Erie Indemnity [ERIE] vs Arthur J. Gallagher [AJG] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 21 vital metrics comparison: Erie Indemnity Company wins in 16 metrics, Arthur J. Gallagher & Co. wins in 4 metrics, with 0 ties. Erie Indemnity Company appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Erie Indemnity Company | Arthur J. Gallagher & Co. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 23.46 | 37.51 | Erie Indemnity Company |
| Price-to-Book Ratio | 5.74 | 2.38 | Arthur J. Gallagher & Co. |
| Debt-to-Equity Ratio | 2.71 | 58.35 | Erie Indemnity Company |
| PEG Ratio | -0.40 | -0.77 | Erie Indemnity Company |
| EV/EBITDA | 16.05 | 19.73 | Erie Indemnity Company |
| Profit Margin (TTM) | 13.75% | 11.48% | Erie Indemnity Company |
| Operating Margin (TTM) | 17.16% | 10.44% | Erie Indemnity Company |
| EBITDA Margin (TTM) | 17.16% | 10.44% | Erie Indemnity Company |
| Return on Equity | 26.19% | 6.91% | Erie Indemnity Company |
| Return on Assets (TTM) | 14.81% | 2.24% | Erie Indemnity Company |
| Free Cash Flow (TTM) | $570.97M | $1.79B | Arthur J. Gallagher & Co. |
| Dividend Yield | 2.59% | 1.45% | Erie Indemnity Company |
| 1-Year Return | -40.57% | -42.12% | Erie Indemnity Company |
| Price-to-Sales Ratio (TTM) | 3.22 | 4.26 | Erie Indemnity Company |
| Enterprise Value | $12.99B | $68.65B | Arthur J. Gallagher & Co. |
| EV/Revenue Ratio | 3.19 | 5.28 | Erie Indemnity Company |
| Gross Profit Margin (TTM) | N/A | 37.96% | N/A |
| Revenue per Share (TTM) | $78 | $51 | Erie Indemnity Company |
| Earnings per Share (Diluted) | $10.68 | $5.75 | Erie Indemnity Company |
| Beta (Stock Volatility) | 0.44 | 0.68 | Erie Indemnity Company |
| Short % of Float | 9.90% | 2.30% | Arthur J. Gallagher & Co. |
Erie Indemnity Company vs Arthur J. Gallagher & Co. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Erie Indemnity Company | -0.14% | -6.96% | -1.48% | -22.20% | -29.87% | -25.29% |
| Arthur J. Gallagher & Co. | -1.59% | 0.89% | -0.61% | -10.25% | -15.74% | -19.62% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Erie Indemnity Company | -40.57% | -2.13% | 9.33% | 115.46% | 207.15% | 318.77% |
| Arthur J. Gallagher & Co. | -42.12% | -2.22% | 38.82% | 320.20% | 608.63% | 658.33% |
Performance & Financial Health Analysis: Erie Indemnity Company vs Arthur J. Gallagher & Co.
| Metric | ERIE | AJG |
|---|---|---|
| Market Information | ||
| Market Cap | $13.01B | $55.37B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 202,377 | 1,311,461 |
| 90 Day Avg. Volume | 235,769 | 1,916,410 |
| Last Close | $207.24 | $202.50 |
| 52 Week Range | $204.63 - $380.67 | $190.75 - $351.23 |
| % from 52W High | -45.56% | -42.35% |
| All-Time High | $547.00 (Sep 23, 2024) | $351.23 (Jun 03, 2025) |
| % from All-Time High | -62.11% | -42.35% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 0.37% |
| Quarterly Earnings Growth | -0.58% | -0.42% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.11% |
| Operating Margin (TTM) | 0.17% | 0.10% |
| Return on Equity (TTM) | 0.26% | 0.07% |
| Debt to Equity (MRQ) | 2.71 | 58.35 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $43.67 | $90.74 |
| Cash per Share (MRQ) | $6.69 | $5.46 |
| Operating Cash Flow (TTM) | $686.66M | $1.93B |
| Levered Free Cash Flow (TTM) | $499.90M | $1.08B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.59% | 1.45% |
| Last 12-Month Dividend | $7.00 | $3.30 |
Valuation & Enterprise Metrics Analysis: Erie Indemnity Company vs Arthur J. Gallagher & Co.
