First Interstate [FIBK] vs PNC Financial [PNC] Detailed Stock Comparison

First Interstate Bancsystem Inc.

NASDAQ
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: First Interstate Bancsystem Inc. wins in 12 metrics, PNC Financial Services Group, Inc. wins in 7 metrics, with 0 ties. First Interstate Bancsystem Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Interstate Bancsystem Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 11.85 12.56 First Interstate Bancsystem Inc.
Price-to-Book Ratio 1.02 1.39 First Interstate Bancsystem Inc.
Debt-to-Equity Ratio 0.26 1.12 First Interstate Bancsystem Inc.
PEG Ratio 0.11 11.84 First Interstate Bancsystem Inc.
Profit Margin (TTM) 29.27% 28.75% First Interstate Bancsystem Inc.
Operating Margin (TTM) 47.40% 35.28% First Interstate Bancsystem Inc.
EBITDA Margin (TTM) 47.40% 35.28% First Interstate Bancsystem Inc.
Return on Equity 8.95% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) 1.08% 1.09% PNC Financial Services Group, Inc.
Free Cash Flow (TTM) $277.80M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 6.25% 3.02% First Interstate Bancsystem Inc.
1-Year Return 31.12% 27.22% First Interstate Bancsystem Inc.
Price-to-Sales Ratio (TTM) 3.29 3.35 First Interstate Bancsystem Inc.
Enterprise Value $4.03B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 3.91 6.11 First Interstate Bancsystem Inc.
Revenue per Share (TTM) $10 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $2.94 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 0.75 1.07 First Interstate Bancsystem Inc.
Short % of Float 14.38% 1.26% PNC Financial Services Group, Inc.

First Interstate Bancsystem Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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FIBK
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Interstate Bancsystem Inc.-2.56%-3.76%-1.91%-1.18%2.97%-2.78%
PNC Financial Services Group, Inc.-1.24%-1.15%0.11%2.45%10.24%3.22%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Interstate Bancsystem Inc.31.12%46.86%-23.54%23.53%161.76%115.11%
PNC Financial Services Group, Inc.27.22%78.93%13.98%149.66%272.63%219.68%

Performance & Financial Health Analysis: First Interstate Bancsystem Inc. vs PNC Financial Services Group, Inc.

MetricFIBKPNC
Market Information
Market Cap i$3.39B$70.31B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i982,1501,904,080
90 Day Avg. Volume i1,240,3731,960,760
Last Close$34.32$218.27
52 Week Range$25.81 - $39.26$172.73 - $243.94
% from 52W High-12.58%-10.52%
All-Time High$51.24 (Mar 15, 2021)$243.94 (Feb 06, 2026)
% from All-Time High-33.02%-10.52%
Growth Metrics
Quarterly Revenue Growth0.34%0.05%
Quarterly Earnings Growth1.09%0.11%
Financial Health
Profit Margin (TTM) i0.29%0.29%
Operating Margin (TTM) i0.47%0.35%
Return on Equity (TTM) i0.09%0.11%
Debt to Equity (MRQ) i0.261.12
Cash & Liquidity
Book Value per Share (MRQ)$34.09$127.98
Cash per Share (MRQ)$3.81$27.54
Operating Cash Flow (TTM) i$305.60M$5.61B
Levered Free Cash Flow (TTM) i$302.10M$5.50B
Dividends
Last 12-Month Dividend Yield i6.25%3.02%
Last 12-Month Dividend i$2.35$6.70

Valuation & Enterprise Metrics Analysis: First Interstate Bancsystem Inc. vs PNC Financial Services Group, Inc.

MetricFIBK (Apr 26, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i11.8512.56
Forward P/E i12.0311.84
PEG Ratio i0.1111.84
Price to Sales (TTM) i3.293.35
Price to Book (MRQ) i1.021.39
Market Capitalization
Market Capitalization i$3.39B$70.31B
Enterprise Value i$4.03B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i3.916.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.751.07
Book Value per Share (MRQ) i$34.09$127.98

Financial Statements Comparison: First Interstate Bancsystem Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFIBK (2025)PNC (2024)
Revenue/Sales i1.06B20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i391.70M7.24B
Pre-Tax Income % of Revenue i37.0%34.8%
Income Tax i89.60M1.29B
Income Tax % of Revenue i8.5%6.2%
Net Income (Profit) i302.10M5.95B
Profit Margin i28.5%28.6%

Balance Sheet & Liquidity Metrics

MetricFIBK (2025)PNC (2024)
Cash & Equivalents i1.31B46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i296.00M61.67B
Long-Term Debt % of Revenue i28.0%296.4%
Total Shareholders Equity i3.45B54.47B
Retained Earnings i1.27B59.28B
Retained Earnings % of Revenue i120.3%284.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricFIBK (2025)PNC (2024)
Operating Cash Flow i337.20M7.96B
Operating Cash Flow % of Revenue i31.8%38.3%
Capital Expenditures iN/AN/A
Free Cash Flow i277.80M7.88B
FCF Margin i26.2%37.9%
Debt Repayment i-1.68B-23.75B
Common Stock Repurchase i-121.90M-1.19B

Short Interest & Institutional Ownership Analysis

MetricFIBKPNC
Shares Short i9.12M4.98M
Short Ratio i7.222.41
Short % of Float i14.38%1.26%
Shares Outstanding i101.11M395.94M
Float Shares i81.20M392.38M
% Held by Insiders i8.17%0.38%
% Held by Institutions i105.80%85.29%
% Held by Public i-13.97%14.33%

Dividend Analysis & Yield Comparison: First Interstate Bancsystem Inc. vs PNC Financial Services Group, Inc.

MetricFIBKPNC
Last 12-Month Dividend i$2.35$6.70
Last 12-Month Dividend Yield i6.25%3.02%
3-Year Avg Annual Dividend i$2.04$6.40
3-Year Avg Dividend Yield i1.63%1.00%
3-Year Total Dividends i$6.11$19.20
Ex-Dividend DateFeb 10, 2026Jan 20, 2026