City Holding Company [CHCO] vs PNC Financial [PNC] Detailed Stock Comparison

City Holding Company

NASDAQ
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: City Holding Company wins in 8 metrics, PNC Financial Services Group, Inc. wins in 10 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric City Holding Company PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 13.96 12.56 PNC Financial Services Group, Inc.
Price-to-Book Ratio 2.28 1.39 PNC Financial Services Group, Inc.
Debt-to-Equity Ratio 0.65 1.12 City Holding Company
PEG Ratio 1.13 11.84 City Holding Company
Profit Margin (TTM) 41.26% 28.75% City Holding Company
Operating Margin (TTM) 50.95% 35.28% City Holding Company
EBITDA Margin (TTM) 50.95% 35.28% City Holding Company
Return on Equity 17.01% 11.33% City Holding Company
Return on Assets (TTM) 1.97% 1.09% City Holding Company
Free Cash Flow (TTM) $128.45M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 3.27% 3.02% City Holding Company
1-Year Return 5.45% 27.22% PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM) 5.69 3.35 PNC Financial Services Group, Inc.
Enterprise Value $2.03B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 6.36 6.11 PNC Financial Services Group, Inc.
Revenue per Share (TTM) $22 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $9.07 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) N/A 1.07 N/A
Short % of Float 9.96% 1.26% PNC Financial Services Group, Inc.

City Holding Company vs PNC Financial Services Group, Inc. Stock Performance Analysis

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CHCO
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
City Holding Company-1.47%0.11%2.43%3.65%3.38%4.57%
PNC Financial Services Group, Inc.-1.24%0.10%1.37%3.17%15.08%4.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
City Holding Company5.45%33.57%56.11%153.54%301.91%239.18%
PNC Financial Services Group, Inc.27.22%78.93%13.98%149.66%272.63%219.68%

Performance & Financial Health Analysis: City Holding Company vs PNC Financial Services Group, Inc.

MetricCHCOPNC
Market Information
Market Cap i$1.79B$70.31B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i100,1691,904,080
90 Day Avg. Volume i141,3101,960,760
Last Close$123.53$218.27
52 Week Range$113.21 - $133.59$172.73 - $243.94
% from 52W High-7.53%-10.52%
All-Time High$137.28 (Nov 25, 2024)$243.94 (Feb 06, 2026)
% from All-Time High-10.02%-10.52%
Growth Metrics
Quarterly Revenue Growth0.06%0.05%
Quarterly Earnings Growth0.05%0.11%
Financial Health
Profit Margin (TTM) i0.41%0.29%
Operating Margin (TTM) i0.51%0.35%
Return on Equity (TTM) i0.17%0.11%
Debt to Equity (MRQ) i0.651.12
Cash & Liquidity
Book Value per Share (MRQ)$55.67$127.98
Cash per Share (MRQ)$20.95$27.54
Operating Cash Flow (TTM) i$132.26M$5.61B
Levered Free Cash Flow (TTM) i$129.33M$5.50B
Dividends
Last 12-Month Dividend Yield i3.27%3.02%
Last 12-Month Dividend i$4.11$6.70

Valuation & Enterprise Metrics Analysis: City Holding Company vs PNC Financial Services Group, Inc.

MetricCHCO (Apr 26, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i13.9612.56
Forward P/E i13.4911.84
PEG Ratio i1.1311.84
Price to Sales (TTM) i5.693.35
Price to Book (MRQ) i2.281.39
Market Capitalization
Market Capitalization i$1.79B$70.31B
Enterprise Value i$2.03B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i6.366.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/A1.07
Book Value per Share (MRQ) i$55.67$127.98

Financial Statements Comparison: City Holding Company vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCHCO (2025)PNC (2024)
Revenue/Sales i305.18M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i161.47M7.24B
Pre-Tax Income % of Revenue i52.9%34.8%
Income Tax i30.98M1.29B
Income Tax % of Revenue i10.2%6.2%
Net Income (Profit) i130.49M5.95B
Profit Margin i42.8%28.6%

Balance Sheet & Liquidity Metrics

MetricCHCO (2025)PNC (2024)
Cash & Equivalents i191.92M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i150.00M61.67B
Long-Term Debt % of Revenue i49.2%296.4%
Total Shareholders Equity i809.68M54.47B
Retained Earnings i935.05M59.28B
Retained Earnings % of Revenue i306.4%284.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricCHCO (2025)PNC (2024)
Operating Cash Flow i132.26M7.96B
Operating Cash Flow % of Revenue i43.3%38.3%
Capital Expenditures i-2.88MN/A
Free Cash Flow i128.45M7.88B
FCF Margin i42.1%37.9%
Debt Repayment iN/A-23.75B
Common Stock Repurchase i-45.76M-1.19B

Short Interest & Institutional Ownership Analysis

MetricCHCOPNC
Shares Short i996,4704.98M
Short Ratio i6.822.41
Short % of Float i9.96%1.26%
Shares Outstanding i14.35M395.94M
Float Shares i14.01M392.38M
% Held by Insiders i4.30%0.38%
% Held by Institutions i72.00%85.29%
% Held by Public i23.70%14.33%

Dividend Analysis & Yield Comparison: City Holding Company vs PNC Financial Services Group, Inc.

MetricCHCOPNC
Last 12-Month Dividend i$4.11$6.70
Last 12-Month Dividend Yield i3.27%3.02%
3-Year Avg Annual Dividend i$3.23$6.40
3-Year Avg Dividend Yield i0.69%1.00%
3-Year Total Dividends i$9.69$19.20
Ex-Dividend DateJan 15, 2026Jan 20, 2026