Erie Indemnity [ERIE] vs Brown & Brown [BRO] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 21 vital metrics comparison: Erie Indemnity Company wins in 10 metrics, Brown & Brown Inc. wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Erie Indemnity Company | Brown & Brown Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 23.46 | 21.38 | Brown & Brown Inc. |
| Price-to-Book Ratio | 5.74 | 1.81 | Brown & Brown Inc. |
| Debt-to-Equity Ratio | 2.71 | 62.98 | Erie Indemnity Company |
| PEG Ratio | -0.40 | 3.12 | Brown & Brown Inc. |
| EV/EBITDA | 16.05 | 15.07 | Brown & Brown Inc. |
| Profit Margin (TTM) | 13.75% | 18.29% | Brown & Brown Inc. |
| Operating Margin (TTM) | 17.16% | 23.17% | Brown & Brown Inc. |
| EBITDA Margin (TTM) | 17.16% | 23.17% | Brown & Brown Inc. |
| Return on Equity | 26.19% | 11.23% | Erie Indemnity Company |
| Return on Assets (TTM) | 14.81% | 4.24% | Erie Indemnity Company |
| Free Cash Flow (TTM) | $570.97M | $1.38B | Brown & Brown Inc. |
| Dividend Yield | 2.59% | 0.87% | Erie Indemnity Company |
| 1-Year Return | -40.57% | -50.18% | Erie Indemnity Company |
| Price-to-Sales Ratio (TTM) | 3.22 | 3.99 | Erie Indemnity Company |
| Enterprise Value | $12.99B | $29.86B | Brown & Brown Inc. |
| EV/Revenue Ratio | 3.19 | 5.18 | Erie Indemnity Company |
| Gross Profit Margin (TTM) | N/A | 48.16% | N/A |
| Revenue per Share (TTM) | $78 | $19 | Erie Indemnity Company |
| Earnings per Share (Diluted) | $10.68 | $3.16 | Erie Indemnity Company |
| Beta (Stock Volatility) | 0.44 | 0.83 | Erie Indemnity Company |
| Short % of Float | 9.90% | 7.23% | Brown & Brown Inc. |
Erie Indemnity Company vs Brown & Brown Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Erie Indemnity Company | -0.12% | -6.96% | -1.48% | -22.20% | -29.87% | -25.29% |
| Brown & Brown Inc. | -2.56% | -0.70% | -1.82% | -21.79% | -29.12% | -27.09% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Erie Indemnity Company | -40.57% | -2.13% | 9.33% | 115.46% | 207.15% | 318.77% |
| Brown & Brown Inc. | -50.18% | -11.82% | 7.41% | 212.67% | 333.36% | 260.58% |
Performance & Financial Health Analysis: Erie Indemnity Company vs Brown & Brown Inc.
| Metric | ERIE | BRO |
|---|---|---|
| Market Information | ||
| Market Cap | $13.01B | $22.43B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 202,377 | 2,200,403 |
| 90 Day Avg. Volume | 235,769 | 3,060,891 |
| Last Close | $207.30 | $55.14 |
| 52 Week Range | $204.41 - $380.67 | $53.81 - $113.84 |
| % from 52W High | -45.54% | -51.56% |
| All-Time High | $547.00 (Sep 23, 2024) | $125.68 (Mar 31, 2025) |
| % from All-Time High | -62.10% | -56.13% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 0.36% |
| Quarterly Earnings Growth | -0.58% | 0.26% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.18% |
| Operating Margin (TTM) | 0.17% | 0.23% |
| Return on Equity (TTM) | 0.26% | 0.11% |
| Debt to Equity (MRQ) | 2.71 | 62.98 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $43.67 | $37.34 |
| Cash per Share (MRQ) | $6.69 | $3.17 |
| Operating Cash Flow (TTM) | $686.66M | $1.45B |
| Levered Free Cash Flow (TTM) | $499.90M | $1.40B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.59% | 0.87% |
| Last 12-Month Dividend | $7.00 | $0.64 |
Valuation & Enterprise Metrics Analysis: Erie Indemnity Company vs Brown & Brown Inc.
