Dave [DAVE] vs Salesforce [CRM] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 21 vital metrics comparison: Dave Inc. wins in 11 metrics, Salesforce Inc. wins in 9 metrics, with 0 ties. Dave Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Dave Inc. | Salesforce Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 20.29 | 23.99 | Dave Inc. |
| Price-to-Book Ratio | 10.55 | 2.94 | Salesforce Inc. |
| Debt-to-Equity Ratio | 21.32 | 29.95 | Dave Inc. |
| PEG Ratio | 0.07 | 1.42 | Dave Inc. |
| EV/EBITDA | 19.15 | 14.41 | Salesforce Inc. |
| Profit Margin (TTM) | 35.34% | 17.96% | Dave Inc. |
| Operating Margin (TTM) | 39.39% | 19.24% | Dave Inc. |
| EBITDA Margin (TTM) | 39.39% | 19.24% | Dave Inc. |
| Return on Equity | 73.11% | 12.40% | Dave Inc. |
| Return on Assets (TTM) | 30.37% | 5.18% | Dave Inc. |
| Free Cash Flow (TTM) | $283.25M | $14.40B | Salesforce Inc. |
| Dividend Yield | N/A | 0.65% | N/A |
| 1-Year Return | 37.72% | -35.80% | Dave Inc. |
| Price-to-Sales Ratio (TTM) | 6.57 | 4.16 | Salesforce Inc. |
| Enterprise Value | $3.67B | $180.85B | Salesforce Inc. |
| EV/Revenue Ratio | 6.63 | 4.36 | Salesforce Inc. |
| Gross Profit Margin (TTM) | 87.93% | 77.61% | Dave Inc. |
| Revenue per Share (TTM) | $41 | $44 | Salesforce Inc. |
| Earnings per Share (Diluted) | $13.53 | $7.80 | Dave Inc. |
| Beta (Stock Volatility) | 3.82 | 1.29 | Salesforce Inc. |
| Short % of Float | 11.33% | 11.00% | Salesforce Inc. |
Dave Inc. vs Salesforce Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Dave Inc. | 7.66% | 14.23% | 30.94% | 47.24% | 61.62% | 40.67% |
| Salesforce Inc. | -0.81% | -9.86% | -5.16% | -17.04% | -35.36% | -35.12% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Dave Inc. | 37.72% | 4,931.23% | -9.48% | -9.11% | 3,030.79% | 2,064.38% |
| Salesforce Inc. | -35.80% | -21.66% | -31.67% | 106.07% | 375.60% | 2,293.80% |
Performance & Financial Health Analysis: Dave Inc. vs Salesforce Inc.
| Metric | DAVE | CRM |
|---|---|---|
| Market Information | ||
| Market Cap | $3.64B | $159.96B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 686,080 | 14,778,934 |
| 90 Day Avg. Volume | 573,747 | 13,868,465 |
| Last Close | $308.75 | $164.55 |
| 52 Week Range | $152.21 - $315.00 | $161.40 - $276.80 |
| % from 52W High | -1.98% | -40.55% |
| All-Time High | $491.07 (Jan 31, 2022) | $369.00 (Dec 02, 2024) |
| % from All-Time High | -37.13% | -55.41% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.62% | 0.12% |
| Quarterly Earnings Growth | 2.92% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.35% | 0.18% |
| Operating Margin (TTM) | 0.39% | 0.19% |
| Return on Equity (TTM) | 0.73% | 0.12% |
| Debt to Equity (MRQ) | 21.32 | 29.95 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $26.03 | $63.66 |
| Cash per Share (MRQ) | $8.95 | $10.36 |
| Operating Cash Flow (TTM) | $290.02M | $15.00B |
| Levered Free Cash Flow (TTM) | $25.53M | $16.37B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.65% |
| Last 12-Month Dividend | N/A | $1.68 |
Valuation & Enterprise Metrics Analysis: Dave Inc. vs Salesforce Inc.
