Community Trust [CTBI] vs PNC Financial [PNC] Detailed Stock Comparison

Community Trust Bancorp Inc.

NASDAQ
Loading...

PNC Financial Services Group, Inc.

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Community Trust Bancorp Inc. wins in 13 metrics, PNC Financial Services Group, Inc. wins in 6 metrics, with 0 ties. Community Trust Bancorp Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Community Trust Bancorp Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 11.40 12.56 Community Trust Bancorp Inc.
Price-to-Book Ratio 1.36 1.39 Community Trust Bancorp Inc.
Debt-to-Equity Ratio 0.44 1.12 Community Trust Bancorp Inc.
PEG Ratio 0.48 11.84 Community Trust Bancorp Inc.
Profit Margin (TTM) 36.96% 28.75% Community Trust Bancorp Inc.
Operating Margin (TTM) 50.21% 35.28% Community Trust Bancorp Inc.
EBITDA Margin (TTM) 50.21% 35.28% Community Trust Bancorp Inc.
Return on Equity 12.48% 11.33% Community Trust Bancorp Inc.
Return on Assets (TTM) 1.59% 1.09% Community Trust Bancorp Inc.
Free Cash Flow (TTM) $97.39M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 3.98% 3.02% Community Trust Bancorp Inc.
1-Year Return 40.81% 37.08% Community Trust Bancorp Inc.
Price-to-Sales Ratio (TTM) 4.23 3.35 PNC Financial Services Group, Inc.
Enterprise Value $1.47B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 5.26 6.11 Community Trust Bancorp Inc.
Revenue per Share (TTM) $16 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $5.71 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 0.55 1.07 Community Trust Bancorp Inc.
Short % of Float 1.55% 1.26% PNC Financial Services Group, Inc.

Community Trust Bancorp Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

Loading Price Chart...

CTBI
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Community Trust Bancorp Inc.-3.32%0.75%7.50%16.43%14.51%21.98%
PNC Financial Services Group, Inc.-2.99%1.51%8.33%14.85%9.33%9.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Community Trust Bancorp Inc.40.81%88.11%77.91%107.22%187.71%131.86%
PNC Financial Services Group, Inc.37.08%84.99%33.27%184.01%311.25%243.09%

Performance & Financial Health Analysis: Community Trust Bancorp Inc. vs PNC Financial Services Group, Inc.

MetricCTBIPNC
Market Information
Market Cap i$1.19B$70.31B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i119,9641,904,080
90 Day Avg. Volume i104,1281,960,760
Last Close$68.82$230.56
52 Week Range$49.61 - $71.28$172.88 - $243.94
% from 52W High-3.45%-5.48%
All-Time High$71.31 (Jun 12, 2026)$243.94 (Feb 06, 2026)
% from All-Time High-3.49%-5.48%
Growth Metrics
Quarterly Revenue Growth0.15%0.05%
Quarterly Earnings Growth0.24%0.11%
Financial Health
Profit Margin (TTM) i0.37%0.29%
Operating Margin (TTM) i0.50%0.35%
Return on Equity (TTM) i0.12%0.11%
Debt to Equity (MRQ) i0.441.12
Cash & Liquidity
Book Value per Share (MRQ)$47.99$127.98
Cash per Share (MRQ)$5.04$27.54
Operating Cash Flow (TTM) i$91.28M$5.61B
Levered Free Cash Flow (TTM) i$98.06M$5.50B
Dividends
Last 12-Month Dividend Yield i3.98%3.02%
Last 12-Month Dividend i$2.53$6.70

Valuation & Enterprise Metrics Analysis: Community Trust Bancorp Inc. vs PNC Financial Services Group, Inc.

MetricCTBI (Apr 24, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i11.4012.56
Forward P/E i10.4311.84
PEG Ratio i0.4811.84
Price to Sales (TTM) i4.233.35
Price to Book (MRQ) i1.361.39
Market Capitalization
Market Capitalization i$1.19B$70.31B
Enterprise Value i$1.47B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i5.266.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.551.07
Book Value per Share (MRQ) i$47.99$127.98

Financial Statements Comparison: Community Trust Bancorp Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCTBI (2025)PNC (2024)
Revenue/Sales i282.60M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i127.09M7.24B
Pre-Tax Income % of Revenue i45.0%34.8%
Income Tax i29.03M1.29B
Income Tax % of Revenue i10.3%6.2%
Net Income (Profit) i98.06M5.95B
Profit Margin i34.7%28.6%

Balance Sheet & Liquidity Metrics

MetricCTBI (2025)PNC (2024)
Cash & Equivalents i363.93M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i80.49M61.67B
Long-Term Debt % of Revenue i28.5%296.4%
Total Shareholders Equity i856.07M54.47B
Retained Earnings i593.89M59.28B
Retained Earnings % of Revenue i210.2%284.9%
Property, Plant & Equipment i15.43MN/A

Cash Flow Statement Comparison

MetricCTBI (2025)PNC (2024)
Operating Cash Flow i91.28M7.96B
Operating Cash Flow % of Revenue i32.3%38.3%
Capital Expenditures i-6.49MN/A
Free Cash Flow i97.39M7.88B
FCF Margin i34.5%37.9%
Debt Repayment i-100.44M-23.75B
Common Stock Repurchase iN/A-1.19B

Short Interest & Institutional Ownership Analysis

MetricCTBIPNC
Shares Short i242,6774.98M
Short Ratio i2.782.41
Short % of Float i1.55%1.26%
Shares Outstanding i18.16M395.94M
Float Shares i15.60M392.38M
% Held by Insiders i1.42%0.38%
% Held by Institutions i66.13%85.29%
% Held by Public i32.45%14.33%

Dividend Analysis & Yield Comparison: Community Trust Bancorp Inc. vs PNC Financial Services Group, Inc.

MetricCTBIPNC
Last 12-Month Dividend i$2.53$6.70
Last 12-Month Dividend Yield i3.98%3.02%
3-Year Avg Annual Dividend i$2.06$6.40
3-Year Avg Dividend Yield i1.02%1.00%
3-Year Total Dividends i$6.19$19.20
Ex-Dividend DateMar 13, 2026Jan 20, 2026