| Metric | ERIE (Apr 23, 2026) | BRO (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 23.46 | 21.38 |
| Forward P/E | 17.89 | 13.57 |
| PEG Ratio | -0.40 | 3.12 |
| Price to Sales (TTM) | 3.22 | 3.99 |
| Price to Book (MRQ) | 5.74 | 1.81 |
| Market Capitalization | ||
| Market Capitalization | $13.01B | $22.43B |
| Enterprise Value | $12.99B | $29.86B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.19 | 5.18 |
| Enterprise to EBITDA | 16.05 | 15.07 |
| Risk & Other Metrics | ||
| Beta | 0.44 | 0.83 |
| Book Value per Share (MRQ) | $43.67 | $37.34 |
Financial Statements Comparison: Erie Indemnity Company vs Brown & Brown Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ERIE (2025) | BRO (2025) |
|---|---|---|
| Revenue/Sales | 4.15B | 5.76B |
| Cost of Goods Sold | N/A | 2.94B |
| COGS % of Revenue | 0.0% | 50.9% |
| Gross Profit | N/A | 2.83B |
| Gross Margin | 0.0% | 49.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | 1.50B |
| Operating Margin | 0.0% | 26.1% |
| EBITDA | N/A | 1.92B |
| EBITDA Margin | 0.0% | 33.4% |
| Pre-Tax Income | 710.60M | 1.37B |
| Pre-Tax Income % of Revenue | 17.1% | 23.8% |
| Income Tax | 151.27M | 304.00M |
| Income Tax % of Revenue | 3.6% | 5.3% |
| Net Income (Profit) | 559.34M | 1.07B |
| Profit Margin | 13.5% | 18.5% |
Balance Sheet & Liquidity Metrics
| Metric | ERIE (2025) | BRO (2025) |
|---|---|---|
| Cash & Equivalents | 315.69M | 1.08B |
| Total Current Assets | N/A | 8.61B |
| Total Current Assets % of Revenue | 0.0% | 149.5% |
| Total Current Liabilities | N/A | 8.29B |
| Total Current Liabilities % of Revenue | 0.0% | 143.9% |
| Long-Term Debt | N/A | 7.14B |
| Long-Term Debt % of Revenue | 0.0% | 123.8% |
| Total Shareholders Equity | 2.28B | 12.57B |
| Retained Earnings | 3.46B | 6.99B |
| Retained Earnings % of Revenue | 83.5% | 121.3% |
| Property, Plant & Equipment | N/A | 0 |
Cash Flow Statement Comparison
| Metric | ERIE (2025) | BRO (2025) |
|---|---|---|
| Operating Cash Flow | 514.33M | 1.67B |
| Operating Cash Flow % of Revenue | 12.4% | 28.9% |
| Capital Expenditures | -115.69M | -68.00M |
| Free Cash Flow | 570.97M | 1.38B |
| FCF Margin | 13.8% | 24.0% |
| Debt Repayment | N/A | -825.00M |
| Common Stock Repurchase | N/A | -142.00M |
Short Interest & Institutional Ownership Analysis
| Metric | ERIE | BRO |
|---|---|---|
| Shares Short | 2.48M | 18.64M |
| Short Ratio | 9.93 | 5.41 |
| Short % of Float | 9.90% | 7.23% |
| Shares Outstanding | 52.29M | 336.00M |
| Float Shares | 25.15M | 293.37M |
| % Held by Insiders | 45.46% | 13.08% |
| % Held by Institutions | 45.94% | 83.30% |
| % Held by Public | 8.60% | 3.62% |
Dividend Analysis & Yield Comparison: Erie Indemnity Company vs Brown & Brown Inc.
| Metric | ERIE | BRO |
|---|---|---|
| Last 12-Month Dividend | $7.00 | $0.64 |
| Last 12-Month Dividend Yield | 2.59% | 0.87% |
| 3-Year Avg Annual Dividend | $5.67 | $0.57 |
| 3-Year Avg Dividend Yield | 0.41% | 0.16% |
| 3-Year Total Dividends | $17.01 | $1.70 |
| Ex-Dividend Date | Apr 07, 2026 | Feb 04, 2026 |