Cincinnati Financial [CINF] vs Progressive [PGR] Detailed Stock Comparison

Cincinnati Financial Corporation

NASDAQ
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Progressive Corporation

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Cincinnati Financial Corporation wins in 8 metrics, Progressive Corporation wins in 12 metrics, with 0 ties. Progressive Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Cincinnati Financial Corporation Progressive Corporation Better
P/E Ratio (TTM) 11.09 10.45 Progressive Corporation
Price-to-Book Ratio 1.64 3.75 Cincinnati Financial Corporation
Debt-to-Equity Ratio 5.57 26.17 Cincinnati Financial Corporation
PEG Ratio 0.16 1.06 Cincinnati Financial Corporation
EV/EBITDA 7.96 8.33 Cincinnati Financial Corporation
Profit Margin (TTM) 18.95% 12.93% Cincinnati Financial Corporation
Operating Margin (TTM) 27.60% 16.39% Cincinnati Financial Corporation
EBITDA Margin (TTM) 27.60% 16.39% Cincinnati Financial Corporation
Return on Equity 16.04% 37.90% Progressive Corporation
Return on Assets (TTM) 4.89% 7.94% Progressive Corporation
Free Cash Flow (TTM) $3.09B $17.20B Progressive Corporation
Dividend Yield 2.70% 8.67% Progressive Corporation
1-Year Return 15.48% -24.17% Cincinnati Financial Corporation
Price-to-Sales Ratio (TTM) 2.07 1.34 Progressive Corporation
Enterprise Value $25.48B $126.25B Progressive Corporation
EV/Revenue Ratio 2.02 1.41 Progressive Corporation
Revenue per Share (TTM) $81 $153 Progressive Corporation
Earnings per Share (Diluted) $15.17 $19.65 Progressive Corporation
Beta (Stock Volatility) 0.64 0.33 Progressive Corporation
Short % of Float 1.89% 1.25% Progressive Corporation

Cincinnati Financial Corporation vs Progressive Corporation Stock Performance Analysis

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CINF
PGR

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Cincinnati Financial Corporation0.20%4.37%1.75%1.66%1.36%4.86%
Progressive Corporation0.19%1.62%1.89%-0.59%-13.90%-4.06%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Cincinnati Financial Corporation15.48%67.50%48.49%144.23%485.21%261.98%
Progressive Corporation-24.17%56.25%120.03%538.51%897.59%666.45%

Performance & Financial Health Analysis: Cincinnati Financial Corporation vs Progressive Corporation

MetricCINFPGR
Market Information
Market Cap i$25.61B$120.11B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i815,5733,008,670
90 Day Avg. Volume i787,5343,010,043
Last Close$169.34$203.50
52 Week Range$143.37 - $174.27$189.20 - $269.78
% from 52W High-2.83%-24.57%
All-Time High$174.27 (Feb 06, 2026)$292.99 (Mar 17, 2025)
% from All-Time High-2.83%-30.54%
Growth Metrics
Quarterly Revenue Growth0.22%0.09%
Quarterly Earnings Growth0.67%0.10%
Financial Health
Profit Margin (TTM) i0.19%0.13%
Operating Margin (TTM) i0.28%0.16%
Return on Equity (TTM) i0.16%0.38%
Debt to Equity (MRQ) i5.5726.17
Cash & Liquidity
Book Value per Share (MRQ)$102.39$54.71
Cash per Share (MRQ)$10.15$3.64
Operating Cash Flow (TTM) i$3.11B$12.39B
Levered Free Cash Flow (TTM) i$6.14B$11.31B
Dividends
Last 12-Month Dividend Yield i2.70%8.67%
Last 12-Month Dividend i$4.42$18.40

Valuation & Enterprise Metrics Analysis: Cincinnati Financial Corporation vs Progressive Corporation

MetricCINF (Apr 26, 2026)PGR (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.0910.45
Forward P/E i18.2512.73
PEG Ratio i0.161.06
Price to Sales (TTM) i2.071.34
Price to Book (MRQ) i1.643.75
Market Capitalization
Market Capitalization i$25.61B$120.11B
Enterprise Value i$25.48B$126.25B
Enterprise Value Metrics
Enterprise to Revenue i2.021.41
Enterprise to EBITDA i7.968.33
Risk & Other Metrics
Beta i0.640.33
Book Value per Share (MRQ) i$102.39$54.71

Financial Statements Comparison: Cincinnati Financial Corporation vs Progressive Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCINF (2025)PGR (2025)
Revenue/Sales i12.63B87.64B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i2.98B14.22B
Pre-Tax Income % of Revenue i23.6%16.2%
Income Tax i587.00M2.92B
Income Tax % of Revenue i4.6%3.3%
Net Income (Profit) i2.39B11.31B
Profit Margin i18.9%12.9%

Balance Sheet & Liquidity Metrics

MetricCINF (2025)PGR (2025)
Cash & Equivalents i1.43B125.00M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i861.00M6.90B
Long-Term Debt % of Revenue i6.8%7.9%
Total Shareholders Equity i15.91B30.32B
Retained Earnings i16.72B27.33B
Retained Earnings % of Revenue i132.4%31.2%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricCINF (2025)PGR (2025)
Operating Cash Flow i2.41B12.39B
Operating Cash Flow % of Revenue i19.1%14.1%
Capital Expenditures i-20.00M-268.00M
Free Cash Flow i3.09B17.20B
FCF Margin i24.5%19.6%
Debt Repayment iN/AN/A
Common Stock Repurchase i-205.00M-166.00M

Short Interest & Institutional Ownership Analysis

MetricCINFPGR
Shares Short i2.53M7.29M
Short Ratio i3.112.32
Short % of Float i1.89%1.25%
Shares Outstanding i155.42M584.40M
Float Shares i152.77M582.21M
% Held by Insiders i1.67%0.25%
% Held by Institutions i71.49%89.29%
% Held by Public i26.84%10.46%

Dividend Analysis & Yield Comparison: Cincinnati Financial Corporation vs Progressive Corporation

MetricCINFPGR
Last 12-Month Dividend i$4.42$18.40
Last 12-Month Dividend Yield i2.70%8.67%
3-Year Avg Annual Dividend i$3.55$6.62
3-Year Avg Dividend Yield i0.64%0.71%
3-Year Total Dividends i$10.66$19.85
Ex-Dividend DateMar 24, 2026Jan 02, 2026