Cincinnati Financial [CINF] vs Travelers Companies [TRV] Detailed Stock Comparison

Cincinnati Financial Corporation

NASDAQ
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Travelers Companies, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Cincinnati Financial Corporation wins in 8 metrics, Travelers Companies, Inc. wins in 12 metrics, with 0 ties. Travelers Companies, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Cincinnati Financial Corporation Travelers Companies, Inc. Better
P/E Ratio (TTM) 11.09 9.03 Travelers Companies, Inc.
Price-to-Book Ratio 1.64 2.01 Cincinnati Financial Corporation
Debt-to-Equity Ratio 5.57 28.98 Cincinnati Financial Corporation
PEG Ratio 0.16 0.03 Travelers Companies, Inc.
EV/EBITDA 7.96 6.29 Travelers Companies, Inc.
Profit Margin (TTM) 18.95% 15.54% Cincinnati Financial Corporation
Operating Margin (TTM) 27.60% 18.74% Cincinnati Financial Corporation
EBITDA Margin (TTM) 27.60% 18.74% Cincinnati Financial Corporation
Return on Equity 16.04% 25.27% Travelers Companies, Inc.
Return on Assets (TTM) 4.89% 4.44% Cincinnati Financial Corporation
Free Cash Flow (TTM) $3.09B $10.61B Travelers Companies, Inc.
Dividend Yield 2.70% 1.46% Cincinnati Financial Corporation
1-Year Return 15.48% 15.56% Travelers Companies, Inc.
Price-to-Sales Ratio (TTM) 2.07 1.32 Travelers Companies, Inc.
Enterprise Value $25.48B $66.50B Travelers Companies, Inc.
EV/Revenue Ratio 2.02 1.36 Travelers Companies, Inc.
Revenue per Share (TTM) $81 $221 Travelers Companies, Inc.
Earnings per Share (Diluted) $15.17 $33.51 Travelers Companies, Inc.
Beta (Stock Volatility) 0.64 0.52 Travelers Companies, Inc.
Short % of Float 1.89% 2.15% Cincinnati Financial Corporation

Cincinnati Financial Corporation vs Travelers Companies, Inc. Stock Performance Analysis

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CINF
TRV

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Cincinnati Financial Corporation0.20%4.37%1.75%1.66%1.36%4.86%
Travelers Companies, Inc.0.66%3.28%2.24%0.60%5.46%7.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Cincinnati Financial Corporation15.48%67.50%48.49%144.23%485.21%261.98%
Travelers Companies, Inc.15.56%72.25%110.32%172.18%425.66%593.85%

Performance & Financial Health Analysis: Cincinnati Financial Corporation vs Travelers Companies, Inc.

MetricCINFTRV
Market Information
Market Cap i$25.61B$64.37B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i815,5731,609,150
90 Day Avg. Volume i787,5341,455,570
Last Close$169.34$306.47
52 Week Range$143.37 - $174.27$249.19 - $313.12
% from 52W High-2.83%-2.12%
All-Time High$174.27 (Feb 06, 2026)$313.12 (Mar 02, 2026)
% from All-Time High-2.83%-2.12%
Growth Metrics
Quarterly Revenue Growth0.22%0.01%
Quarterly Earnings Growth0.67%3.33%
Financial Health
Profit Margin (TTM) i0.19%0.16%
Operating Margin (TTM) i0.28%0.19%
Return on Equity (TTM) i0.16%0.25%
Debt to Equity (MRQ) i5.5728.98
Cash & Liquidity
Book Value per Share (MRQ)$102.39$150.45
Cash per Share (MRQ)$10.15$33.58
Operating Cash Flow (TTM) i$3.11B$11.44B
Levered Free Cash Flow (TTM) i$6.14B$13.30B
Dividends
Last 12-Month Dividend Yield i2.70%1.46%
Last 12-Month Dividend i$4.42$4.40

Valuation & Enterprise Metrics Analysis: Cincinnati Financial Corporation vs Travelers Companies, Inc.

MetricCINF (Apr 26, 2026)TRV (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i11.099.03
Forward P/E i18.2510.65
PEG Ratio i0.160.03
Price to Sales (TTM) i2.071.32
Price to Book (MRQ) i1.642.01
Market Capitalization
Market Capitalization i$25.61B$64.37B
Enterprise Value i$25.48B$66.50B
Enterprise Value Metrics
Enterprise to Revenue i2.021.36
Enterprise to EBITDA i7.966.29
Risk & Other Metrics
Beta i0.640.52
Book Value per Share (MRQ) i$102.39$150.45

Financial Statements Comparison: Cincinnati Financial Corporation vs Travelers Companies, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCINF (2025)TRV (2025)
Revenue/Sales i12.63B48.83B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i2.98B7.80B
Pre-Tax Income % of Revenue i23.6%16.0%
Income Tax i587.00M1.51B
Income Tax % of Revenue i4.6%3.1%
Net Income (Profit) i2.39B6.29B
Profit Margin i18.9%12.9%

Balance Sheet & Liquidity Metrics

MetricCINF (2025)TRV (2025)
Cash & Equivalents i1.43B710.00M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i861.00M8.97B
Long-Term Debt % of Revenue i6.8%18.4%
Total Shareholders Equity i15.91B32.89B
Retained Earnings i16.72B54.93B
Retained Earnings % of Revenue i132.4%112.5%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricCINF (2025)TRV (2025)
Operating Cash Flow i2.41B6.33B
Operating Cash Flow % of Revenue i19.1%13.0%
Capital Expenditures i-20.00MN/A
Free Cash Flow i3.09B10.61B
FCF Margin i24.5%21.7%
Debt Repayment iN/AN/A
Common Stock Repurchase i-205.00M-3.13B

Short Interest & Institutional Ownership Analysis

MetricCINFTRV
Shares Short i2.53M4.07M
Short Ratio i3.112.97
Short % of Float i1.89%2.15%
Shares Outstanding i155.42M212.64M
Float Shares i152.77M211.41M
% Held by Insiders i1.67%0.27%
% Held by Institutions i71.49%90.26%
% Held by Public i26.84%9.47%

Dividend Analysis & Yield Comparison: Cincinnati Financial Corporation vs Travelers Companies, Inc.

MetricCINFTRV
Last 12-Month Dividend i$4.42$4.40
Last 12-Month Dividend Yield i2.70%1.46%
3-Year Avg Annual Dividend i$3.55$4.20
3-Year Avg Dividend Yield i0.64%0.46%
3-Year Total Dividends i$10.66$12.60
Ex-Dividend DateMar 24, 2026Mar 10, 2026