FirstCash Holdings [FCFS] vs Mastercard [MA] Detailed Stock Comparison

FirstCash Holdings

NASDAQ
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Mastercard

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: FirstCash Holdings wins in 10 metrics, Mastercard wins in 9 metrics, with 0 ties. FirstCash Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric FirstCash Holdings Mastercard Better
P/E Ratio (TTM) 23.83 39.07 FirstCash Holdings
Price-to-Book Ratio 3.21 66.89 FirstCash Holdings
Debt-to-Equity Ratio 94.52 240.92 FirstCash Holdings
PEG Ratio 1.04 2.41 FirstCash Holdings
EV/EBITDA 14.51 28.44 FirstCash Holdings
Profit Margin (TTM) 8.61% 44.93% Mastercard
Operating Margin (TTM) 12.67% 59.92% Mastercard
EBITDA Margin (TTM) 12.67% 59.92% Mastercard
Return on Equity 14.17% 176.95% Mastercard
Return on Assets (TTM) 6.97% 23.68% Mastercard
Free Cash Flow (TTM) $471.71M $13.59B Mastercard
Dividend Yield N/A 0.53% N/A
1-Year Return 35.82% 12.40% FirstCash Holdings
Price-to-Sales Ratio (TTM) 2.03 17.30 FirstCash Holdings
Enterprise Value $8.66B $533.81B Mastercard
EV/Revenue Ratio 2.56 17.65 FirstCash Holdings
Gross Profit Margin (TTM) 49.70% 77.23% Mastercard
Revenue per Share (TTM) $76 $33 FirstCash Holdings
Earnings per Share (Diluted) $6.50 $14.84 Mastercard
Beta (Stock Volatility) 0.69 0.97 FirstCash Holdings
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

FirstCash Holdings vs Mastercard Stock Performance Analysis

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FirstCash Holdings
Mastercard
FirstCash Holdings Stock Overview | Mastercard Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
FirstCash Holdings-0.96%3.58%5.42%15.50%28.47%50.51%
Mastercard-2.06%-2.21%-3.33%-0.10%9.53%8.07%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
FirstCash Holdings35.82%97.30%158.73%263.66%443.70%1,177.17%
Mastercard12.40%95.56%66.34%478.20%2,315.70%12,473.50%

News Based Sentiment: FirstCash Holdings vs Mastercard

FirstCash Holdings

News based Sentiment: MIXED

FirstCash experienced a positive month with analyst upgrades and strong earnings, but this was tempered by notable insider selling. The mixed signals – positive external views versus internal selling – create a nuanced investment picture, making this a significant month for the stock's trajectory.

View FirstCash Holdings News Sentiment Analysis

Mastercard

News based Sentiment: POSITIVE

Mastercard delivered strong Q2 earnings, launched a promising new media network, and secured key partnerships, all while analysts raised price targets. While insider selling exists, it's tied to tax obligations, and the overall narrative is one of continued growth and strategic execution, making it a positive month for investors.

View Mastercard News Sentiment Analysis

Performance & Financial Health Analysis: FirstCash Holdings vs Mastercard

MetricFCFSMA
Market Information
Market Cap i$6.98B$521.11B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i436,1302,586,350
90 Day Avg. Volume i313,8932,677,130
Last Close$154.41$564.55
52 Week Range$100.24 - $158.93$465.59 - $601.77
% from 52W High-2.84%-6.19%
All-Time High$158.93 (Sep 26, 2025)$601.77 (Aug 22, 2025)
% from All-Time High-2.84%-6.19%
Growth Metrics
Quarterly Revenue Growth-0.01%0.17%
Quarterly Earnings Growth0.22%0.14%
Financial Health
Profit Margin (TTM) i0.09%0.45%
Operating Margin (TTM) i0.13%0.60%
Return on Equity (TTM) i0.14%1.77%
Debt to Equity (MRQ) i94.52240.92
Cash & Liquidity
Book Value per Share (MRQ)$48.24$8.67
Cash per Share (MRQ)$2.29$10.36
Operating Cash Flow (TTM) i$554.73M$16.95B
Levered Free Cash Flow (TTM) i$576.17M$15.46B
Dividends
Last 12-Month Dividend Yield iN/A0.53%
Last 12-Month Dividend iN/A$2.84

Valuation & Enterprise Metrics Analysis: FirstCash Holdings vs Mastercard

MetricFCFSMA
Price Ratios
P/E Ratio (TTM) i23.8339.07
Forward P/E i19.5635.40
PEG Ratio i1.042.41
Price to Sales (TTM) i2.0317.30
Price to Book (MRQ) i3.2166.89
Market Capitalization
Market Capitalization i$6.98B$521.11B
Enterprise Value i$8.66B$533.81B
Enterprise Value Metrics
Enterprise to Revenue i2.5617.65
Enterprise to EBITDA i14.5128.44
Risk & Other Metrics
Beta i0.690.97
Book Value per Share (MRQ) i$48.24$8.67

Financial Statements Comparison: FirstCash Holdings vs Mastercard

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)FCFSMA
Revenue/Sales i$830.62M$7.25B
Cost of Goods Sold i$417.81M$1.69B
Gross Profit i$412.82M$5.56B
Research & Development iN/AN/A
Operating Income (EBIT) i$105.20M$4.30B
EBITDA i$213.06M$4.58B
Pre-Tax Income i$81.08M$4.03B
Income Tax i$21.27M$751.00M
Net Income (Profit) i$59.81M$3.28B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)FCFSMA
Cash & Equivalents i$146.03M$7.58B
Total Current Assets i$1.33B$19.80B
Total Current Liabilities i$301.89M$17.83B
Long-Term Debt i$1.94B$18.80B
Total Shareholders Equity i$2.06B$6.70B
Retained Earnings i$1.48B$75.50B
Property, Plant & Equipment i$1.05BN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)FCFSMA
Operating Cash Flow i$83.67M$4.47B
Capital Expenditures i$-12.91M$-159.00M
Free Cash Flow i$113.73M$2.02B
Debt Repayment i$-129.00M$-750.00M
Common Stock Repurchase i$-59.61M$-2.55B

Short Interest & Institutional Ownership Analysis

MetricFCFSMA
Shares Short i413,3035.88M
Short Ratio i1.582.55
Short % of Float i0.01%0.01%
Average Daily Volume (10 Day) i436,1302,586,350
Average Daily Volume (90 Day) i313,8932,677,130
Shares Outstanding i44.75M913.40M
Float Shares i39.24M896.00M
% Held by Insiders i0.12%0.01%
% Held by Institutions i0.89%0.90%

Dividend Analysis & Yield Comparison: FirstCash Holdings vs Mastercard

MetricFCFSMA
Last 12-Month Dividend iN/A$2.84
Last 12-Month Dividend Yield iN/A0.53%
3-Year Avg Annual Dividend iN/A$2.09
3-Year Avg Dividend Yield iN/A0.15%
3-Year Total Dividends iN/A$6.28
Ex-Dividend DateN/AApr 09, 2025