First Financial [FFIN] vs SouthState [SSB] Detailed Stock Comparison

First Financial Bankshares Inc.

NASDAQ
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SouthState Corporation

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: First Financial Bankshares Inc. wins in 8 metrics, SouthState Corporation wins in 11 metrics, with 0 ties. SouthState Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Financial Bankshares Inc. SouthState Corporation Better
P/E Ratio (TTM) 17.37 12.53 SouthState Corporation
Price-to-Book Ratio 2.37 1.08 SouthState Corporation
Debt-to-Equity Ratio 0.05 0.26 First Financial Bankshares Inc.
PEG Ratio 1.07 0.40 SouthState Corporation
Profit Margin (TTM) 42.40% 31.25% First Financial Bankshares Inc.
Operating Margin (TTM) 57.13% 51.08% First Financial Bankshares Inc.
EBITDA Margin (TTM) 57.13% 51.08% First Financial Bankshares Inc.
Return on Equity 14.56% 10.69% First Financial Bankshares Inc.
Return on Assets (TTM) 1.78% 1.41% First Financial Bankshares Inc.
Free Cash Flow (TTM) $286.01M $230.59M First Financial Bankshares Inc.
Dividend Yield 2.75% 2.17% First Financial Bankshares Inc.
1-Year Return -7.32% 7.92% SouthState Corporation
Price-to-Sales Ratio (TTM) 7.36 3.88 SouthState Corporation
Enterprise Value $3.93B $8.87B SouthState Corporation
EV/Revenue Ratio 6.32 3.47 SouthState Corporation
Revenue per Share (TTM) $4 $25 SouthState Corporation
Earnings per Share (Diluted) $1.84 $7.87 SouthState Corporation
Beta (Stock Volatility) 0.83 0.75 SouthState Corporation
Short % of Float 7.53% 2.43% SouthState Corporation

First Financial Bankshares Inc. vs SouthState Corporation Stock Performance Analysis

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FFIN
SSB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Financial Bankshares Inc.-2.85%-2.34%-0.25%4.52%0.19%5.63%
SouthState Corporation-2.06%-2.82%-4.40%-6.45%0.61%-2.13%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Financial Bankshares Inc.-7.32%15.48%-36.74%96.51%292.79%430.52%
SouthState Corporation7.92%40.54%5.57%32.59%229.91%185.82%

Performance & Financial Health Analysis: First Financial Bankshares Inc. vs SouthState Corporation

MetricFFINSSB
Market Information
Market Cap i$4.58B$9.86B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i679,750888,466
90 Day Avg. Volume i730,130875,845
Last Close$31.71$92.22
52 Week Range$28.12 - $38.74$84.48 - $108.46
% from 52W High-18.15%-14.97%
All-Time High$55.00 (Nov 22, 2021)$114.27 (Nov 25, 2024)
% from All-Time High-42.35%-19.30%
Growth Metrics
Quarterly Revenue Growth0.13%0.52%
Quarterly Earnings Growth0.17%0.72%
Financial Health
Profit Margin (TTM) i0.42%0.31%
Operating Margin (TTM) i0.57%0.51%
Return on Equity (TTM) i0.15%0.11%
Debt to Equity (MRQ) i0.050.26
Cash & Liquidity
Book Value per Share (MRQ)$13.48$91.38
Cash per Share (MRQ)$5.15$32.67
Operating Cash Flow (TTM) i$253.47M$300.85M
Levered Free Cash Flow (TTM) i$253.58M$798.67M
Dividends
Last 12-Month Dividend Yield i2.75%2.17%
Last 12-Month Dividend i$0.94$2.34

Valuation & Enterprise Metrics Analysis: First Financial Bankshares Inc. vs SouthState Corporation

MetricFFIN (Apr 26, 2026)SSB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i17.3712.53
Forward P/E i14.959.27
PEG Ratio i1.070.40
Price to Sales (TTM) i7.363.88
Price to Book (MRQ) i2.371.08
Market Capitalization
Market Capitalization i$4.58B$9.86B
Enterprise Value i$3.93B$8.87B
Enterprise Value Metrics
Enterprise to Revenue i6.323.47
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.830.75
Book Value per Share (MRQ) i$13.48$91.38

Financial Statements Comparison: First Financial Bankshares Inc. vs SouthState Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFFIN (2025)SSB (2025)
Revenue/Sales i617.11M2.62B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i309.60M1.04B
Pre-Tax Income % of Revenue i50.2%39.7%
Income Tax i56.02M241.54M
Income Tax % of Revenue i9.1%9.2%
Net Income (Profit) i253.58M798.67M
Profit Margin i41.1%30.5%

Balance Sheet & Liquidity Metrics

MetricFFIN (2025)SSB (2025)
Cash & Equivalents i1.08B885.56M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i21.06M686.23M
Long-Term Debt % of Revenue i3.4%26.2%
Total Shareholders Equity i1.92B9.06B
Retained Earnings i1.49B2.61B
Retained Earnings % of Revenue i240.8%99.9%
Property, Plant & Equipment iN/A516.00M

Cash Flow Statement Comparison

MetricFFIN (2025)SSB (2025)
Operating Cash Flow i253.47M506.84M
Operating Cash Flow % of Revenue i41.1%19.4%
Capital Expenditures i-10.37M-69.26M
Free Cash Flow i286.01M230.59M
FCF Margin i46.3%8.8%
Debt Repayment iN/A-1.11B
Common Stock Repurchase i0-235.82M

Short Interest & Institutional Ownership Analysis

MetricFFINSSB
Shares Short i8.11M2.15M
Short Ratio i11.392.44
Short % of Float i7.53%2.43%
Shares Outstanding i143.28M99.14M
Float Shares i137.73M96.62M
% Held by Insiders i3.61%1.26%
% Held by Institutions i67.69%85.27%
% Held by Public i28.70%13.47%

Dividend Analysis & Yield Comparison: First Financial Bankshares Inc. vs SouthState Corporation

MetricFFINSSB
Last 12-Month Dividend i$0.94$2.34
Last 12-Month Dividend Yield i2.75%2.17%
3-Year Avg Annual Dividend i$0.79$2.18
3-Year Avg Dividend Yield i0.57%0.64%
3-Year Total Dividends i$2.37$6.54
Ex-Dividend DateMar 13, 2026Feb 06, 2026