Cincinnati Financial [CINF] vs Chubb [CB] Detailed Stock Comparison

Cincinnati Financial Corporation

NASDAQ
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Chubb Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Cincinnati Financial Corporation wins in 14 metrics, Chubb Ltd. wins in 6 metrics, with 0 ties. Cincinnati Financial Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Cincinnati Financial Corporation Chubb Ltd. Better
P/E Ratio (TTM) 11.09 11.64 Cincinnati Financial Corporation
Price-to-Book Ratio 1.64 1.75 Cincinnati Financial Corporation
Debt-to-Equity Ratio 5.57 30.94 Cincinnati Financial Corporation
PEG Ratio 0.16 0.42 Cincinnati Financial Corporation
EV/EBITDA 7.96 11.46 Cincinnati Financial Corporation
Profit Margin (TTM) 18.95% 17.29% Cincinnati Financial Corporation
Operating Margin (TTM) 27.60% 24.24% Cincinnati Financial Corporation
EBITDA Margin (TTM) 27.60% 24.24% Cincinnati Financial Corporation
Return on Equity 16.04% 14.34% Cincinnati Financial Corporation
Return on Assets (TTM) 4.89% 3.12% Cincinnati Financial Corporation
Free Cash Flow (TTM) $3.09B $12.82B Chubb Ltd.
Dividend Yield 2.70% 0.59% Cincinnati Financial Corporation
1-Year Return 15.48% 14.42% Cincinnati Financial Corporation
Price-to-Sales Ratio (TTM) 2.07 2.16 Cincinnati Financial Corporation
Enterprise Value $25.48B $152.07B Chubb Ltd.
EV/Revenue Ratio 2.02 2.55 Cincinnati Financial Corporation
Revenue per Share (TTM) $81 $150 Chubb Ltd.
Earnings per Share (Diluted) $15.17 $28.29 Chubb Ltd.
Beta (Stock Volatility) 0.64 0.50 Chubb Ltd.
Short % of Float 1.89% 1.03% Chubb Ltd.

Cincinnati Financial Corporation vs Chubb Ltd. Stock Performance Analysis

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CINF
CB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Cincinnati Financial Corporation0.20%4.37%1.75%1.66%1.36%4.86%
Chubb Ltd.-0.36%1.58%0.86%-0.96%4.59%5.45%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Cincinnati Financial Corporation15.48%67.50%48.49%144.23%485.21%261.98%
Chubb Ltd.14.42%68.33%110.33%164.78%410.25%575.19%

Performance & Financial Health Analysis: Cincinnati Financial Corporation vs Chubb Ltd.

MetricCINFCB
Market Information
Market Cap i$25.61B$130.19B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i815,5731,559,588
90 Day Avg. Volume i787,5341,636,379
Last Close$169.34$326.95
52 Week Range$143.37 - $174.27$264.10 - $345.67
% from 52W High-2.83%-5.42%
All-Time High$174.27 (Feb 06, 2026)$345.67 (Mar 02, 2026)
% from All-Time High-2.83%-5.42%
Growth Metrics
Quarterly Revenue Growth0.22%0.06%
Quarterly Earnings Growth0.67%0.25%
Financial Health
Profit Margin (TTM) i0.19%0.17%
Operating Margin (TTM) i0.28%0.24%
Return on Equity (TTM) i0.16%0.14%
Debt to Equity (MRQ) i5.5730.94
Cash & Liquidity
Book Value per Share (MRQ)$102.39$188.59
Cash per Share (MRQ)$10.15$18.23
Operating Cash Flow (TTM) i$3.11B$12.82B
Levered Free Cash Flow (TTM) i$6.14B$12.14B
Dividends
Last 12-Month Dividend Yield i2.70%0.59%
Last 12-Month Dividend i$4.42$1.94

Valuation & Enterprise Metrics Analysis: Cincinnati Financial Corporation vs Chubb Ltd.

MetricCINF (Apr 26, 2026)CB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.0911.64
Forward P/E i18.2511.29
PEG Ratio i0.160.42
Price to Sales (TTM) i2.072.16
Price to Book (MRQ) i1.641.75
Market Capitalization
Market Capitalization i$25.61B$130.19B
Enterprise Value i$25.48B$152.07B
Enterprise Value Metrics
Enterprise to Revenue i2.022.55
Enterprise to EBITDA i7.9611.46
Risk & Other Metrics
Beta i0.640.50
Book Value per Share (MRQ) i$102.39$188.59

Financial Statements Comparison: Cincinnati Financial Corporation vs Chubb Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCINF (2025)CB (2025)
Revenue/Sales i12.63B59.78B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i2.98B13.04B
Pre-Tax Income % of Revenue i23.6%21.8%
Income Tax i587.00M2.42B
Income Tax % of Revenue i4.6%4.1%
Net Income (Profit) i2.39B10.62B
Profit Margin i18.9%17.8%

Balance Sheet & Liquidity Metrics

MetricCINF (2025)CB (2025)
Cash & Equivalents i1.43B2.27B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i861.00M15.73B
Long-Term Debt % of Revenue i6.8%26.3%
Total Shareholders Equity i15.91B79.78B
Retained Earnings i16.72B69.95B
Retained Earnings % of Revenue i132.4%117.0%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricCINF (2025)CB (2025)
Operating Cash Flow i2.41B9.94B
Operating Cash Flow % of Revenue i19.1%16.6%
Capital Expenditures i-20.00MN/A
Free Cash Flow i3.09B12.82B
FCF Margin i24.5%21.4%
Debt Repayment iN/A-800.00M
Common Stock Repurchase i-205.00M-3.69B

Short Interest & Institutional Ownership Analysis

MetricCINFCB
Shares Short i2.53M3.98M
Short Ratio i3.112.17
Short % of Float i1.89%1.03%
Shares Outstanding i155.42M391.10M
Float Shares i152.77M353.59M
% Held by Insiders i1.67%9.45%
% Held by Institutions i71.49%84.38%
% Held by Public i26.84%6.17%

Dividend Analysis & Yield Comparison: Cincinnati Financial Corporation vs Chubb Ltd.

MetricCINFCB
Last 12-Month Dividend i$4.42$1.94
Last 12-Month Dividend Yield i2.70%0.59%
3-Year Avg Annual Dividend i$3.55$3.01
3-Year Avg Dividend Yield i0.64%0.35%
3-Year Total Dividends i$10.66$9.02
Ex-Dividend DateMar 24, 2026Mar 13, 2026