Clover Health [CLOV] vs CVS Health [CVS] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 21 vital metrics comparison: Clover Health Investments Corp. wins in 1 metrics, CVS Health Corporation wins in 17 metrics, with 1 ties. CVS Health Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Clover Health Investments Corp. | CVS Health Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | -14.09 | 55.65 | CVS Health Corporation |
| Price-to-Book Ratio | 4.20 | 1.31 | CVS Health Corporation |
| Debt-to-Equity Ratio | 0.00 | 106.06 | Tie |
| PEG Ratio | -0.09 | 0.72 | CVS Health Corporation |
| EV/EBITDA | -13.96 | 11.48 | CVS Health Corporation |
| Profit Margin (TTM) | -4.45% | 0.44% | CVS Health Corporation |
| Operating Margin (TTM) | -10.11% | 1.57% | CVS Health Corporation |
| EBITDA Margin (TTM) | N/A | 1.57% | N/A |
| Return on Equity | -26.33% | 2.29% | CVS Health Corporation |
| Return on Assets (TTM) | -9.53% | 2.47% | CVS Health Corporation |
| Free Cash Flow (TTM) | $-68.98M | $7.81B | CVS Health Corporation |
| Dividend Yield | N/A | 3.23% | N/A |
| 1-Year Return | 26.75% | 42.07% | CVS Health Corporation |
| Price-to-Sales Ratio (TTM) | 0.68 | 0.25 | CVS Health Corporation |
| Enterprise Value | $1.19B | $167.94B | CVS Health Corporation |
| EV/Revenue Ratio | 0.62 | 0.42 | CVS Health Corporation |
| Gross Profit Margin (TTM) | 15.22% | 12.84% | Clover Health Investments Corp. |
| Revenue per Share (TTM) | $4 | $316 | CVS Health Corporation |
| Earnings per Share (Diluted) | $-0.17 | $1.39 | CVS Health Corporation |
| Beta (Stock Volatility) | 2.25 | 0.51 | CVS Health Corporation |
| Short % of Float | 9.37% | 1.56% | CVS Health Corporation |
Clover Health Investments Corp. vs CVS Health Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Clover Health Investments Corp. | -2.14% | 3.32% | 40.75% | 82.84% | 49.80% | 54.77% |
| CVS Health Corporation | 2.09% | -1.36% | 9.13% | 9.60% | 15.31% | 11.69% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Clover Health Investments Corp. | 26.75% | 352.27% | -55.78% | -60.98% | -60.98% | -60.98% |
| CVS Health Corporation | 42.07% | 29.99% | 5.22% | -5.47% | 139.61% | 211.15% |
Performance & Financial Health Analysis: Clover Health Investments Corp. vs CVS Health Corporation
| Metric | CLOV | CVS |
|---|---|---|
| Market Information | ||
| Market Cap | $1.26B | $101.07B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 5,270,275 | 7,440,168 |
| 90 Day Avg. Volume | 5,678,468 | 7,575,109 |
| Last Close | $3.65 | $91.37 |
| 52 Week Range | $1.58 - $4.23 | $58.50 - $98.43 |
| % from 52W High | -13.71% | -7.17% |
| All-Time High | $28.85 (Jun 07, 2021) | $113.65 (Jul 27, 2015) |
| % from All-Time High | -87.35% | -19.60% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.45% | 0.08% |
| Quarterly Earnings Growth | 0.45% | 0.79% |
| Financial Health | ||
| Profit Margin (TTM) | -0.04% | 0.00% |
| Operating Margin (TTM) | -0.10% | 0.02% |
| Return on Equity (TTM) | -0.26% | 0.02% |
| Debt to Equity (MRQ) | 0.00 | 106.06 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $0.60 | $59.18 |
| Cash per Share (MRQ) | $0.23 | $8.33 |
| Operating Cash Flow (TTM) | $-66,934,000 | $10.64B |
| Levered Free Cash Flow (TTM) | $-35,821,624 | $5.93B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.23% |
