Five [FIVN] vs Marqeta [MQ] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Five9 Inc. wins in 16 metrics, Marqeta Inc. wins in 3 metrics, with 0 ties. Five9 Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Five9 Inc. Marqeta Inc. Better
P/E Ratio (TTM) 36.87 56.80 Five9 Inc.
Price-to-Book Ratio 1.63 2.51 Five9 Inc.
Debt-to-Equity Ratio 102.45 1.12 Marqeta Inc.
PEG Ratio 0.55 -0.57 Five9 Inc.
EV/EBITDA 12.89 -55.99 Five9 Inc.
Profit Margin (TTM) 3.43% -2.23% Five9 Inc.
Operating Margin (TTM) 8.67% -7.65% Five9 Inc.
EBITDA Margin (TTM) 8.67% N/A N/A
Return on Equity 5.60% -1.51% Five9 Inc.
Return on Assets (TTM) 1.47% -1.73% Five9 Inc.
Free Cash Flow (TTM) $162.11M $132.36M Five9 Inc.
1-Year Return -8.15% -24.54% Five9 Inc.
Price-to-Sales Ratio (TTM) 1.11 3.12 Five9 Inc.
Enterprise Value $1.38B $1.13B Five9 Inc.
EV/Revenue Ratio 1.20 1.81 Five9 Inc.
Gross Profit Margin (TTM) 55.43% 69.71% Marqeta Inc.
Revenue per Share (TTM) $15 $1 Five9 Inc.
Earnings per Share (Diluted) $0.45 $-0.03 Five9 Inc.
Beta (Stock Volatility) 1.36 1.39 Five9 Inc.
Short % of Float 8.71% 5.06% Marqeta Inc.

Five9 Inc. vs Marqeta Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Five9 Inc.-4.27%7.25%2.66%35.67%17.16%27.38%
Marqeta Inc.-5.61%1.31%-14.38%-4.44%-18.35%-16.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Five9 Inc.-8.15%-65.37%-84.39%111.37%218.72%218.72%
Marqeta Inc.-24.54%-16.12%-87.11%-87.11%-87.11%-87.11%

Performance & Financial Health Analysis: Five9 Inc. vs Marqeta Inc.

MetricFIVNMQ
Market Information
Market Cap i$1.18B$1.89B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i2,090,9283,128,906
90 Day Avg. Volume i1,985,6662,990,732
Last Close$23.96$3.87
52 Week Range$13.29 - $30.38$3.70 - $7.04
% from 52W High-21.13%-45.03%
All-Time High$211.68 (Aug 02, 2021)$37.90 (Oct 25, 2021)
% from All-Time High-88.68%-89.79%
Growth Metrics
Quarterly Revenue Growth0.08%0.27%
Quarterly Earnings Growth0.70%0.27%
Financial Health
Profit Margin (TTM) i0.03%-0.02%
Operating Margin (TTM) i0.09%-0.08%
Return on Equity (TTM) i0.06%-0.02%
Debt to Equity (MRQ) i102.451.12
Cash & Liquidity
Book Value per Share (MRQ)$10.18$1.76
Cash per Share (MRQ)$9.11$1.81
Operating Cash Flow (TTM) i$226.21M$162.62M
Levered Free Cash Flow (TTM) i$258.19M$138.96M
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Five9 Inc. vs Marqeta Inc.

MetricFIVN (Apr 24, 2026)MQ (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i36.8756.80
Forward P/E i4.5563.29
PEG Ratio i0.55-0.57
Price to Sales (TTM) i1.113.12
Price to Book (MRQ) i1.632.51
Market Capitalization
Market Capitalization i$1.18B$1.89B
Enterprise Value i$1.38B$1.13B
Enterprise Value Metrics
Enterprise to Revenue i1.201.81
Enterprise to EBITDA i12.89-55.99
Risk & Other Metrics
Beta i1.361.39
Book Value per Share (MRQ) i$10.18$1.76

Financial Statements Comparison: Five9 Inc. vs Marqeta Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFIVN (2025)MQ (2025)
Revenue/Sales i1.15B624.88M
Cost of Goods Sold i516.23M187.61M
COGS % of Revenue i44.9%30.0%
Gross Profit i632.85M437.27M
Gross Margin i55.1%70.0%
Research & Development i152.33MN/A
Operating Income (EBIT) i28.85M-46.43M
Operating Margin i2.5%-7.4%
EBITDA i120.78M-19.27M
EBITDA Margin i10.5%-3.1%
Pre-Tax Income i44.94M-13.33M
Pre-Tax Income % of Revenue i3.9%-2.1%
Income Tax i5.53M596,000
Income Tax % of Revenue i0.5%0.1%
Net Income (Profit) i39.42M-13.93M
Profit Margin i3.4%-2.2%

Balance Sheet & Liquidity Metrics

MetricFIVN (2025)MQ (2025)
Cash & Equivalents i232.08M709.44M
Total Current Assets i959.72M1.24B
Total Current Assets % of Revenue i83.5%197.7%
Total Current Liabilities i213.01M749.06M
Total Current Liabilities % of Revenue i18.5%119.9%
Long-Term Debt i783.70M5.54M
Long-Term Debt % of Revenue i68.2%0.9%
Total Shareholders Equity i785.82M761.96M
Retained Earnings i-378.23M-811.83M
Retained Earnings % of Revenue i-32.9%-129.9%
Property, Plant & Equipment i60.59M8.28M

Cash Flow Statement Comparison

MetricFIVN (2025)MQ (2025)
Operating Cash Flow i209.30M111.63M
Operating Cash Flow % of Revenue i18.2%17.9%
Capital Expenditures i-24.96M-1.84M
Free Cash Flow i162.11M132.36M
FCF Margin i14.1%21.2%
Debt Repayment i-444.18MN/A
Common Stock Repurchase iN/A-391.37M

Short Interest & Institutional Ownership Analysis

MetricFIVNMQ
Shares Short i6.61M16.62M
Short Ratio i2.844.70
Short % of Float i8.71%5.06%
Shares Outstanding i77.19M432.26M
Float Shares i67.13M371.29M
% Held by Insiders i1.51%6.57%
% Held by Institutions i99.21%83.72%
% Held by Public i-0.72%9.71%

Dividend Analysis & Yield Comparison: Five9 Inc. vs Marqeta Inc.

MetricFIVNMQ
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A