Cincinnati Financial [CINF] vs Travelers Companies [TRV] Detailed Stock Comparison
Cincinnati Financial
NASDAQ
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Travelers Companies
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Cincinnati Financial wins in 8 metrics, Travelers Companies wins in 11 metrics, with 0 ties. Travelers Companies appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Cincinnati Financial | Travelers Companies | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.17 | 12.59 | Travelers Companies |
| Price-to-Book Ratio | 1.78 | 2.17 | Cincinnati Financial |
| Debt-to-Equity Ratio | 6.18 | 27.22 | Cincinnati Financial |
| PEG Ratio | 0.12 | 0.07 | Travelers Companies |
| EV/EBITDA | 10.35 | 8.81 | Travelers Companies |
| Profit Margin (TTM) | 15.59% | 10.97% | Cincinnati Financial |
| Operating Margin (TTM) | 26.76% | 16.34% | Cincinnati Financial |
| EBITDA Margin (TTM) | 26.76% | 16.34% | Cincinnati Financial |
| Return on Equity | 13.44% | 19.29% | Travelers Companies |
| Return on Assets (TTM) | 3.90% | 3.22% | Cincinnati Financial |
| Free Cash Flow (TTM) | $2.63B | $9.07B | Travelers Companies |
| Dividend Yield | 2.75% | 1.19% | Cincinnati Financial |
| 1-Year Return | 21.13% | 19.51% | Cincinnati Financial |
| Price-to-Sales Ratio (TTM) | 2.19 | 1.34 | Travelers Companies |
| Enterprise Value | $25.32B | $66.83B | Travelers Companies |
| EV/Revenue Ratio | 2.17 | 1.40 | Travelers Companies |
| Revenue per Share (TTM) | $75 | $211 | Travelers Companies |
| Earnings per Share (Diluted) | $11.52 | $22.60 | Travelers Companies |
| Beta (Stock Volatility) | 0.73 | 0.52 | Travelers Companies |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Cincinnati Financial vs Travelers Companies Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Cincinnati Financial | 1.18% | 5.65% | 7.66% | 12.98% | 30.50% | 15.95% |
| Travelers Companies | -0.64% | 2.25% | 3.01% | 9.17% | 20.91% | 17.37% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Cincinnati Financial | 21.13% | 66.79% | 110.24% | 190.40% | 453.10% | 308.73% |
| Travelers Companies | 19.51% | 73.14% | 149.50% | 166.98% | 427.19% | 567.92% |
News Based Sentiment: Cincinnati Financial vs Travelers Companies
Cincinnati Financial
News based Sentiment: POSITIVE
The month highlights Cincinnati Financial's consistent dividend history, strategic focus, and upcoming earnings report, all pointing towards a stable and potentially growing investment. While no major events occurred, the continued positive indicators suggest a strengthening investment case.
Travelers Companies
News based Sentiment: POSITIVE
October saw a significant wave of positive developments for Travelers, including multiple price target increases from prominent firms like Evercore ISI and Goldman Sachs, a new all-time high for the stock, and continued strong institutional investment. These factors collectively suggest a strengthening investment case and improved future prospects for the company.
Performance & Financial Health Analysis: Cincinnati Financial vs Travelers Companies
| Metric | CINF | TRV |
|---|---|---|
| Market Information | ||
| Market Cap | $25.53B | $64.06B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 399,730 | 825,230 |
| 90 Day Avg. Volume | 435,560 | 1,092,480 |
| Last Close | $165.21 | $282.73 |
| 52 Week Range | $123.02 - $165.93 | $224.62 - $286.17 |
| % from 52W High | -0.43% | -1.20% |
| All-Time High | $165.93 (Oct 06, 2025) | $286.17 (Oct 03, 2025) |
| % from All-Time High | -0.43% | -1.20% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.28% | 0.07% |
| Quarterly Earnings Growth | 1.20% | 1.83% |
| Financial Health | ||
| Profit Margin (TTM) | 0.16% | 0.11% |
| Operating Margin (TTM) | 0.27% | 0.16% |
| Return on Equity (TTM) | 0.13% | 0.19% |
| Debt to Equity (MRQ) | 6.18 | 27.22 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $91.50 | $131.13 |
| Cash per Share (MRQ) | $7.00 | $23.40 |
| Operating Cash Flow (TTM) | $2.60B | $9.63B |
| Levered Free Cash Flow (TTM) | $1.50B | $15.66B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.75% | 1.19% |
| Last 12-Month Dividend | $4.23 | $3.15 |
Valuation & Enterprise Metrics Analysis: Cincinnati Financial vs Travelers Companies
| Metric | CINF | TRV |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.17 | 12.59 |
| Forward P/E | 22.28 | 13.39 |
| PEG Ratio | 0.12 | 0.07 |
| Price to Sales (TTM) | 2.19 | 1.34 |
| Price to Book (MRQ) | 1.78 | 2.17 |
| Market Capitalization | ||
| Market Capitalization | $25.53B | $64.06B |
| Enterprise Value | $25.32B | $66.83B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.17 | 1.40 |
| Enterprise to EBITDA | 10.35 | 8.81 |
| Risk & Other Metrics | ||
| Beta | 0.73 | 0.52 |
| Book Value per Share (MRQ) | $91.50 | $131.13 |
Financial Statements Comparison: Cincinnati Financial vs Travelers Companies
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | CINF | TRV |
|---|---|---|
| Revenue/Sales | $3.25B | $12.12B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $855.00M | $1.88B |
| Income Tax | $170.00M | $372.00M |
| Net Income (Profit) | $685.00M | $1.51B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | CINF | TRV |
|---|---|---|
| Cash & Equivalents | $1.01B | $521.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $853.00M | $7.73B |
| Total Shareholders Equity | $13.72B | $29.52B |
| Retained Earnings | $14.64B | $51.04B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | CINF | TRV |
|---|---|---|
| Operating Cash Flow | $-804.00M | $1.07B |
| Capital Expenditures | $-3.00M | N/A |
| Free Cash Flow | $307.00M | $2.33B |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | $-42.00M | $-522.00M |
Short Interest & Institutional Ownership Analysis
| Metric | CINF | TRV |
|---|---|---|
| Shares Short | 1.70M | 4.02M |
| Short Ratio | 3.86 | 3.54 |
| Short % of Float | 0.01% | 0.02% |
| Average Daily Volume (10 Day) | 399,730 | 825,230 |
| Average Daily Volume (90 Day) | 435,560 | 1,092,480 |
| Shares Outstanding | 156.32M | 226.60M |
| Float Shares | 153.38M | 223.96M |
| % Held by Insiders | 0.02% | 0.00% |
| % Held by Institutions | 0.70% | 0.86% |
Dividend Analysis & Yield Comparison: Cincinnati Financial vs Travelers Companies
| Metric | CINF | TRV |
|---|---|---|
| Last 12-Month Dividend | $4.23 | $3.15 |
| Last 12-Month Dividend Yield | 2.75% | 1.19% |
| 3-Year Avg Annual Dividend | $3.41 | $3.33 |
| 3-Year Avg Dividend Yield | 0.66% | 0.50% |
| 3-Year Total Dividends | $10.23 | $9.99 |
| Ex-Dividend Date | Sep 22, 2025 | Mar 10, 2025 |