First Citizens [FCNCA] vs NatWest Group plc [NWG] Detailed Stock Comparison

First Citizens BancShares Inc.

NASDAQ
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NatWest Group plc Sponsored ADR

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: First Citizens BancShares Inc. wins in 7 metrics, NatWest Group plc Sponsored ADR wins in 12 metrics, with 0 ties. NatWest Group plc Sponsored ADR appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Citizens BancShares Inc. NatWest Group plc Sponsored ADR Better
P/E Ratio (TTM) 12.42 8.77 NatWest Group plc Sponsored ADR
Price-to-Book Ratio 1.20 1.24 First Citizens BancShares Inc.
Debt-to-Equity Ratio 1.71 4.93 First Citizens BancShares Inc.
PEG Ratio -1.80 0.64 NatWest Group plc Sponsored ADR
Profit Margin (TTM) 24.41% 36.51% NatWest Group plc Sponsored ADR
Operating Margin (TTM) 37.58% 47.06% NatWest Group plc Sponsored ADR
EBITDA Margin (TTM) 37.58% 47.06% NatWest Group plc Sponsored ADR
Return on Equity 9.92% 14.23% NatWest Group plc Sponsored ADR
Return on Assets (TTM) 0.97% 0.82% First Citizens BancShares Inc.
Free Cash Flow (TTM) $1.36B $5.79B NatWest Group plc Sponsored ADR
Dividend Yield 0.49% 6.34% NatWest Group plc Sponsored ADR
1-Year Return 7.66% 12.17% NatWest Group plc Sponsored ADR
Price-to-Sales Ratio (TTM) 2.69 3.99 First Citizens BancShares Inc.
Enterprise Value $42.50B $74.45B NatWest Group plc Sponsored ADR
EV/Revenue Ratio 4.70 3.45 NatWest Group plc Sponsored ADR
Revenue per Share (TTM) $695 $4 First Citizens BancShares Inc.
Earnings per Share (Diluted) $165.34 $1.82 First Citizens BancShares Inc.
Beta (Stock Volatility) 0.65 0.83 First Citizens BancShares Inc.
Short % of Float 6.19% 0.03% NatWest Group plc Sponsored ADR

First Citizens BancShares Inc. vs NatWest Group plc Sponsored ADR Stock Performance Analysis

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FCNCA
NWG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Citizens BancShares Inc.-2.07%-1.91%0.03%-0.92%0.87%-9.43%
NatWest Group plc Sponsored ADR-1.98%-1.74%4.97%-0.81%-5.04%-11.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Citizens BancShares Inc.7.66%53.35%128.74%677.57%967.13%943.35%
NatWest Group plc Sponsored ADR12.17%140.48%149.84%113.87%9.04%-92.77%

Performance & Financial Health Analysis: First Citizens BancShares Inc. vs NatWest Group plc Sponsored ADR

MetricFCNCANWG
Market Information
Market Cap i$23.39B$62.50B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i68,6593,354,153
90 Day Avg. Volume i92,4364,128,594
Last Close$1,955.08$15.83
52 Week Range$1,623.76 - $2,232.21$12.91 - $19.36
% from 52W High-12.42%-18.23%
All-Time High$2,412.93 (Jan 20, 2025)$241.80 (Oct 29, 2007)
% from All-Time High-18.97%-93.45%
Growth Metrics
Quarterly Revenue Growth0.06%0.11%
Quarterly Earnings Growth-0.17%0.11%
Financial Health
Profit Margin (TTM) i0.24%0.37%
Operating Margin (TTM) i0.38%0.47%
Return on Equity (TTM) i0.10%0.14%
Debt to Equity (MRQ) i1.714.93
Cash & Liquidity
Book Value per Share (MRQ)$1,718.65$12.85
Cash per Share (MRQ)$1,790.04$28.53
Operating Cash Flow (TTM) i$2.92B$-16,770,539,519
Levered Free Cash Flow (TTM) i$2.15B$5.48B
Dividends
Last 12-Month Dividend Yield i0.49%6.34%
Last 12-Month Dividend i$10.05$0.88

Valuation & Enterprise Metrics Analysis: First Citizens BancShares Inc. vs NatWest Group plc Sponsored ADR

MetricFCNCA (Apr 24, 2026)NWG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i12.428.77
Forward P/E i10.177.45
PEG Ratio i-1.800.64
Price to Sales (TTM) i2.693.99
Price to Book (MRQ) i1.201.24
Market Capitalization
Market Capitalization i$23.39B$62.50B
Enterprise Value i$42.50B$74.45B
Enterprise Value Metrics
Enterprise to Revenue i4.703.45
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.650.83
Book Value per Share (MRQ) i$1,718.65$12.85

Financial Statements Comparison: First Citizens BancShares Inc. vs NatWest Group plc Sponsored ADR

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFCNCA (2025)NWG (2025)
Revenue/Sales i9.25B16.61B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i2.97B7.71B
Pre-Tax Income % of Revenue i32.1%46.4%
Income Tax i765.00M1.87B
Income Tax % of Revenue i8.3%11.3%
Net Income (Profit) i2.21B5.83B
Profit Margin i23.8%35.1%

Balance Sheet & Liquidity Metrics

MetricFCNCA (2025)NWG (2025)
Cash & Equivalents i20.60B85.35B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i36.11B71.83B
Long-Term Debt % of Revenue i390.3%432.5%
Total Shareholders Equity i22.24B42.61B
Retained Earnings i20.77B14.42B
Retained Earnings % of Revenue i224.5%86.8%
Property, Plant & Equipment i9.92B4.28B

Cash Flow Statement Comparison

MetricFCNCA (2025)NWG (2025)
Operating Cash Flow i2.47B6.00B
Operating Cash Flow % of Revenue i26.7%36.1%
Capital Expenditures i-1.28B-605.00M
Free Cash Flow i1.36B5.79B
FCF Margin i14.7%34.9%
Debt Repayment i-2.85B-4.18B
Common Stock Repurchase i-3.03B-2.56B

Short Interest & Institutional Ownership Analysis

MetricFCNCANWG
Shares Short i580,8421.29M
Short Ratio i5.240.27
Short % of Float i6.19%0.03%
Shares Outstanding i12.14M7.99B
Float Shares i8.47M7.96B
% Held by Insiders i24.18%0.00%
% Held by Institutions i68.08%4.78%
% Held by Public i7.74%95.22%

Dividend Analysis & Yield Comparison: First Citizens BancShares Inc. vs NatWest Group plc Sponsored ADR

MetricFCNCANWG
Last 12-Month Dividend i$10.05$0.88
Last 12-Month Dividend Yield i0.49%6.34%
3-Year Avg Annual Dividend i$6.94$0.66
3-Year Avg Dividend Yield i0.09%2.94%
3-Year Total Dividends i$20.81$1.99
Ex-Dividend DateFeb 27, 2026Mar 20, 2026