First Interstate [FIBK] vs U.S. Bancorp [USB] Detailed Stock Comparison

First Interstate Bancsystem Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: First Interstate Bancsystem Inc. wins in 11 metrics, U.S. Bancorp wins in 8 metrics, with 0 ties. First Interstate Bancsystem Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric First Interstate Bancsystem Inc. U.S. Bancorp Better
P/E Ratio (TTM) 11.85 11.92 First Interstate Bancsystem Inc.
Price-to-Book Ratio 1.02 1.51 First Interstate Bancsystem Inc.
Debt-to-Equity Ratio 0.26 1.21 First Interstate Bancsystem Inc.
PEG Ratio 0.11 0.82 First Interstate Bancsystem Inc.
Profit Margin (TTM) 29.27% 29.29% U.S. Bancorp
Operating Margin (TTM) 47.40% 37.84% First Interstate Bancsystem Inc.
EBITDA Margin (TTM) 47.40% 37.84% First Interstate Bancsystem Inc.
Return on Equity 8.95% 12.35% U.S. Bancorp
Return on Assets (TTM) 1.08% 1.14% U.S. Bancorp
Free Cash Flow (TTM) $277.80M $7.97B U.S. Bancorp
Dividend Yield 6.25% 3.82% First Interstate Bancsystem Inc.
1-Year Return 31.12% 25.83% First Interstate Bancsystem Inc.
Price-to-Sales Ratio (TTM) 3.29 3.32 First Interstate Bancsystem Inc.
Enterprise Value $4.03B $126.46B U.S. Bancorp
EV/Revenue Ratio 3.91 4.75 First Interstate Bancsystem Inc.
Revenue per Share (TTM) $10 $17 U.S. Bancorp
Earnings per Share (Diluted) $2.94 $4.77 U.S. Bancorp
Beta (Stock Volatility) 0.75 1.03 First Interstate Bancsystem Inc.
Short % of Float 14.38% 0.00% U.S. Bancorp

First Interstate Bancsystem Inc. vs U.S. Bancorp Stock Performance Analysis

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FIBK
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
First Interstate Bancsystem Inc.-2.56%-3.76%-1.91%-1.18%2.97%-2.78%
U.S. Bancorp-2.67%-2.83%-3.80%-1.57%4.34%-1.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
First Interstate Bancsystem Inc.31.12%46.86%-23.54%23.53%161.76%115.11%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: First Interstate Bancsystem Inc. vs U.S. Bancorp

MetricFIBKUSB
Market Information
Market Cap i$3.39B$88.06B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i982,1509,829,002
90 Day Avg. Volume i1,240,37310,401,007
Last Close$34.32$53.14
52 Week Range$25.81 - $39.26$42.55 - $61.19
% from 52W High-12.58%-13.16%
All-Time High$51.24 (Mar 15, 2021)$63.57 (Jan 10, 2022)
% from All-Time High-33.02%-16.41%
Growth Metrics
Quarterly Revenue Growth0.34%0.05%
Quarterly Earnings Growth1.09%0.14%
Financial Health
Profit Margin (TTM) i0.29%0.29%
Operating Margin (TTM) i0.47%0.38%
Return on Equity (TTM) i0.09%0.12%
Debt to Equity (MRQ) i0.261.21
Cash & Liquidity
Book Value per Share (MRQ)$34.09$37.54
Cash per Share (MRQ)$3.81$31.14
Operating Cash Flow (TTM) i$305.60M$6.04B
Levered Free Cash Flow (TTM) i$302.10M$7.19B
Dividends
Last 12-Month Dividend Yield i6.25%3.82%
Last 12-Month Dividend i$2.35$2.04

Valuation & Enterprise Metrics Analysis: First Interstate Bancsystem Inc. vs U.S. Bancorp

MetricFIBK (Apr 26, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.8511.92
Forward P/E i12.0310.09
PEG Ratio i0.110.82
Price to Sales (TTM) i3.293.32
Price to Book (MRQ) i1.021.51
Market Capitalization
Market Capitalization i$3.39B$88.06B
Enterprise Value i$4.03B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i3.914.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.751.03
Book Value per Share (MRQ) i$34.09$37.54

Financial Statements Comparison: First Interstate Bancsystem Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFIBK (2025)USB (2025)
Revenue/Sales i1.06B28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i391.70M9.52B
Pre-Tax Income % of Revenue i37.0%33.3%
Income Tax i89.60M1.92B
Income Tax % of Revenue i8.5%6.7%
Net Income (Profit) i302.10M7.60B
Profit Margin i28.5%26.6%

Balance Sheet & Liquidity Metrics

MetricFIBK (2025)USB (2025)
Cash & Equivalents i1.31B46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i296.00M60.76B
Long-Term Debt % of Revenue i28.0%212.9%
Total Shareholders Equity i3.45B65.65B
Retained Earnings i1.27B80.91B
Retained Earnings % of Revenue i120.3%283.5%
Property, Plant & Equipment iN/A1.51B

Cash Flow Statement Comparison

MetricFIBK (2025)USB (2025)
Operating Cash Flow i337.20M6.04B
Operating Cash Flow % of Revenue i31.8%21.2%
Capital Expenditures iN/AN/A
Free Cash Flow i277.80M7.97B
FCF Margin i26.2%27.9%
Debt Repayment i-1.68B-9.05B
Common Stock Repurchase i-121.90M-489.00M

Short Interest & Institutional Ownership Analysis

MetricFIBKUSB
Shares Short i9.12M27,002
Short Ratio i7.220.00
Short % of Float i14.38%0.00%
Shares Outstanding i101.11M1.56B
Float Shares i81.20M1.55B
% Held by Insiders i8.17%0.14%
% Held by Institutions i105.80%83.55%
% Held by Public i-13.97%16.31%

Dividend Analysis & Yield Comparison: First Interstate Bancsystem Inc. vs U.S. Bancorp

MetricFIBKUSB
Last 12-Month Dividend i$2.35$2.04
Last 12-Month Dividend Yield i6.25%3.82%
3-Year Avg Annual Dividend i$2.04$1.98
3-Year Avg Dividend Yield i1.63%1.19%
3-Year Total Dividends i$6.11$5.95
Ex-Dividend DateFeb 10, 2026Dec 31, 2025