FirstCash Holdings [FCFS] vs Visa [V] Detailed Stock Comparison

FirstCash Holdings Inc.

NASDAQ
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Visa Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: FirstCash Holdings Inc. wins in 10 metrics, Visa Inc. wins in 11 metrics, with 0 ties. Visa Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric FirstCash Holdings Inc. Visa Inc. Better
P/E Ratio (TTM) 27.71 28.98 FirstCash Holdings Inc.
Price-to-Book Ratio 3.97 15.42 FirstCash Holdings Inc.
Debt-to-Equity Ratio 112.82 54.61 Visa Inc.
PEG Ratio 1.03 1.66 FirstCash Holdings Inc.
EV/EBITDA 16.77 20.50 FirstCash Holdings Inc.
Profit Margin (TTM) 9.02% 50.23% Visa Inc.
Operating Margin (TTM) 17.30% 68.30% Visa Inc.
EBITDA Margin (TTM) 17.30% 68.30% Visa Inc.
Return on Equity 15.26% 53.95% Visa Inc.
Return on Assets (TTM) 7.33% 18.36% Visa Inc.
Free Cash Flow (TTM) $531.04M $21.58B Visa Inc.
Dividend Yield 1.10% 0.78% FirstCash Holdings Inc.
1-Year Return 72.81% -8.63% FirstCash Holdings Inc.
Price-to-Sales Ratio (TTM) 2.48 14.39 FirstCash Holdings Inc.
Enterprise Value $11.49B $594.14B Visa Inc.
EV/Revenue Ratio 3.14 14.35 FirstCash Holdings Inc.
Gross Profit Margin (TTM) 50.06% 81.68% Visa Inc.
Revenue per Share (TTM) $83 $21 FirstCash Holdings Inc.
Earnings per Share (Diluted) $7.42 $10.66 Visa Inc.
Beta (Stock Volatility) 0.47 0.80 FirstCash Holdings Inc.
Short % of Float 2.87% 1.40% Visa Inc.

FirstCash Holdings Inc. vs Visa Inc. Stock Performance Analysis

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FCFS
V

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
FirstCash Holdings Inc.-0.49%0.02%-1.22%18.65%35.95%42.74%
Visa Inc.0.44%1.30%-0.59%4.42%-6.65%-6.54%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
FirstCash Holdings Inc.72.81%139.70%178.92%369.01%477.53%1,034.66%
Visa Inc.-8.63%40.84%39.92%318.74%1,632.35%1,903.67%

Performance & Financial Health Analysis: FirstCash Holdings Inc. vs Visa Inc.

MetricFCFSV
Market Information
Market Cap i$9.37B$596.57B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i287,9196,138,912
90 Day Avg. Volume i348,7266,859,421
Last Close$223.78$323.82
52 Week Range$119.21 - $235.97$293.89 - $360.22
% from 52W High-5.17%-10.10%
All-Time High$235.03 (May 27, 2026)$375.51 (Jun 11, 2025)
% from All-Time High-4.79%-13.77%
Growth Metrics
Quarterly Revenue Growth0.20%0.15%
Quarterly Earnings Growth0.25%0.14%
Financial Health
Profit Margin (TTM) i0.09%0.50%
Operating Margin (TTM) i0.17%0.68%
Return on Equity (TTM) i0.15%0.54%
Debt to Equity (MRQ) i112.8254.61
Cash & Liquidity
Book Value per Share (MRQ)$51.77$20.03
Cash per Share (MRQ)$2.85$8.60
Operating Cash Flow (TTM) i$585.94M$24.44B
Levered Free Cash Flow (TTM) i$232.38M$22.03B
Dividends
Last 12-Month Dividend Yield i1.10%0.78%
Last 12-Month Dividend i$2.02$2.52

Valuation & Enterprise Metrics Analysis: FirstCash Holdings Inc. vs Visa Inc.

MetricFCFS (Apr 24, 2026)V (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i27.7128.98
Forward P/E i16.7021.23
PEG Ratio i1.031.66
Price to Sales (TTM) i2.4814.39
Price to Book (MRQ) i3.9715.42
Market Capitalization
Market Capitalization i$9.37B$596.57B
Enterprise Value i$11.49B$594.14B
Enterprise Value Metrics
Enterprise to Revenue i3.1414.35
Enterprise to EBITDA i16.7720.50
Risk & Other Metrics
Beta i0.470.80
Book Value per Share (MRQ) i$51.77$20.03

Financial Statements Comparison: FirstCash Holdings Inc. vs Visa Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFCFS (2025)V (2025)
Revenue/Sales i3.66B40.00B
Cost of Goods Sold i1.82B7.86B
COGS % of Revenue i49.7%19.6%
Gross Profit i1.84B32.15B
Gross Margin i50.3%80.4%
Research & Development iN/AN/A
Operating Income (EBIT) i562.23M26.56B
Operating Margin i15.4%66.4%
EBITDA i1.01B27.78B
EBITDA Margin i27.6%69.4%
Pre-Tax Income i447.56M24.19B
Pre-Tax Income % of Revenue i12.2%60.5%
Income Tax i117.19M4.14B
Income Tax % of Revenue i3.2%10.3%
Net Income (Profit) i330.38M20.06B
Profit Margin i9.0%50.1%

Balance Sheet & Liquidity Metrics

MetricFCFS (2025)V (2025)
Cash & Equivalents i125.20M17.16B
Total Current Assets i1.86B37.77B
Total Current Assets % of Revenue i50.7%94.4%
Total Current Liabilities i407.81M35.05B
Total Current Liabilities % of Revenue i11.1%87.6%
Long-Term Debt i2.46B19.60B
Long-Term Debt % of Revenue i67.1%49.0%
Total Shareholders Equity i2.28B37.91B
Retained Earnings i1.67B15.11B
Retained Earnings % of Revenue i45.6%37.8%
Property, Plant & Equipment i365.62M0

Cash Flow Statement Comparison

MetricFCFS (2025)V (2025)
Operating Cash Flow i381.14M22.89B
Operating Cash Flow % of Revenue i10.4%57.2%
Capital Expenditures i-54.91M-1.48B
Free Cash Flow i531.04M21.58B
FCF Margin i14.5%53.9%
Debt Repayment i-427.38M0
Common Stock Repurchase i-115.85M-18.32B

Short Interest & Institutional Ownership Analysis

MetricFCFSV
Shares Short i903,84723.46M
Short Ratio i2.673.17
Short % of Float i2.87%1.40%
Shares Outstanding i43.98M1.93B
Float Shares i38.76M1.74B
% Held by Insiders i11.82%0.59%
% Held by Institutions i91.86%90.99%
% Held by Public i-3.68%8.42%

Dividend Analysis & Yield Comparison: FirstCash Holdings Inc. vs Visa Inc.

MetricFCFSV
Last 12-Month Dividend i$2.02$2.52
Last 12-Month Dividend Yield i1.10%0.78%
3-Year Avg Annual Dividend i$1.61$2.23
3-Year Avg Dividend Yield i0.31%0.19%
3-Year Total Dividends i$4.84$6.68
Ex-Dividend DateFeb 18, 2026Feb 10, 2026