Dime Community [DCOM] vs OFG Bancorp [OFG] Detailed Stock Comparison

Dime Community Bancshares Inc.

NASDAQ
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OFG Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Dime Community Bancshares Inc. wins in 7 metrics, OFG Bancorp wins in 11 metrics, with 0 ties. OFG Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Dime Community Bancshares Inc. OFG Bancorp Better
P/E Ratio (TTM) 13.54 9.24 OFG Bancorp
Price-to-Book Ratio 1.12 1.39 Dime Community Bancshares Inc.
Debt-to-Equity Ratio 0.53 0.42 OFG Bancorp
PEG Ratio 0.20 0.56 Dime Community Bancshares Inc.
Profit Margin (TTM) 29.00% 33.64% OFG Bancorp
Operating Margin (TTM) 45.02% 42.01% Dime Community Bancshares Inc.
EBITDA Margin (TTM) 45.02% 42.01% Dime Community Bancshares Inc.
Return on Equity 8.51% 16.04% OFG Bancorp
Return on Assets (TTM) 0.85% 1.80% OFG Bancorp
Free Cash Flow (TTM) $182.44M $199.34M OFG Bancorp
Dividend Yield 3.94% 2.57% Dime Community Bancshares Inc.
1-Year Return 52.86% 17.22% Dime Community Bancshares Inc.
Price-to-Sales Ratio (TTM) 3.72 3.05 OFG Bancorp
Enterprise Value $365.42M $1.86B OFG Bancorp
EV/Revenue Ratio 0.86 2.92 Dime Community Bancshares Inc.
Revenue per Share (TTM) $10 $14 OFG Bancorp
Earnings per Share (Diluted) $2.66 $4.84 OFG Bancorp
Short % of Float 9.50% 3.73% OFG Bancorp

Dime Community Bancshares Inc. vs OFG Bancorp Stock Performance Analysis

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DCOM
OFG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Dime Community Bancshares Inc.-2.10%2.86%9.89%21.90%24.57%31.37%
OFG Bancorp-0.92%2.56%8.30%21.20%12.74%16.09%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Dime Community Bancshares Inc.52.86%116.88%21.68%38.73%82.60%55.05%
OFG Bancorp17.22%79.06%122.40%472.82%295.23%282.34%

Performance & Financial Health Analysis: Dime Community Bancshares Inc. vs OFG Bancorp

MetricDCOMOFG
Market Information
Market Cap i$1.55B$1.99B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i271,635264,900
90 Day Avg. Volume i293,222348,273
Last Close$39.24$47.62
52 Week Range$25.63 - $40.76$35.71 - $48.56
% from 52W High-3.73%-1.93%
All-Time High$40.76 (Jun 15, 2026)$48.56 (Jun 15, 2026)
% from All-Time High-3.73%-1.94%
Growth Metrics
Quarterly Revenue Growth0.18%0.07%
Quarterly Earnings Growth0.61%0.18%
Financial Health
Profit Margin (TTM) i0.29%0.34%
Operating Margin (TTM) i0.45%0.42%
Return on Equity (TTM) i0.09%0.16%
Debt to Equity (MRQ) i0.530.42
Cash & Liquidity
Book Value per Share (MRQ)$32.19$32.13
Cash per Share (MRQ)$49.67$14.88
Operating Cash Flow (TTM) i$143.86M$62.78M
Levered Free Cash Flow (TTM) i$101.51M$205.10M
Dividends
Last 12-Month Dividend Yield i3.94%2.57%
Last 12-Month Dividend i$1.25$1.05

Valuation & Enterprise Metrics Analysis: Dime Community Bancshares Inc. vs OFG Bancorp

MetricDCOM (Apr 26, 2026)OFG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.549.24
Forward P/E i8.129.59
PEG Ratio i0.200.56
Price to Sales (TTM) i3.723.05
Price to Book (MRQ) i1.121.39
Market Capitalization
Market Capitalization i$1.55B$1.99B
Enterprise Value i$365.42M$1.86B
Enterprise Value Metrics
Enterprise to Revenue i0.862.92
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/AN/A
Book Value per Share (MRQ) i$32.19$32.13

Financial Statements Comparison: Dime Community Bancshares Inc. vs OFG Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricDCOM (2025)OFG (2025)
Revenue/Sales i452.93M675.22M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i156.80M234.12M
Pre-Tax Income % of Revenue i34.6%34.7%
Income Tax i46.12M29.01M
Income Tax % of Revenue i10.2%4.3%
Net Income (Profit) i110.68M205.10M
Profit Margin i24.4%30.4%

Balance Sheet & Liquidity Metrics

MetricDCOM (2025)OFG (2025)
Cash & Equivalents i2.35B1.04B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i826.23M423.17M
Long-Term Debt % of Revenue i182.4%62.7%
Total Shareholders Equity i1.48B1.39B
Retained Earnings i854.17M904.63M
Retained Earnings % of Revenue i188.6%134.0%
Property, Plant & Equipment i42.88M21.26M

Cash Flow Statement Comparison

MetricDCOM (2025)OFG (2025)
Operating Cash Flow i143.86M62.78M
Operating Cash Flow % of Revenue i31.8%9.3%
Capital Expenditures i-2.13M-16.96M
Free Cash Flow i182.44M199.34M
FCF Margin i40.3%29.5%
Debt Repayment i0N/A
Common Stock Repurchase i0-91.60M

Short Interest & Institutional Ownership Analysis

MetricDCOMOFG
Shares Short i3.29M1.09M
Short Ratio i12.732.60
Short % of Float i9.50%3.73%
Shares Outstanding i44.06M43.26M
Float Shares i41.09M42.30M
% Held by Insiders i4.41%1.13%
% Held by Institutions i87.29%99.69%
% Held by Public i8.30%-0.82%

Dividend Analysis & Yield Comparison: Dime Community Bancshares Inc. vs OFG Bancorp

MetricDCOMOFG
Last 12-Month Dividend i$1.25$1.05
Last 12-Month Dividend Yield i3.94%2.57%
3-Year Avg Annual Dividend i$1.08$0.91
3-Year Avg Dividend Yield i1.01%0.71%
3-Year Total Dividends i$3.24$2.73
Ex-Dividend DateJan 16, 2026Mar 31, 2025