EzCorp [EZPW] vs Mastercard [MA] Detailed Stock Comparison

EzCorp Inc.

NASDAQ
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Mastercard Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: EzCorp Inc. wins in 9 metrics, Mastercard Inc. wins in 11 metrics, with 0 ties. Mastercard Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric EzCorp Inc. Mastercard Inc. Better
P/E Ratio (TTM) 20.21 30.95 EzCorp Inc.
Price-to-Book Ratio 1.83 59.09 EzCorp Inc.
Debt-to-Equity Ratio 71.63 256.04 EzCorp Inc.
PEG Ratio 0.77 1.27 EzCorp Inc.
EV/EBITDA 11.19 22.63 EzCorp Inc.
Profit Margin (TTM) 9.20% 45.65% Mastercard Inc.
Operating Margin (TTM) 15.89% 57.73% Mastercard Inc.
EBITDA Margin (TTM) 15.89% 57.73% Mastercard Inc.
Return on Equity 12.97% 209.92% Mastercard Inc.
Return on Assets (TTM) 6.06% 23.72% Mastercard Inc.
Free Cash Flow (TTM) $110.42M $16.43B Mastercard Inc.
Dividend Yield N/A 0.55% N/A
1-Year Return 137.28% -12.82% EzCorp Inc.
Price-to-Sales Ratio (TTM) 1.47 13.92 EzCorp Inc.
Enterprise Value $2.26B $464.97B Mastercard Inc.
EV/Revenue Ratio 1.69 14.18 EzCorp Inc.
Gross Profit Margin (TTM) 58.37% 79.35% Mastercard Inc.
Revenue per Share (TTM) $23 $36 Mastercard Inc.
Earnings per Share (Diluted) $1.57 $16.52 Mastercard Inc.
Beta (Stock Volatility) 0.52 0.83 EzCorp Inc.
Short % of Float 22.45% 0.70% Mastercard Inc.

EzCorp Inc. vs Mastercard Inc. Stock Performance Analysis

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EZPW
MA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
EzCorp Inc.3.17%3.23%-2.30%24.96%57.04%60.72%
Mastercard Inc.0.13%1.02%-0.72%-3.51%-13.79%-12.87%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
EzCorp Inc.137.28%274.70%385.25%356.20%3.07%206.97%
Mastercard Inc.-12.82%30.13%33.36%425.22%1,741.34%10,788.44%

Performance & Financial Health Analysis: EzCorp Inc. vs Mastercard Inc.

MetricEZPWMA
Market Information
Market Cap i$1.97B$448.34B
Market Cap CategorySmall capMega cap
10 Day Avg. Volume i591,2793,152,477
90 Day Avg. Volume i744,2903,291,506
Last Close$32.24$490.64
52 Week Range$12.85 - $37.13$464.52 - $601.77
% from 52W High-13.17%-18.47%
All-Time High$38.66 (Jul 04, 2011)$601.77 (Aug 22, 2025)
% from All-Time High-16.61%-18.47%
Growth Metrics
Quarterly Revenue Growth0.19%0.18%
Quarterly Earnings Growth0.43%0.22%
Financial Health
Profit Margin (TTM) i0.09%0.46%
Operating Margin (TTM) i0.16%0.58%
Return on Equity (TTM) i0.13%2.10%
Debt to Equity (MRQ) i71.63256.04
Cash & Liquidity
Book Value per Share (MRQ)$17.36$8.65
Cash per Share (MRQ)$7.55$12.22
Operating Cash Flow (TTM) i$162.14M$17.65B
Levered Free Cash Flow (TTM) i$17.16M$16.27B
Dividends
Last 12-Month Dividend Yield iN/A0.55%
Last 12-Month Dividend iN/A$3.15

Valuation & Enterprise Metrics Analysis: EzCorp Inc. vs Mastercard Inc.

MetricEZPW (Apr 26, 2026)MA (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i20.2130.95
Forward P/E i15.5322.56
PEG Ratio i0.771.27
Price to Sales (TTM) i1.4713.92
Price to Book (MRQ) i1.8359.09
Market Capitalization
Market Capitalization i$1.97B$448.34B
Enterprise Value i$2.26B$464.97B
Enterprise Value Metrics
Enterprise to Revenue i1.6914.18
Enterprise to EBITDA i11.1922.63
Risk & Other Metrics
Beta i0.520.83
Book Value per Share (MRQ) i$17.36$8.65

Financial Statements Comparison: EzCorp Inc. vs Mastercard Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricEZPW (2025)MA (2025)
Revenue/Sales i1.27B32.79B
Cost of Goods Sold i528.22M7.25B
COGS % of Revenue i41.5%22.1%
Gross Profit i746.07M25.54B
Gross Margin i58.5%77.9%
Research & Development iN/AN/A
Operating Income (EBIT) i148.92M19.51B
Operating Margin i11.7%59.5%
EBITDA i203.35M20.82B
EBITDA Margin i16.0%63.5%
Pre-Tax Income i146.77M18.58B
Pre-Tax Income % of Revenue i11.5%56.7%
Income Tax i37.16M3.61B
Income Tax % of Revenue i2.9%11.0%
Net Income (Profit) i109.61M14.97B
Profit Margin i8.6%45.6%

Balance Sheet & Liquidity Metrics

MetricEZPW (2025)MA (2025)
Cash & Equivalents i469.52M10.57B
Total Current Assets i1.13B23.56B
Total Current Assets % of Revenue i88.4%71.8%
Total Current Liabilities i200.57M22.76B
Total Current Liabilities % of Revenue i15.7%69.4%
Long-Term Debt i702.81M18.25B
Long-Term Debt % of Revenue i55.2%55.7%
Total Shareholders Equity i1.03B7.75B
Retained Earnings i612.69M85.04B
Retained Earnings % of Revenue i48.1%259.3%
Property, Plant & Equipment i03.71B

Cash Flow Statement Comparison

MetricEZPW (2025)MA (2025)
Operating Cash Flow i159.12M19.44B
Operating Cash Flow % of Revenue i12.5%59.3%
Capital Expenditures iN/A-489.00M
Free Cash Flow i110.42M16.43B
FCF Margin i8.7%50.1%
Debt Repayment i-7.02M-750.00M
Common Stock Repurchase i-7.00M-11.73B

Short Interest & Institutional Ownership Analysis

MetricEZPWMA
Shares Short i10.23M6.24M
Short Ratio i13.601.83
Short % of Float i22.45%0.70%
Shares Outstanding i61.69M894.04M
Float Shares i55.66M883.99M
% Held by Insiders i4.51%0.55%
% Held by Institutions i114.64%90.43%
% Held by Public i-19.15%9.02%

Dividend Analysis & Yield Comparison: EzCorp Inc. vs Mastercard Inc.

MetricEZPWMA
Last 12-Month Dividend iN/A$3.15
Last 12-Month Dividend Yield iN/A0.55%
3-Year Avg Annual Dividend iN/A$2.75
3-Year Avg Dividend Yield iN/A0.14%
3-Year Total Dividends iN/A$8.26
Ex-Dividend DateN/AJan 09, 2026