| Metric | ERIE (Apr 23, 2026) | AJG (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 23.46 | 37.51 |
| Forward P/E | 17.89 | 14.54 |
| PEG Ratio | -0.40 | -0.77 |
| Price to Sales (TTM) | 3.22 | 4.26 |
| Price to Book (MRQ) | 5.74 | 2.38 |
| Market Capitalization | ||
| Market Capitalization | $13.01B | $55.37B |
| Enterprise Value | $12.99B | $68.65B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.19 | 5.28 |
| Enterprise to EBITDA | 16.05 | 19.73 |
| Risk & Other Metrics | ||
| Beta | 0.44 | 0.68 |
| Book Value per Share (MRQ) | $43.67 | $90.74 |
Financial Statements Comparison: Erie Indemnity Company vs Arthur J. Gallagher & Co.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ERIE (2025) | AJG (2025) |
|---|---|---|
| Revenue/Sales | 4.15B | 13.94B |
| Cost of Goods Sold | N/A | 8.01B |
| COGS % of Revenue | 0.0% | 57.4% |
| Gross Profit | N/A | 5.94B |
| Gross Margin | 0.0% | 42.6% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | 2.56B |
| Operating Margin | 0.0% | 18.3% |
| EBITDA | N/A | 3.68B |
| EBITDA Margin | 0.0% | 26.4% |
| Pre-Tax Income | 710.60M | 1.87B |
| Pre-Tax Income % of Revenue | 17.1% | 13.4% |
| Income Tax | 151.27M | 368.00M |
| Income Tax % of Revenue | 3.6% | 2.6% |
| Net Income (Profit) | 559.34M | 1.50B |
| Profit Margin | 13.5% | 10.8% |
Balance Sheet & Liquidity Metrics
| Metric | ERIE (2025) | AJG (2025) |
|---|---|---|
| Cash & Equivalents | 315.69M | 1.40B |
| Total Current Assets | N/A | 34.36B |
| Total Current Assets % of Revenue | 0.0% | 246.4% |
| Total Current Liabilities | N/A | 32.52B |
| Total Current Liabilities % of Revenue | 0.0% | 233.2% |
| Long-Term Debt | N/A | 12.62B |
| Long-Term Debt % of Revenue | 0.0% | 90.5% |
| Total Shareholders Equity | 2.28B | 23.35B |
| Retained Earnings | 3.46B | 5.81B |
| Retained Earnings % of Revenue | 83.5% | 41.6% |
| Property, Plant & Equipment | N/A | 640.00M |
Cash Flow Statement Comparison
| Metric | ERIE (2025) | AJG (2025) |
|---|---|---|
| Operating Cash Flow | 514.33M | 1.85B |
| Operating Cash Flow % of Revenue | 12.4% | 13.2% |
| Capital Expenditures | -115.69M | N/A |
| Free Cash Flow | 570.97M | 1.79B |
| FCF Margin | 13.8% | 12.8% |
| Debt Repayment | N/A | -2.76B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ERIE | AJG |
|---|---|---|
| Shares Short | 2.48M | 5.83M |
| Short Ratio | 9.93 | 2.57 |
| Short % of Float | 9.90% | 2.30% |
| Shares Outstanding | 52.29M | 257.00M |
| Float Shares | 25.15M | 254.27M |
| % Held by Insiders | 45.46% | 0.88% |
| % Held by Institutions | 45.94% | 93.88% |
| % Held by Public | 8.60% | 5.24% |
Dividend Analysis & Yield Comparison: Erie Indemnity Company vs Arthur J. Gallagher & Co.
| Metric | ERIE | AJG |
|---|---|---|
| Last 12-Month Dividend | $7.00 | $3.30 |
| Last 12-Month Dividend Yield | 2.59% | 1.45% |
| 3-Year Avg Annual Dividend | $5.67 | $2.45 |
| 3-Year Avg Dividend Yield | 0.41% | 0.23% |
| 3-Year Total Dividends | $17.01 | $7.35 |
| Ex-Dividend Date | Apr 07, 2026 | Mar 06, 2026 |