ConnectOne Bancorp [CNOB] vs OFG Bancorp [OFG] Detailed Stock Comparison

ConnectOne Bancorp Inc.

NASDAQ
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OFG Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: ConnectOne Bancorp Inc. wins in 7 metrics, OFG Bancorp wins in 11 metrics, with 0 ties. OFG Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric ConnectOne Bancorp Inc. OFG Bancorp Better
P/E Ratio (TTM) 15.55 9.24 OFG Bancorp
Price-to-Book Ratio 0.99 1.39 ConnectOne Bancorp Inc.
Debt-to-Equity Ratio 0.67 0.42 OFG Bancorp
PEG Ratio 0.28 0.56 ConnectOne Bancorp Inc.
Profit Margin (TTM) 25.91% 33.64% OFG Bancorp
Operating Margin (TTM) 53.90% 42.01% ConnectOne Bancorp Inc.
EBITDA Margin (TTM) 53.90% 42.01% ConnectOne Bancorp Inc.
Return on Equity 6.89% 16.04% OFG Bancorp
Return on Assets (TTM) 0.82% 1.80% OFG Bancorp
Free Cash Flow (TTM) $101.01M $199.34M OFG Bancorp
Dividend Yield 3.14% 2.57% ConnectOne Bancorp Inc.
1-Year Return 47.08% 17.22% ConnectOne Bancorp Inc.
Price-to-Sales Ratio (TTM) 3.84 3.05 OFG Bancorp
Enterprise Value $2.29B $1.86B ConnectOne Bancorp Inc.
EV/Revenue Ratio 6.04 2.92 OFG Bancorp
Revenue per Share (TTM) $8 $14 OFG Bancorp
Earnings per Share (Diluted) $1.86 $4.84 OFG Bancorp
Short % of Float 4.34% 3.73% OFG Bancorp

ConnectOne Bancorp Inc. vs OFG Bancorp Stock Performance Analysis

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CNOB
OFG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
ConnectOne Bancorp Inc.-1.99%3.24%1.06%16.52%24.74%27.99%
OFG Bancorp-0.92%2.56%8.30%21.20%12.74%16.09%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
ConnectOne Bancorp Inc.47.08%91.97%26.33%109.53%217.85%163.64%
OFG Bancorp17.22%79.06%122.40%472.82%295.23%282.34%

Performance & Financial Health Analysis: ConnectOne Bancorp Inc. vs OFG Bancorp

MetricCNOBOFG
Market Information
Market Cap i$1.43B$1.99B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i313,869264,900
90 Day Avg. Volume i374,066348,273
Last Close$33.43$47.62
52 Week Range$22.07 - $34.14$35.71 - $48.56
% from 52W High-2.08%-1.93%
All-Time High$37.00 (Jan 10, 2022)$48.56 (Jun 15, 2026)
% from All-Time High-9.65%-1.94%
Growth Metrics
Quarterly Revenue Growth0.66%0.07%
Quarterly Earnings Growth0.87%0.18%
Financial Health
Profit Margin (TTM) i0.26%0.34%
Operating Margin (TTM) i0.54%0.42%
Return on Equity (TTM) i0.07%0.16%
Debt to Equity (MRQ) i0.670.42
Cash & Liquidity
Book Value per Share (MRQ)$29.15$32.13
Cash per Share (MRQ)$6.83$14.88
Operating Cash Flow (TTM) i$62.58M$62.78M
Levered Free Cash Flow (TTM) i$74.23M$205.10M
Dividends
Last 12-Month Dividend Yield i3.14%2.57%
Last 12-Month Dividend i$0.90$1.05

Valuation & Enterprise Metrics Analysis: ConnectOne Bancorp Inc. vs OFG Bancorp

MetricCNOB (Apr 26, 2026)OFG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i15.559.24
Forward P/E i8.159.59
PEG Ratio i0.280.56
Price to Sales (TTM) i3.843.05
Price to Book (MRQ) i0.991.39
Market Capitalization
Market Capitalization i$1.43B$1.99B
Enterprise Value i$2.29B$1.86B
Enterprise Value Metrics
Enterprise to Revenue i6.042.92
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/AN/A
Book Value per Share (MRQ) i$29.15$32.13

Financial Statements Comparison: ConnectOne Bancorp Inc. vs OFG Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCNOB (2025)OFG (2025)
Revenue/Sales i378.21M675.22M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i112.74M234.12M
Pre-Tax Income % of Revenue i29.8%34.7%
Income Tax i32.30M29.01M
Income Tax % of Revenue i8.5%4.3%
Net Income (Profit) i80.44M205.10M
Profit Margin i21.3%30.4%

Balance Sheet & Liquidity Metrics

MetricCNOB (2025)OFG (2025)
Cash & Equivalents i380.90M1.04B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i259.75M423.17M
Long-Term Debt % of Revenue i68.7%62.7%
Total Shareholders Equity i1.57B1.39B
Retained Earnings i673.90M904.63M
Retained Earnings % of Revenue i178.2%134.0%
Property, Plant & Equipment i29.60M21.26M

Cash Flow Statement Comparison

MetricCNOB (2025)OFG (2025)
Operating Cash Flow i62.58M62.78M
Operating Cash Flow % of Revenue i16.5%9.3%
Capital Expenditures i-5.39M-16.96M
Free Cash Flow i101.01M199.34M
FCF Margin i26.7%29.5%
Debt Repayment i-1.19BN/A
Common Stock Repurchase i-2.23M-91.60M

Short Interest & Institutional Ownership Analysis

MetricCNOBOFG
Shares Short i2.07M1.09M
Short Ratio i5.892.60
Short % of Float i4.34%3.73%
Shares Outstanding i50.27M43.26M
Float Shares i47.78M42.30M
% Held by Insiders i5.29%1.13%
% Held by Institutions i76.07%99.69%
% Held by Public i18.64%-0.82%

Dividend Analysis & Yield Comparison: ConnectOne Bancorp Inc. vs OFG Bancorp

MetricCNOBOFG
Last 12-Month Dividend i$0.90$1.05
Last 12-Month Dividend Yield i3.14%2.57%
3-Year Avg Annual Dividend i$0.76$0.91
3-Year Avg Dividend Yield i0.79%0.71%
3-Year Total Dividends i$2.27$2.73
Ex-Dividend DateFeb 13, 2026Mar 31, 2025