Cognizant Technology [CTSH] vs Fiserv [FI] Detailed Stock Comparison

Cognizant Technology Solutions Corporation

NASDAQ
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Fiserv Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Cognizant Technology Solutions Corporation wins in 7 metrics, Fiserv Inc. wins in 13 metrics, with 0 ties. Fiserv Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Cognizant Technology Solutions Corporation Fiserv Inc. Better
P/E Ratio (TTM) 12.90 9.86 Fiserv Inc.
Price-to-Book Ratio 1.88 1.36 Fiserv Inc.
Debt-to-Equity Ratio 7.82 120.58 Cognizant Technology Solutions Corporation
PEG Ratio 0.57 0.20 Fiserv Inc.
EV/EBITDA 7.35 6.92 Fiserv Inc.
Profit Margin (TTM) 10.56% 17.05% Fiserv Inc.
Operating Margin (TTM) 16.00% 25.39% Fiserv Inc.
EBITDA Margin (TTM) 16.00% 25.39% Fiserv Inc.
Return on Equity 15.16% 13.54% Cognizant Technology Solutions Corporation
Return on Assets (TTM) 10.23% 4.77% Cognizant Technology Solutions Corporation
Free Cash Flow (TTM) $2.60B $5.06B Fiserv Inc.
Dividend Yield 2.36% N/A N/A
1-Year Return -33.92% -67.32% Cognizant Technology Solutions Corporation
Price-to-Sales Ratio (TTM) 1.34 1.62 Cognizant Technology Solutions Corporation
Enterprise Value $28.17B $63.59B Fiserv Inc.
EV/Revenue Ratio 1.34 3.01 Cognizant Technology Solutions Corporation
Gross Profit Margin (TTM) 33.73% 58.86% Fiserv Inc.
Revenue per Share (TTM) $43 $38 Cognizant Technology Solutions Corporation
Earnings per Share (Diluted) $4.56 $6.47 Fiserv Inc.
Beta (Stock Volatility) 0.98 0.79 Fiserv Inc.
Short % of Float 9.11% 1.44% Fiserv Inc.

Cognizant Technology Solutions Corporation vs Fiserv Inc. Stock Performance Analysis

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CTSH
FI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Cognizant Technology Solutions Corporation-2.59%-4.10%7.83%-16.76%-39.54%-37.48%
Fiserv Inc.-1.39%-3.29%-2.04%-10.38%-19.96%-18.77%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Cognizant Technology Solutions Corporation-33.92%-19.84%-23.64%-12.39%54.21%228.11%
Fiserv Inc.-67.32%-55.59%-50.46%2.03%248.24%385.25%

Performance & Financial Health Analysis: Cognizant Technology Solutions Corporation vs Fiserv Inc.

MetricCTSHFI
Market Information
Market Cap i$26.59B$36.31B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i5,944,5776,336,620
90 Day Avg. Volume i5,659,9099,996,587
Last Close$50.82$53.28
52 Week Range$45.48 - $87.03$52.17 - $177.36
% from 52W High-41.61%-69.96%
All-Time High$93.47 (Mar 21, 2022)$238.59 (Mar 03, 2025)
% from All-Time High-45.63%-77.67%
Growth Metrics
Quarterly Revenue Growth0.05%0.01%
Quarterly Earnings Growth0.19%0.40%
Financial Health
Profit Margin (TTM) i0.11%0.17%
Operating Margin (TTM) i0.16%0.25%
Return on Equity (TTM) i0.15%0.14%
Debt to Equity (MRQ) i7.82120.58
Cash & Liquidity
Book Value per Share (MRQ)$31.35$46.78
Cash per Share (MRQ)$4.00$1.99
Operating Cash Flow (TTM) i$2.88B$6.34B
Levered Free Cash Flow (TTM) i$1.93B$4.19B
Dividends
Last 12-Month Dividend Yield i2.36%N/A
Last 12-Month Dividend i$1.57$0.00

Valuation & Enterprise Metrics Analysis: Cognizant Technology Solutions Corporation vs Fiserv Inc.

MetricCTSH (Apr 24, 2026)FI (Jan 15, 2026)
Price Ratios
P/E Ratio (TTM) i12.909.86
Forward P/E i9.596.26
PEG Ratio i0.570.20
Price to Sales (TTM) i1.341.62
Price to Book (MRQ) i1.881.36
Market Capitalization
Market Capitalization i$26.59B$36.31B
Enterprise Value i$28.17B$63.59B
Enterprise Value Metrics
Enterprise to Revenue i1.343.01
Enterprise to EBITDA i7.356.92
Risk & Other Metrics
Beta i0.980.79
Book Value per Share (MRQ) i$31.35$46.78

Financial Statements Comparison: Cognizant Technology Solutions Corporation vs Fiserv Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCTSH (2025)FI (2024)
Revenue/Sales i21.11B20.46B
Cost of Goods Sold i13.99B8.01B
COGS % of Revenue i66.3%39.2%
Gross Profit i7.12B12.44B
Gross Margin i33.7%60.8%
Research & Development iN/AN/A
Operating Income (EBIT) i3.33B5.88B
Operating Margin i15.8%28.7%
EBITDA i3.99B8.84B
EBITDA Margin i18.9%43.2%
Pre-Tax Income i3.48B4.51B
Pre-Tax Income % of Revenue i16.5%22.0%
Income Tax i1.26B641.00M
Income Tax % of Revenue i6.0%3.1%
Net Income (Profit) i2.23B3.18B
Profit Margin i10.6%15.5%

Balance Sheet & Liquidity Metrics

MetricCTSH (2025)FI (2024)
Cash & Equivalents i1.90B1.24B
Total Current Assets i7.82B23.48B
Total Current Assets % of Revenue i37.0%114.8%
Total Current Liabilities i3.66B22.16B
Total Current Liabilities % of Revenue i17.3%108.3%
Long-Term Debt i966.00M23.73B
Long-Term Debt % of Revenue i4.6%116.0%
Total Shareholders Equity i15.02B27.69B
Retained Earnings i15.16B23.58B
Retained Earnings % of Revenue i71.8%115.2%
Property, Plant & Equipment i573.00M3.79B

Cash Flow Statement Comparison

MetricCTSH (2025)FI (2024)
Operating Cash Flow i2.95B6.07B
Operating Cash Flow % of Revenue i14.0%29.7%
Capital Expenditures i-218.00MN/A
Free Cash Flow i2.60B5.06B
FCF Margin i12.3%24.7%
Debt Repayment i-342.00M-5.40B
Common Stock Repurchase i-1.38B-5.84B

Short Interest & Institutional Ownership Analysis

MetricCTSHFI
Shares Short i33.13M7.66M
Short Ratio i5.761.61
Short % of Float i9.11%1.44%
Shares Outstanding i479.00M537.00M
Float Shares i477.08M533.64M
% Held by Insiders i0.11%0.73%
% Held by Institutions i105.21%90.43%
% Held by Public i-5.32%8.84%

Dividend Analysis & Yield Comparison: Cognizant Technology Solutions Corporation vs Fiserv Inc.

MetricCTSHFI
Last 12-Month Dividend i$1.57$0.00
Last 12-Month Dividend Yield i2.36%N/A
3-Year Avg Annual Dividend i$1.21$0.00
3-Year Avg Dividend Yield i0.41%N/A
3-Year Total Dividends i$3.64$0.00
Ex-Dividend DateFeb 18, 2026N/A