| Last 12-Month Dividend | N/A | $2.68 |
Valuation & Enterprise Metrics Analysis: Clover Health Investments Corp. vs CVS Health Corporation
| Metric | CLOV (Apr 24, 2026) | CVS (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | -14.09 | 55.65 |
| Forward P/E | 27.78 | 9.45 |
| PEG Ratio | -0.09 | 0.72 |
| Price to Sales (TTM) | 0.68 | 0.25 |
| Price to Book (MRQ) | 4.20 | 1.31 |
| Market Capitalization | ||
| Market Capitalization | $1.26B | $101.07B |
| Enterprise Value | $1.19B | $167.94B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.62 | 0.42 |
| Enterprise to EBITDA | -13.96 | 11.48 |
| Risk & Other Metrics | ||
| Beta | 2.25 | 0.51 |
| Book Value per Share (MRQ) | $0.60 | $59.18 |
Financial Statements Comparison: Clover Health Investments Corp. vs CVS Health Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | CLOV (2025) | CVS (2025) |
|---|---|---|
| Revenue/Sales | 1.92B | 402.07B |
| Cost of Goods Sold | 1.57B | 346.71B |
| COGS % of Revenue | 81.5% | 86.2% |
| Gross Profit | 355.90M | 55.36B |
| Gross Margin | 18.5% | 13.8% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | -85.53M | 10.39B |
| Operating Margin | -4.4% | 2.6% |
| EBITDA | -83.84M | 15.10B |
| EBITDA Margin | -4.4% | 3.8% |
| Pre-Tax Income | -85.55M | 2.14B |
| Pre-Tax Income % of Revenue | -4.4% | 0.5% |
| Income Tax | N/A | 408.00M |
| Income Tax % of Revenue | 0.0% | 0.1% |
| Net Income (Profit) | -85.55M | 1.73B |
| Profit Margin | -4.4% | 0.4% |
Balance Sheet & Liquidity Metrics
| Metric | CLOV (2025) | CVS (2025) |
|---|---|---|
| Cash & Equivalents | 78.30M | 8.45B |
| Total Current Assets | 307.86M | 74.71B |
| Total Current Assets % of Revenue | 16.0% | 18.6% |
| Total Current Liabilities | 208.82M | 88.69B |
| Total Current Liabilities % of Revenue | 10.9% | 22.1% |
| Long-Term Debt | N/A | 74.15B |
| Long-Term Debt % of Revenue | 0.0% | 18.4% |
| Total Shareholders Equity | 308.70M | 75.38B |
| Retained Earnings | -2.29B | 61.20B |
| Retained Earnings % of Revenue | -118.9% | 15.2% |
| Property, Plant & Equipment | 113,000 | 14.97B |
Cash Flow Statement Comparison
| Metric | CLOV (2025) | CVS (2025) |
|---|---|---|
| Operating Cash Flow | -57.89M | 5.15B |
| Operating Cash Flow % of Revenue | -3.0% | 1.3% |
| Capital Expenditures | -2.04M | -2.83B |
| Free Cash Flow | -68.98M | 7.81B |
| FCF Margin | -3.6% | 1.9% |
| Debt Repayment | N/A | -5.75B |
| Common Stock Repurchase | -55.20M | 0 |
Short Interest & Institutional Ownership Analysis
| Metric | CLOV | CVS |
|---|---|---|
| Shares Short | 39.12M | 19.89M |
| Short Ratio | 6.96 | 2.56 |
| Short % of Float | 9.37% | 1.56% |
| Shares Outstanding | 519.04M | 1.27B |
| Float Shares | 406.66M | 1.27B |
| % Held by Insiders | 3.25% | 0.07% |
| % Held by Institutions | 29.71% | 90.07% |
| % Held by Public | 67.04% | 9.86% |
Dividend Analysis & Yield Comparison: Clover Health Investments Corp. vs CVS Health Corporation
| Metric | CLOV | CVS |
|---|---|---|
| Last 12-Month Dividend | N/A | $2.68 |
| Last 12-Month Dividend Yield | N/A | 3.23% |
| 3-Year Avg Annual Dividend | N/A | $2.61 |
| 3-Year Avg Dividend Yield | N/A | 0.97% |
| 3-Year Total Dividends | N/A | $7.83 |
| Ex-Dividend Date | N/A | Jan 22, 2026 |