Cognizant Technology [CTSH] vs Fiserv [FI] Detailed Stock Comparison

Cognizant Technology

NASDAQ
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Fiserv

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Cognizant Technology wins in 12 metrics, Fiserv wins in 7 metrics, with 0 ties. Cognizant Technology appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricCognizant TechnologyFiservBetter
P/E Ratio (TTM)14.3122.69Cognizant Technology
Price-to-Book Ratio2.262.93Cognizant Technology
Debt-to-Equity Ratio7.70115.31Cognizant Technology
PEG Ratio0.961.04Cognizant Technology
EV/EBITDA8.9910.90Cognizant Technology
Profit Margin (TTM)11.89%16.00%Fiserv
Operating Margin (TTM)15.58%30.80%Fiserv
EBITDA Margin (TTM)15.58%30.80%Fiserv
Return on Equity16.69%12.46%Cognizant Technology
Return on Assets (TTM)10.26%4.53%Cognizant Technology
Free Cash Flow (TTM)$1.83B$5.06BFiserv
Dividend Yield2.13%N/AN/A
1-Year Return-10.41%-23.20%Cognizant Technology
Price-to-Sales Ratio (TTM)1.683.49Cognizant Technology
Enterprise Value$33.15B$103.02BFiserv
EV/Revenue Ratio1.624.88Cognizant Technology
Gross Profit Margin (TTM)33.67%61.82%Fiserv
Revenue per Share (TTM)$41$37Cognizant Technology
Earnings per Share (Diluted)$4.93$5.98Fiserv
Beta (Stock Volatility)0.930.94Cognizant Technology
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Cognizant Technology vs Fiserv Stock Performance Analysis

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Cognizant Technology
Fiserv
Cognizant Technology Stock Overview | Fiserv Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Cognizant Technology-1.96%-3.69%0.58%-14.03%-12.99%-9.48%
Fiserv-1.02%-0.54%1.51%-20.06%-36.44%-34.79%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Cognizant Technology-10.41%11.21%0.45%11.87%115.75%496.81%
Fiserv-23.20%29.64%29.78%210.49%903.14%1,100.36%

News Based Sentiment: Cognizant Technology vs Fiserv

Cognizant Technology

News based Sentiment: MIXED

Cognizant had a busy September, showcasing a clear strategic focus on AI and expansion into new markets like the Middle East. While positive developments like increased bookings and AI initiatives are encouraging, mixed analyst sentiment and insider selling create a cautiously optimistic outlook for investors. The company is positioning itself for future growth, but execution will be key.

View Cognizant Technology News Sentiment Analysis

Fiserv

News based Sentiment: MIXED

September presented a mixed bag for Fiserv, with positive developments like strategic acquisitions and industry recognition overshadowed by disappointing market reaction to earnings and the filing of a significant securities fraud lawsuit. This creates a complex investment narrative requiring careful monitoring of legal proceedings and market sentiment.

View Fiserv News Sentiment Analysis

Performance & Financial Health Analysis: Cognizant Technology vs Fiserv

MetricCTSHFI
Market Information
Market Cap i$33.78B$73.02B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i3,721,2214,072,100
90 Day Avg. Volume i4,203,4774,326,183
Last Close$69.17$134.32
52 Week Range$65.52 - $90.82$128.22 - $238.59
% from 52W High-23.84%-43.70%
All-Time High$93.47 (Mar 21, 2022)$238.59 (Mar 03, 2025)
% from All-Time High-26.00%-43.70%
Growth Metrics
Quarterly Revenue Growth0.08%0.08%
Quarterly Earnings Growth0.14%0.15%
Financial Health
Profit Margin (TTM) i0.12%0.16%
Operating Margin (TTM) i0.16%0.31%
Return on Equity (TTM) i0.17%0.12%
Debt to Equity (MRQ) i7.70115.31
Cash & Liquidity
Book Value per Share (MRQ)$31.26$46.35
Cash per Share (MRQ)$3.70$1.84
Operating Cash Flow (TTM) i$2.56B$6.77B
Levered Free Cash Flow (TTM) i$1.84B$4.37B
Dividends
Last 12-Month Dividend Yield i2.13%N/A
Last 12-Month Dividend i$1.53$0.00

Valuation & Enterprise Metrics Analysis: Cognizant Technology vs Fiserv

MetricCTSHFI
Price Ratios
P/E Ratio (TTM) i14.3122.69
Forward P/E i14.1413.32
PEG Ratio i0.961.04
Price to Sales (TTM) i1.683.49
Price to Book (MRQ) i2.262.93
Market Capitalization
Market Capitalization i$33.78B$73.02B
Enterprise Value i$33.15B$103.02B
Enterprise Value Metrics
Enterprise to Revenue i1.624.88
Enterprise to EBITDA i8.9910.90
Risk & Other Metrics
Beta i0.930.94
Book Value per Share (MRQ) i$31.26$46.35

Financial Statements Comparison: Cognizant Technology vs Fiserv

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)CTSHFI
Revenue/Sales i$5.25B$5.52B
Cost of Goods Sold i$3.48B$2.11B
Gross Profit i$1.77B$3.41B
Research & Development iN/AN/A
Operating Income (EBIT) i$817.00M$1.70B
EBITDA i$983.00M$2.47B
Pre-Tax Income i$842.00M$1.29B
Income Tax i$197.00M$246.00M
Net Income (Profit) i$645.00M$1.03B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)CTSHFI
Cash & Equivalents i$1.80B$532.00M
Total Current Assets i$7.61B$26.47B
Total Current Liabilities i$3.16B$24.32B
Long-Term Debt i$989.00M$28.06B
Total Shareholders Equity i$15.29B$25.76B
Retained Earnings i$15.23B$25.45B
Property, Plant & Equipment i$1.54BN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)CTSHFI
Operating Cash Flow i$398.00M$1.75B
Capital Expenditures i$-67.00MN/A
Free Cash Flow i$331.00M$1.19B
Debt Repayment i$-9.00M$-1.41B
Common Stock Repurchase i$-368.00M$-2.29B

Short Interest & Institutional Ownership Analysis

MetricCTSHFI
Shares Short i25.14M6.49M
Short Ratio i5.691.44
Short % of Float i0.07%0.01%
Average Daily Volume (10 Day) i3,721,2214,072,100
Average Daily Volume (90 Day) i4,203,4774,326,183
Shares Outstanding i495.00M564.00M
Float Shares i486.96M539.31M
% Held by Insiders i0.00%0.01%
% Held by Institutions i1.02%0.92%

Dividend Analysis & Yield Comparison: Cognizant Technology vs Fiserv

MetricCTSHFI
Last 12-Month Dividend i$1.53$0.00
Last 12-Month Dividend Yield i2.13%N/A
3-Year Avg Annual Dividend i$1.28$0.00
3-Year Avg Dividend Yield i0.41%N/A
3-Year Total Dividends i$3.83$0.00
Ex-Dividend DateAug 18, 2025N/A