ConnectOne Bancorp [CNOB] vs U.S. Bancorp [USB] Detailed Stock Comparison

ConnectOne Bancorp Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: ConnectOne Bancorp Inc. wins in 6 metrics, U.S. Bancorp wins in 12 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric ConnectOne Bancorp Inc. U.S. Bancorp Better
P/E Ratio (TTM) 15.55 11.92 U.S. Bancorp
Price-to-Book Ratio 0.99 1.51 ConnectOne Bancorp Inc.
Debt-to-Equity Ratio 0.67 1.21 ConnectOne Bancorp Inc.
PEG Ratio 0.28 0.82 ConnectOne Bancorp Inc.
Profit Margin (TTM) 25.91% 29.29% U.S. Bancorp
Operating Margin (TTM) 53.90% 37.84% ConnectOne Bancorp Inc.
EBITDA Margin (TTM) 53.90% 37.84% ConnectOne Bancorp Inc.
Return on Equity 6.89% 12.35% U.S. Bancorp
Return on Assets (TTM) 0.82% 1.14% U.S. Bancorp
Free Cash Flow (TTM) $101.01M $7.97B U.S. Bancorp
Dividend Yield 3.14% 3.82% U.S. Bancorp
1-Year Return 47.08% 37.10% ConnectOne Bancorp Inc.
Price-to-Sales Ratio (TTM) 3.84 3.32 U.S. Bancorp
Enterprise Value $2.29B $126.46B U.S. Bancorp
EV/Revenue Ratio 6.04 4.75 U.S. Bancorp
Revenue per Share (TTM) $8 $17 U.S. Bancorp
Earnings per Share (Diluted) $1.86 $4.77 U.S. Bancorp
Beta (Stock Volatility) N/A 1.03 N/A
Short % of Float 4.34% 0.00% U.S. Bancorp

ConnectOne Bancorp Inc. vs U.S. Bancorp Stock Performance Analysis

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CNOB
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
ConnectOne Bancorp Inc.-1.99%3.24%1.06%16.52%24.74%27.99%
U.S. Bancorp-1.95%4.41%8.79%12.96%7.60%7.16%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
ConnectOne Bancorp Inc.47.08%91.97%26.33%109.53%217.85%163.64%
U.S. Bancorp37.10%76.20%7.67%43.37%140.67%88.43%

Performance & Financial Health Analysis: ConnectOne Bancorp Inc. vs U.S. Bancorp

MetricCNOBUSB
Market Information
Market Cap i$1.43B$88.06B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i313,8699,829,002
90 Day Avg. Volume i374,06610,401,007
Last Close$33.43$57.79
52 Week Range$22.07 - $34.14$42.55 - $61.19
% from 52W High-2.08%-5.56%
All-Time High$37.00 (Jan 10, 2022)$63.57 (Jan 10, 2022)
% from All-Time High-9.65%-9.09%
Growth Metrics
Quarterly Revenue Growth0.66%0.05%
Quarterly Earnings Growth0.87%0.14%
Financial Health
Profit Margin (TTM) i0.26%0.29%
Operating Margin (TTM) i0.54%0.38%
Return on Equity (TTM) i0.07%0.12%
Debt to Equity (MRQ) i0.671.21
Cash & Liquidity
Book Value per Share (MRQ)$29.15$37.54
Cash per Share (MRQ)$6.83$31.14
Operating Cash Flow (TTM) i$62.58M$6.04B
Levered Free Cash Flow (TTM) i$74.23M$7.19B
Dividends
Last 12-Month Dividend Yield i3.14%3.82%
Last 12-Month Dividend i$0.90$2.04

Valuation & Enterprise Metrics Analysis: ConnectOne Bancorp Inc. vs U.S. Bancorp

MetricCNOB (Apr 26, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i15.5511.92
Forward P/E i8.1510.09
PEG Ratio i0.280.82
Price to Sales (TTM) i3.843.32
Price to Book (MRQ) i0.991.51
Market Capitalization
Market Capitalization i$1.43B$88.06B
Enterprise Value i$2.29B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i6.044.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/A1.03
Book Value per Share (MRQ) i$29.15$37.54

Financial Statements Comparison: ConnectOne Bancorp Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCNOB (2025)USB (2025)
Revenue/Sales i378.21M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i112.74M9.52B
Pre-Tax Income % of Revenue i29.8%33.3%
Income Tax i32.30M1.92B
Income Tax % of Revenue i8.5%6.7%
Net Income (Profit) i80.44M7.60B
Profit Margin i21.3%26.6%

Balance Sheet & Liquidity Metrics

MetricCNOB (2025)USB (2025)
Cash & Equivalents i380.90M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i259.75M60.76B
Long-Term Debt % of Revenue i68.7%212.9%
Total Shareholders Equity i1.57B65.65B
Retained Earnings i673.90M80.91B
Retained Earnings % of Revenue i178.2%283.5%
Property, Plant & Equipment i29.60M1.51B

Cash Flow Statement Comparison

MetricCNOB (2025)USB (2025)
Operating Cash Flow i62.58M6.04B
Operating Cash Flow % of Revenue i16.5%21.2%
Capital Expenditures i-5.39MN/A
Free Cash Flow i101.01M7.97B
FCF Margin i26.7%27.9%
Debt Repayment i-1.19B-9.05B
Common Stock Repurchase i-2.23M-489.00M

Short Interest & Institutional Ownership Analysis

MetricCNOBUSB
Shares Short i2.07M27,002
Short Ratio i5.890.00
Short % of Float i4.34%0.00%
Shares Outstanding i50.27M1.56B
Float Shares i47.78M1.55B
% Held by Insiders i5.29%0.14%
% Held by Institutions i76.07%83.55%
% Held by Public i18.64%16.31%

Dividend Analysis & Yield Comparison: ConnectOne Bancorp Inc. vs U.S. Bancorp

MetricCNOBUSB
Last 12-Month Dividend i$0.90$2.04
Last 12-Month Dividend Yield i3.14%3.82%
3-Year Avg Annual Dividend i$0.76$1.98
3-Year Avg Dividend Yield i0.79%1.19%
3-Year Total Dividends i$2.27$5.95
Ex-Dividend DateFeb 13, 2026Dec 31, 2025