CVB Financial [CVBF] vs U.S. Bancorp [USB] Detailed Stock Comparison

CVB Financial Corp.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: CVB Financial Corp. wins in 8 metrics, U.S. Bancorp wins in 11 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric CVB Financial Corp. U.S. Bancorp Better
P/E Ratio (TTM) 13.35 11.92 U.S. Bancorp
Price-to-Book Ratio 1.20 1.51 CVB Financial Corp.
Debt-to-Equity Ratio 0.46 1.21 CVB Financial Corp.
PEG Ratio 1.20 0.82 U.S. Bancorp
Profit Margin (TTM) 40.33% 29.29% CVB Financial Corp.
Operating Margin (TTM) 56.32% 37.84% CVB Financial Corp.
EBITDA Margin (TTM) 56.32% 37.84% CVB Financial Corp.
Return on Equity 9.34% 12.35% U.S. Bancorp
Return on Assets (TTM) 1.36% 1.14% CVB Financial Corp.
Free Cash Flow (TTM) $217.34M $7.97B U.S. Bancorp
Dividend Yield 5.17% 3.82% CVB Financial Corp.
1-Year Return 8.59% 25.83% U.S. Bancorp
Price-to-Sales Ratio (TTM) 5.31 3.32 U.S. Bancorp
Enterprise Value $3.48B $126.46B U.S. Bancorp
EV/Revenue Ratio 6.70 4.75 U.S. Bancorp
Revenue per Share (TTM) $4 $17 U.S. Bancorp
Earnings per Share (Diluted) $1.52 $4.77 U.S. Bancorp
Beta (Stock Volatility) 0.66 1.03 CVB Financial Corp.
Short % of Float 12.72% 0.00% U.S. Bancorp

CVB Financial Corp. vs U.S. Bancorp Stock Performance Analysis

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CVBF
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
CVB Financial Corp.-2.74%-2.98%-1.44%1.58%-0.40%6.48%
U.S. Bancorp-2.67%-2.83%-3.80%-1.57%4.34%-1.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
CVB Financial Corp.8.59%52.40%-8.74%17.42%139.53%36.19%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: CVB Financial Corp. vs U.S. Bancorp

MetricCVBFUSB
Market Information
Market Cap i$2.76B$88.06B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i2,917,4869,829,002
90 Day Avg. Volume i1,947,83910,401,007
Last Close$19.88$53.14
52 Week Range$17.95 - $21.48$42.55 - $61.19
% from 52W High-7.45%-13.16%
All-Time High$29.25 (Nov 07, 2022)$63.57 (Jan 10, 2022)
% from All-Time High-32.03%-16.41%
Growth Metrics
Quarterly Revenue Growth0.08%0.05%
Quarterly Earnings Growth0.08%0.14%
Financial Health
Profit Margin (TTM) i0.40%0.29%
Operating Margin (TTM) i0.56%0.38%
Return on Equity (TTM) i0.09%0.12%
Debt to Equity (MRQ) i0.461.21
Cash & Liquidity
Book Value per Share (MRQ)$16.93$37.54
Cash per Share (MRQ)$2.87$31.14
Operating Cash Flow (TTM) i$221.41M$6.04B
Levered Free Cash Flow (TTM) i$207.92M$7.19B
Dividends
Last 12-Month Dividend Yield i5.17%3.82%
Last 12-Month Dividend i$1.00$2.04

Valuation & Enterprise Metrics Analysis: CVB Financial Corp. vs U.S. Bancorp

MetricCVBF (Apr 22, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.3511.92
Forward P/E i10.6910.09
PEG Ratio i1.200.82
Price to Sales (TTM) i5.313.32
Price to Book (MRQ) i1.201.51
Market Capitalization
Market Capitalization i$2.76B$88.06B
Enterprise Value i$3.48B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i6.704.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.661.03
Book Value per Share (MRQ) i$16.93$37.54

Financial Statements Comparison: CVB Financial Corp. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCVBF (2025)USB (2025)
Revenue/Sales i515.46M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i281.69M9.52B
Pre-Tax Income % of Revenue i54.6%33.3%
Income Tax i72.40M1.92B
Income Tax % of Revenue i14.0%6.7%
Net Income (Profit) i209.30M7.60B
Profit Margin i40.6%26.6%

Balance Sheet & Liquidity Metrics

MetricCVBF (2025)USB (2025)
Cash & Equivalents i389.45M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A60.76B
Long-Term Debt % of Revenue i0.0%212.9%
Total Shareholders Equity i2.30B65.65B
Retained Earnings i1.30B80.91B
Retained Earnings % of Revenue i252.3%283.5%
Property, Plant & Equipment i43.79M1.51B

Cash Flow Statement Comparison

MetricCVBF (2025)USB (2025)
Operating Cash Flow i198.74M6.04B
Operating Cash Flow % of Revenue i38.6%21.2%
Capital Expenditures i-4.07MN/A
Free Cash Flow i217.34M7.97B
FCF Margin i42.2%27.9%
Debt Repayment iN/A-9.05B
Common Stock Repurchase i-81.12M-489.00M

Short Interest & Institutional Ownership Analysis

MetricCVBFUSB
Shares Short i11.69M27,002
Short Ratio i8.550.00
Short % of Float i12.72%0.00%
Shares Outstanding i135.55M1.56B
Float Shares i127.06M1.55B
% Held by Insiders i4.93%0.14%
% Held by Institutions i62.55%83.55%
% Held by Public i32.52%16.31%

Dividend Analysis & Yield Comparison: CVB Financial Corp. vs U.S. Bancorp

MetricCVBFUSB
Last 12-Month Dividend i$1.00$2.04
Last 12-Month Dividend Yield i5.17%3.82%
3-Year Avg Annual Dividend i$0.87$1.98
3-Year Avg Dividend Yield i1.13%1.19%
3-Year Total Dividends i$2.60$5.95
Ex-Dividend DateApr 01, 2026Dec 31, 2025