend Yield i0.50%0.64%
3-Year Total Dividends i$3.40$6.54
Ex-Dividend DateMar 06, 2026Feb 06, 2026