First Interstate [FIBK] vs SouthState [SSB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: First Interstate Bancsystem Inc. wins in 7 metrics, SouthState Corporation wins in 11 metrics, with 1 ties. SouthState Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Interstate Bancsystem Inc. SouthState Corporation Better
P/E Ratio (TTM) 11.85 12.53 First Interstate Bancsystem Inc.
Price-to-Book Ratio 1.02 1.08 First Interstate Bancsystem Inc.
Debt-to-Equity Ratio 0.26 0.26 Tie
PEG Ratio 0.11 0.40 First Interstate Bancsystem Inc.
Profit Margin (TTM) 29.27% 31.25% SouthState Corporation
Operating Margin (TTM) 47.40% 51.08% SouthState Corporation
EBITDA Margin (TTM) 47.40% 51.08% SouthState Corporation
Return on Equity 8.95% 10.69% SouthState Corporation
Return on Assets (TTM) 1.08% 1.41% SouthState Corporation
Free Cash Flow (TTM) $277.80M $230.59M First Interstate Bancsystem Inc.
Dividend Yield 6.25% 2.17% First Interstate Bancsystem Inc.
1-Year Return 31.12% 7.92% First Interstate Bancsystem Inc.
Price-to-Sales Ratio (TTM) 3.29 3.88 First Interstate Bancsystem Inc.
Enterprise Value $4.03B $8.87B SouthState Corporation
EV/Revenue Ratio 3.91 3.47 SouthState Corporation
Revenue per Share (TTM) $10 $25 SouthState Corporation
Earnings per Share (Diluted) $2.94 $7.87 SouthState Corporation
Beta (Stock Volatility) 0.75 0.75 SouthState Corporation
Short % of Float 14.38% 2.43% SouthState Corporation

First Interstate Bancsystem Inc. vs SouthState Corporation Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Interstate Bancsystem Inc.-2.56%-3.76%-1.91%-1.18%2.97%-2.78%
SouthState Corporation-2.06%-2.82%-4.40%-6.45%0.61%-2.13%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Interstate Bancsystem Inc.31.12%46.86%-23.54%23.53%161.76%115.11%
SouthState Corporation7.92%40.54%5.57%32.59%229.91%185.82%

Performance & Financial Health Analysis: First Interstate Bancsystem Inc. vs SouthState Corporation

MetricFIBKSSB
Market Information
Market Cap i$3.39B$9.86B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i982,150888,466
90 Day Avg. Volume i1,240,373875,845
Last Close$34.32$92.22
52 Week Range$25.81 - $39.26$84.48 - $108.46
% from 52W High-12.58%-14.97%
All-Time High$51.24 (Mar 15, 2021)$114.27 (Nov 25, 2024)
% from All-Time High-33.02%-19.30%
Growth Metrics
Quarterly Revenue Growth0.34%0.52%
Quarterly Earnings Growth1.09%0.72%
Financial Health
Profit Margin (TTM) i0.29%0.31%
Operating Margin (TTM) i0.47%0.51%
Return on Equity (TTM) i0.09%0.11%
Debt to Equity (MRQ) i0.260.26
Cash & Liquidity
Book Value per Share (MRQ)$34.09$91.38
Cash per Share (MRQ)$3.81$32.67
Operating Cash Flow (TTM) i$305.60M$300.85M
Levered Free Cash Flow (TTM) i$302.10M$798.67M
Dividends
Last 12-Month Dividend Yield i6.25%2.17%
Last 12-Month Dividend i$2.35$2.34

Valuation & Enterprise Metrics Analysis: First Interstate Bancsystem Inc. vs SouthState Corporation

MetricFIBK (Apr 26, 2026)SSB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.8512.53
Forward P/E i12.039.27
PEG Ratio i0.110.40
Price to Sales (TTM) i3.293.88
Price to Book (MRQ) i1.021.08
Market Capitalization
Market Capitalization i$3.39B$9.86B
Enterprise Value i$4.03B$8.87B
Enterprise Value Metrics
Enterprise to Revenue i3.913.47
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.750.75
Book Value per Share (MRQ) i$34.09$91.38

Financial Statements Comparison: First Interstate Bancsystem Inc. vs SouthState Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFIBK (2025)SSB (2025)
Revenue/Sales i1.06B2.62B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i391.70M1.04B
Pre-Tax Income % of Revenue i37.0%39.7%
Income Tax i89.60M241.54M
Income Tax % of Revenue i8.5%9.2%
Net Income (Profit) i302.10M798.67M
Profit Margin i28.5%30.5%

Balance Sheet & Liquidity Metrics

MetricFIBK (2025)SSB (2025)
Cash & Equivalents i1.31B885.56M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i296.00M686.23M
Long-Term Debt % of Revenue i28.0%26.2%
Total Shareholders Equity i3.45B9.06B
Retained Earnings i1.27B2.61B
Retained Earnings % of Revenue i120.3%99.9%
Property, Plant & Equipment iN/A516.00M

Cash Flow Statement Comparison

MetricFIBK (2025)SSB (2025)
Operating Cash Flow i337.20M506.84M
Operating Cash Flow % of Revenue i31.8%19.4%
Capital Expenditures iN/A-69.26M
Free Cash Flow i277.80M230.59M
FCF Margin i26.2%8.8%
Debt Repayment i-1.68B-1.11B
Common Stock Repurchase i-121.90M-235.82M

Short Interest & Institutional Ownership Analysis

MetricFIBKSSB
Shares Short i9.12M2.15M
Short Ratio i7.222.44
Short % of Float i14.38%2.43%
Shares Outstanding i101.11M99.14M
Float Shares i81.20M96.62M
% Held by Insiders i8.17%1.26%
% Held by Institutions i105.80%85.27%
% Held by Public i-13.97%13.47%

Dividend Analysis & Yield Comparison: First Interstate Bancsystem Inc. vs SouthState Corporation

MetricFIBKSSB
Last 12-Month Dividend i$2.35$2.34
Last 12-Month Dividend Yield i6.25%2.17%
3-Year Avg Annual Dividend i$2.04$2.18
3-Year Avg Dividend Yield i1.63%0.64%
3-Year Total Dividends i$6.11$6.54
Ex-Dividend DateFeb 10, 2026Feb 06, 2026