FirstCash Holdings [FCFS] vs Mastercard [MA] Detailed Stock Comparison

FirstCash Holdings Inc.

NASDAQ
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Mastercard Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: FirstCash Holdings Inc. wins in 11 metrics, Mastercard Inc. wins in 10 metrics, with 0 ties. FirstCash Holdings Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric FirstCash Holdings Inc. Mastercard Inc. Better
P/E Ratio (TTM) 27.71 30.95 FirstCash Holdings Inc.
Price-to-Book Ratio 3.97 59.09 FirstCash Holdings Inc.
Debt-to-Equity Ratio 112.82 256.04 FirstCash Holdings Inc.
PEG Ratio 1.03 1.27 FirstCash Holdings Inc.
EV/EBITDA 16.77 22.63 FirstCash Holdings Inc.
Profit Margin (TTM) 9.02% 45.65% Mastercard Inc.
Operating Margin (TTM) 17.30% 57.73% Mastercard Inc.
EBITDA Margin (TTM) 17.30% 57.73% Mastercard Inc.
Return on Equity 15.26% 209.92% Mastercard Inc.
Return on Assets (TTM) 7.33% 23.72% Mastercard Inc.
Free Cash Flow (TTM) $531.04M $16.43B Mastercard Inc.
Dividend Yield 1.10% 0.55% FirstCash Holdings Inc.
1-Year Return 72.81% -12.82% FirstCash Holdings Inc.
Price-to-Sales Ratio (TTM) 2.48 13.92 FirstCash Holdings Inc.
Enterprise Value $11.49B $464.97B Mastercard Inc.
EV/Revenue Ratio 3.14 14.18 FirstCash Holdings Inc.
Gross Profit Margin (TTM) 50.06% 79.35% Mastercard Inc.
Revenue per Share (TTM) $83 $36 FirstCash Holdings Inc.
Earnings per Share (Diluted) $7.42 $16.52 Mastercard Inc.
Beta (Stock Volatility) 0.47 0.83 FirstCash Holdings Inc.
Short % of Float 2.87% 0.70% Mastercard Inc.

FirstCash Holdings Inc. vs Mastercard Inc. Stock Performance Analysis

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FCFS
MA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
FirstCash Holdings Inc.-0.49%0.02%-1.22%18.65%35.95%42.74%
Mastercard Inc.0.13%1.02%-0.72%-3.51%-13.79%-12.87%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
FirstCash Holdings Inc.72.81%139.70%178.92%369.01%477.53%1,034.66%
Mastercard Inc.-12.82%30.13%33.36%425.22%1,741.34%10,788.44%

Performance & Financial Health Analysis: FirstCash Holdings Inc. vs Mastercard Inc.

MetricFCFSMA
Market Information
Market Cap i$9.37B$448.34B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i287,9193,152,477
90 Day Avg. Volume i348,7263,291,506
Last Close$223.78$490.64
52 Week Range$119.21 - $235.97$464.52 - $601.77
% from 52W High-5.17%-18.47%
All-Time High$235.03 (May 27, 2026)$601.77 (Aug 22, 2025)
% from All-Time High-4.79%-18.47%
Growth Metrics
Quarterly Revenue Growth0.20%0.18%
Quarterly Earnings Growth0.25%0.22%
Financial Health
Profit Margin (TTM) i0.09%0.46%
Operating Margin (TTM) i0.17%0.58%
Return on Equity (TTM) i0.15%2.10%
Debt to Equity (MRQ) i112.82256.04
Cash & Liquidity
Book Value per Share (MRQ)$51.77$8.65
Cash per Share (MRQ)$2.85$12.22
Operating Cash Flow (TTM) i$585.94M$17.65B
Levered Free Cash Flow (TTM) i$232.38M$16.27B
Dividends
Last 12-Month Dividend Yield i1.10%0.55%
Last 12-Month Dividend i$2.02$3.15

Valuation & Enterprise Metrics Analysis: FirstCash Holdings Inc. vs Mastercard Inc.

MetricFCFS (Apr 24, 2026)MA (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i27.7130.95
Forward P/E i16.7022.56
PEG Ratio i1.031.27
Price to Sales (TTM) i2.4813.92
Price to Book (MRQ) i3.9759.09
Market Capitalization
Market Capitalization i$9.37B$448.34B
Enterprise Value i$11.49B$464.97B
Enterprise Value Metrics
Enterprise to Revenue i3.1414.18
Enterprise to EBITDA i16.7722.63
Risk & Other Metrics
Beta i0.470.83
Book Value per Share (MRQ) i$51.77$8.65

Financial Statements Comparison: FirstCash Holdings Inc. vs Mastercard Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFCFS (2025)MA (2025)
Revenue/Sales i3.66B32.79B
Cost of Goods Sold i1.82B7.25B
COGS % of Revenue i49.7%22.1%
Gross Profit i1.84B25.54B
Gross Margin i50.3%77.9%
Research & Development iN/AN/A
Operating Income (EBIT) i562.23M19.51B
Operating Margin i15.4%59.5%
EBITDA i1.01B20.82B
EBITDA Margin i27.6%63.5%
Pre-Tax Income i447.56M18.58B
Pre-Tax Income % of Revenue i12.2%56.7%
Income Tax i117.19M3.61B
Income Tax % of Revenue i3.2%11.0%
Net Income (Profit) i330.38M14.97B
Profit Margin i9.0%45.6%

Balance Sheet & Liquidity Metrics

MetricFCFS (2025)MA (2025)
Cash & Equivalents i125.20M10.57B
Total Current Assets i1.86B23.56B
Total Current Assets % of Revenue i50.7%71.8%
Total Current Liabilities i407.81M22.76B
Total Current Liabilities % of Revenue i11.1%69.4%
Long-Term Debt i2.46B18.25B
Long-Term Debt % of Revenue i67.1%55.7%
Total Shareholders Equity i2.28B7.75B
Retained Earnings i1.67B85.04B
Retained Earnings % of Revenue i45.6%259.3%
Property, Plant & Equipment i365.62M3.71B

Cash Flow Statement Comparison

MetricFCFS (2025)MA (2025)
Operating Cash Flow i381.14M19.44B
Operating Cash Flow % of Revenue i10.4%59.3%
Capital Expenditures i-54.91M-489.00M
Free Cash Flow i531.04M16.43B
FCF Margin i14.5%50.1%
Debt Repayment i-427.38M-750.00M
Common Stock Repurchase i-115.85M-11.73B

Short Interest & Institutional Ownership Analysis

MetricFCFSMA
Shares Short i903,8476.24M
Short Ratio i2.671.83
Short % of Float i2.87%0.70%
Shares Outstanding i43.98M894.04M
Float Shares i38.76M883.99M
% Held by Insiders i11.82%0.55%
% Held by Institutions i91.86%90.43%
% Held by Public i-3.68%9.02%

Dividend Analysis & Yield Comparison: FirstCash Holdings Inc. vs Mastercard Inc.

MetricFCFSMA
Last 12-Month Dividend i$2.02$3.15
Last 12-Month Dividend Yield i1.10%0.55%
3-Year Avg Annual Dividend i$1.61$2.75
3-Year Avg Dividend Yield i0.31%0.14%
3-Year Total Dividends i$4.84$8.26
Ex-Dividend DateFeb 18, 2026Jan 09, 2026