Cincinnati Financial [CINF] vs Hartford Financial [HIG] Detailed Stock Comparison

Cincinnati Financial Corporation

NASDAQ
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Hartford Financial Services Group Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Cincinnati Financial Corporation wins in 10 metrics, Hartford Financial Services Group Inc. wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric Cincinnati Financial Corporation Hartford Financial Services Group Inc. Better
P/E Ratio (TTM) 11.09 10.45 Hartford Financial Services Group Inc.
Price-to-Book Ratio 1.64 2.07 Cincinnati Financial Corporation
Debt-to-Equity Ratio 5.57 23.94 Cincinnati Financial Corporation
PEG Ratio 0.16 0.27 Cincinnati Financial Corporation
EV/EBITDA 7.96 7.41 Hartford Financial Services Group Inc.
Profit Margin (TTM) 18.95% 13.52% Cincinnati Financial Corporation
Operating Margin (TTM) 27.60% 20.02% Cincinnati Financial Corporation
EBITDA Margin (TTM) 27.60% 20.02% Cincinnati Financial Corporation
Return on Equity 16.04% 21.66% Hartford Financial Services Group Inc.
Return on Assets (TTM) 4.89% 3.72% Cincinnati Financial Corporation
Free Cash Flow (TTM) $3.09B $5.75B Hartford Financial Services Group Inc.
Dividend Yield 2.70% 1.58% Cincinnati Financial Corporation
1-Year Return 15.48% 3.51% Cincinnati Financial Corporation
Price-to-Sales Ratio (TTM) 2.07 1.35 Hartford Financial Services Group Inc.
Enterprise Value $25.48B $38.78B Hartford Financial Services Group Inc.
EV/Revenue Ratio 2.02 1.37 Hartford Financial Services Group Inc.
Revenue per Share (TTM) $81 $100 Hartford Financial Services Group Inc.
Earnings per Share (Diluted) $15.17 $13.32 Cincinnati Financial Corporation
Beta (Stock Volatility) 0.64 0.53 Hartford Financial Services Group Inc.
Short % of Float 1.89% 0.03% Hartford Financial Services Group Inc.

Cincinnati Financial Corporation vs Hartford Financial Services Group Inc. Stock Performance Analysis

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CINF
HIG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Cincinnati Financial Corporation0.20%4.37%1.75%1.66%1.36%4.86%
Hartford Financial Services Group Inc.0.15%1.75%-3.06%-3.66%-6.38%-5.32%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Cincinnati Financial Corporation15.48%67.50%48.49%144.23%485.21%261.98%
Hartford Financial Services Group Inc.3.51%80.33%113.02%194.59%430.36%54.68%

Performance & Financial Health Analysis: Cincinnati Financial Corporation vs Hartford Financial Services Group Inc.

MetricCINFHIG
Market Information
Market Cap i$25.61B$38.51B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i815,5731,217,232
90 Day Avg. Volume i787,5341,398,091
Last Close$169.34$129.82
52 Week Range$143.37 - $174.27$119.61 - $144.50
% from 52W High-2.83%-10.16%
All-Time High$174.27 (Feb 06, 2026)$144.50 (Feb 06, 2026)
% from All-Time High-2.83%-10.16%
Growth Metrics
Quarterly Revenue Growth0.22%0.07%
Quarterly Earnings Growth0.67%0.33%
Financial Health
Profit Margin (TTM) i0.19%0.14%
Operating Margin (TTM) i0.28%0.20%
Return on Equity (TTM) i0.16%0.22%
Debt to Equity (MRQ) i5.5723.94
Cash & Liquidity
Book Value per Share (MRQ)$102.39$67.33
Cash per Share (MRQ)$10.15$16.26
Operating Cash Flow (TTM) i$3.11B$5.92B
Levered Free Cash Flow (TTM) i$6.14B$5.81B
Dividends
Last 12-Month Dividend Yield i2.70%1.58%
Last 12-Month Dividend i$4.42$2.24

Valuation & Enterprise Metrics Analysis: Cincinnati Financial Corporation vs Hartford Financial Services Group Inc.

MetricCINF (Apr 26, 2026)HIG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.0910.45
Forward P/E i18.259.58
PEG Ratio i0.160.27
Price to Sales (TTM) i2.071.35
Price to Book (MRQ) i1.642.07
Market Capitalization
Market Capitalization i$25.61B$38.51B
Enterprise Value i$25.48B$38.78B
Enterprise Value Metrics
Enterprise to Revenue i2.021.37
Enterprise to EBITDA i7.967.41
Risk & Other Metrics
Beta i0.640.53
Book Value per Share (MRQ) i$102.39$67.33

Financial Statements Comparison: Cincinnati Financial Corporation vs Hartford Financial Services Group Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCINF (2025)HIG (2025)
Revenue/Sales i12.63B28.07B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i2.98B4.76B
Pre-Tax Income % of Revenue i23.6%17.0%
Income Tax i587.00M924.00M
Income Tax % of Revenue i4.6%3.3%
Net Income (Profit) i2.39B3.84B
Profit Margin i18.9%13.7%

Balance Sheet & Liquidity Metrics

MetricCINF (2025)HIG (2025)
Cash & Equivalents i1.43B133.00M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i861.00M4.37B
Long-Term Debt % of Revenue i6.8%15.6%
Total Shareholders Equity i15.91B18.98B
Retained Earnings i16.72B24.74B
Retained Earnings % of Revenue i132.4%88.1%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricCINF (2025)HIG (2025)
Operating Cash Flow i2.41B638.00M
Operating Cash Flow % of Revenue i19.1%2.3%
Capital Expenditures i-20.00M-169.00M
Free Cash Flow i3.09B5.75B
FCF Margin i24.5%20.5%
Debt Repayment iN/AN/A
Common Stock Repurchase i-205.00M-1.62B

Short Interest & Institutional Ownership Analysis

MetricCINFHIG
Shares Short i2.53M76,627
Short Ratio i3.110.05
Short % of Float i1.89%0.03%
Shares Outstanding i155.42M276.92M
Float Shares i152.77M274.40M
% Held by Insiders i1.67%0.36%
% Held by Institutions i71.49%96.18%
% Held by Public i26.84%3.46%

Dividend Analysis & Yield Comparison: Cincinnati Financial Corporation vs Hartford Financial Services Group Inc.

MetricCINFHIG
Last 12-Month Dividend i$4.42$2.24
Last 12-Month Dividend Yield i2.70%1.58%
3-Year Avg Annual Dividend i$3.55$2.00
3-Year Avg Dividend Yield i0.64%0.48%
3-Year Total Dividends i$10.66$6.00
Ex-Dividend DateMar 24, 2026Mar 02, 2026