| Metric | DAVE (Apr 26, 2026) | CRM (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 20.29 | 23.99 |
| Forward P/E | 15.70 | 12.53 |
| PEG Ratio | 0.07 | 1.42 |
| Price to Sales (TTM) | 6.57 | 4.16 |
| Price to Book (MRQ) | 10.55 | 2.94 |
| Market Capitalization | ||
| Market Capitalization | $3.64B | $159.96B |
| Enterprise Value | $3.67B | $180.85B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 6.63 | 4.36 |
| Enterprise to EBITDA | 19.15 | 14.41 |
| Risk & Other Metrics | ||
| Beta | 3.82 | 1.29 |
| Book Value per Share (MRQ) | $26.03 | $63.66 |
Financial Statements Comparison: Dave Inc. vs Salesforce Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | DAVE (2025) | CRM (2026) |
|---|---|---|
| Revenue/Sales | 554.18M | 41.53B |
| Cost of Goods Sold | 73.78M | 9.27B |
| COGS % of Revenue | 13.3% | 22.3% |
| Gross Profit | 480.40M | 32.26B |
| Gross Margin | 86.7% | 77.7% |
| Research & Development | N/A | 5.99B |
| Operating Income (EBIT) | 186.62M | 8.92B |
| Operating Margin | 33.7% | 21.5% |
| EBITDA | 195.35M | 12.12B |
| EBITDA Margin | 35.3% | 29.2% |
| Pre-Tax Income | 168.03M | 9.52B |
| Pre-Tax Income % of Revenue | 30.3% | 22.9% |
| Income Tax | -27.84M | 2.06B |
| Income Tax % of Revenue | -5.0% | 5.0% |
| Net Income (Profit) | 195.87M | 7.46B |
| Profit Margin | 35.3% | 18.0% |
Balance Sheet & Liquidity Metrics
| Metric | DAVE (2025) | CRM (2026) |
|---|---|---|
| Cash & Equivalents | 80.52M | 7.33B |
| Total Current Assets | 436.70M | 28.22B |
| Total Current Assets % of Revenue | 78.8% | 68.0% |
| Total Current Liabilities | 114.00M | 37.12B |
| Total Current Liabilities % of Revenue | 20.6% | 89.4% |
| Long-Term Debt | 141,000 | 12.63B |
| Long-Term Debt % of Revenue | 0.0% | 30.4% |
| Total Shareholders Equity | 352.73M | 59.14B |
| Retained Earnings | 43.42M | 22.22B |
| Retained Earnings % of Revenue | 7.8% | 53.5% |
| Property, Plant & Equipment | 195,000 | 2.00B |
Cash Flow Statement Comparison
| Metric | DAVE (2025) | CRM (2026) |
|---|---|---|
| Operating Cash Flow | 192.26M | 15.19B |
| Operating Cash Flow % of Revenue | 34.7% | 36.6% |
| Capital Expenditures | -317,000 | N/A |
| Free Cash Flow | 283.25M | 14.40B |
| FCF Margin | 51.1% | 34.7% |
| Debt Repayment | 0 | -584.00M |
| Common Stock Repurchase | -43.73M | -12.60B |
Short Interest & Institutional Ownership Analysis
| Metric | DAVE | CRM |
|---|---|---|
| Shares Short | 1.27M | 77.81M |
| Short Ratio | 1.87 | 5.94 |
| Short % of Float | 11.33% | 11.00% |
| Shares Outstanding | 13.55M | 929.00M |
| Float Shares | 10.89M | 894.44M |
| % Held by Insiders | 10.83% | 3.02% |
| % Held by Institutions | 91.91% | 95.86% |
| % Held by Public | -2.74% | 1.12% |
Dividend Analysis & Yield Comparison: Dave Inc. vs Salesforce Inc.
| Metric | DAVE | CRM |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.68 |
| Last 12-Month Dividend Yield | N/A | 0.65% |
| 3-Year Avg Annual Dividend | N/A | $1.09 |
| 3-Year Avg Dividend Yield | N/A | 0.15% |
| 3-Year Total Dividends | N/A | $3.28 |
| Ex-Dividend Date | N/A | Dec 18, 2025 |