First Interstate [FIBK] vs SouthState [SSB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: First Interstate Bancsystem Inc. wins in 7 metrics, SouthState Corporation wins in 11 metrics, with 1 ties. SouthState Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | First Interstate Bancsystem Inc. | SouthState Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.85 | 12.53 | First Interstate Bancsystem Inc. |
| Price-to-Book Ratio | 1.02 | 1.08 | First Interstate Bancsystem Inc. |
| Debt-to-Equity Ratio | 0.26 | 0.26 | Tie |
| PEG Ratio | 0.11 | 0.40 | First Interstate Bancsystem Inc. |
| Profit Margin (TTM) | 29.27% | 31.25% | SouthState Corporation |
| Operating Margin (TTM) | 47.40% | 51.08% | SouthState Corporation |
| EBITDA Margin (TTM) | 47.40% | 51.08% | SouthState Corporation |
| Return on Equity | 8.95% | 10.69% | SouthState Corporation |
| Return on Assets (TTM) | 1.08% | 1.41% | SouthState Corporation |
| Free Cash Flow (TTM) | $277.80M | $230.59M | First Interstate Bancsystem Inc. |
| Dividend Yield | 6.25% | 2.17% | First Interstate Bancsystem Inc. |
| 1-Year Return | 31.12% | 7.92% | First Interstate Bancsystem Inc. |
| Price-to-Sales Ratio (TTM) | 3.29 | 3.88 | First Interstate Bancsystem Inc. |
| Enterprise Value | $4.03B | $8.87B | SouthState Corporation |
| EV/Revenue Ratio | 3.91 | 3.47 | SouthState Corporation |
| Revenue per Share (TTM) | $10 | $25 | SouthState Corporation |
| Earnings per Share (Diluted) | $2.94 | $7.87 | SouthState Corporation |
| Beta (Stock Volatility) | 0.75 | 0.75 | SouthState Corporation |
| Short % of Float | 14.38% | 2.43% | SouthState Corporation |
First Interstate Bancsystem Inc. vs SouthState Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| First Interstate Bancsystem Inc. | -2.56% | -3.76% | -1.91% | -1.18% | 2.97% | -2.78% |
| SouthState Corporation | -2.06% | -2.82% | -4.40% | -6.45% | 0.61% | -2.13% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| First Interstate Bancsystem Inc. | 31.12% | 46.86% | -23.54% | 23.53% | 161.76% | 115.11% |
| SouthState Corporation | 7.92% | 40.54% | 5.57% | 32.59% | 229.91% | 185.82% |
Performance & Financial Health Analysis: First Interstate Bancsystem Inc. vs SouthState Corporation
| Metric | FIBK | SSB |
|---|---|---|
| Market Information | ||
| Market Cap | $3.39B | $9.86B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 982,150 | 888,466 |
| 90 Day Avg. Volume | 1,240,373 | 875,845 |
| Last Close | $34.32 | $92.22 |
| 52 Week Range | $25.81 - $39.26 | $84.48 - $108.46 |
| % from 52W High | -12.58% | -14.97% |
| All-Time High | $51.24 (Mar 15, 2021) | $114.27 (Nov 25, 2024) |
| % from All-Time High | -33.02% | -19.30% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.34% | 0.52% |
| Quarterly Earnings Growth | 1.09% | 0.72% |
| Financial Health | ||
| Profit Margin (TTM) | 0.29% | 0.31% |
| Operating Margin (TTM) | 0.47% | 0.51% |
| Return on Equity (TTM) | 0.09% | 0.11% |
| Debt to Equity (MRQ) | 0.26 | 0.26 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $34.09 | $91.38 |
| Cash per Share (MRQ) | $3.81 | $32.67 |
| Operating Cash Flow (TTM) | $305.60M | $300.85M |
| Levered Free Cash Flow (TTM) | $302.10M | $798.67M |
| Dividends | ||
| Last 12-Month Dividend Yield | 6.25% | 2.17% |
| Last 12-Month Dividend | $2.35 | $2.34 |
Valuation & Enterprise Metrics Analysis: First Interstate Bancsystem Inc. vs SouthState Corporation
| Metric | FIBK (Apr 26, 2026) | SSB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.85 | 12.53 |
| Forward P/E | 12.03 | 9.27 |
| PEG Ratio | 0.11 | 0.40 |
| Price to Sales (TTM) | 3.29 | 3.88 |
| Price to Book (MRQ) | 1.02 | 1.08 |
| Market Capitalization | ||
| Market Capitalization | $3.39B | $9.86B |
| Enterprise Value | $4.03B | $8.87B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.91 | 3.47 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.75 | 0.75 |
| Book Value per Share (MRQ) | $34.09 | $91.38 |
Financial Statements Comparison: First Interstate Bancsystem Inc. vs SouthState Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | FIBK (2025) | SSB (2025) |
|---|---|---|
| Revenue/Sales | 1.06B | 2.62B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 391.70M | 1.04B |
| Pre-Tax Income % of Revenue | 37.0% | 39.7% |
| Income Tax | 89.60M | 241.54M |
| Income Tax % of Revenue | 8.5% | 9.2% |
| Net Income (Profit) | 302.10M | 798.67M |
| Profit Margin | 28.5% | 30.5% |
Balance Sheet & Liquidity Metrics
| Metric | FIBK (2025) | SSB (2025) |
|---|---|---|
| Cash & Equivalents | 1.31B | 885.56M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 296.00M | 686.23M |
| Long-Term Debt % of Revenue | 28.0% | 26.2% |
| Total Shareholders Equity | 3.45B | 9.06B |
| Retained Earnings | 1.27B | 2.61B |
| Retained Earnings % of Revenue | 120.3% | 99.9% |
| Property, Plant & Equipment | N/A | 516.00M |
Cash Flow Statement Comparison
| Metric | FIBK (2025) | SSB (2025) |
|---|---|---|
| Operating Cash Flow | 337.20M | 506.84M |
| Operating Cash Flow % of Revenue | 31.8% | 19.4% |
| Capital Expenditures | N/A | -69.26M |
| Free Cash Flow | 277.80M | 230.59M |
| FCF Margin | 26.2% | 8.8% |
| Debt Repayment | -1.68B | -1.11B |
| Common Stock Repurchase | -121.90M | -235.82M |
Short Interest & Institutional Ownership Analysis
| Metric | FIBK | SSB |
|---|---|---|
| Shares Short | 9.12M | 2.15M |
| Short Ratio | 7.22 | 2.44 |
| Short % of Float | 14.38% | 2.43% |
| Shares Outstanding | 101.11M | 99.14M |
| Float Shares | 81.20M | 96.62M |
| % Held by Insiders | 8.17% | 1.26% |
| % Held by Institutions | 105.80% | 85.27% |
| % Held by Public | -13.97% | 13.47% |
Dividend Analysis & Yield Comparison: First Interstate Bancsystem Inc. vs SouthState Corporation
| Metric | FIBK | SSB |
|---|---|---|
| Last 12-Month Dividend | $2.35 | $2.34 |
| Last 12-Month Dividend Yield | 6.25% | 2.17% |
| 3-Year Avg Annual Dividend | $2.04 | $2.18 |
| 3-Year Avg Dividend Yield | 1.63% | 0.64% |
| 3-Year Total Dividends | $6.11 | $6.54 |
| Ex-Dividend Date | Feb 10, 2026 | Feb 06, 2026 |