FlexShopper [FPAY] vs United Rentals [URI] Detailed Stock Comparison

FlexShopper Inc.

NASDAQ
Loading...

United Rentals, Inc.

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: FlexShopper Inc. wins in 7 metrics, United Rentals, Inc. wins in 11 metrics, with 1 ties. United Rentals, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric FlexShopper Inc. United Rentals, Inc. Better
P/E Ratio (TTM) 1.93 25.19 FlexShopper Inc.
Price-to-Book Ratio 0.76 6.94 FlexShopper Inc.
Debt-to-Equity Ratio 492.74 167.47 United Rentals, Inc.
PEG Ratio 0.00 3.84 Tie
EV/EBITDA 5.18 16.64 FlexShopper Inc.
Profit Margin (TTM) -0.13% 15.32% United Rentals, Inc.
Operating Margin (TTM) 18.21% 22.94% United Rentals, Inc.
EBITDA Margin (TTM) 18.21% 22.94% United Rentals, Inc.
Return on Equity -0.58% 28.24% United Rentals, Inc.
Return on Assets (TTM) 8.83% 8.90% United Rentals, Inc.
Free Cash Flow (TTM) $-13.00M $662.00M United Rentals, Inc.
Dividend Yield N/A 0.84% N/A
1-Year Return -87.90% 40.56% United Rentals, Inc.
Price-to-Sales Ratio (TTM) 0.06 3.78 FlexShopper Inc.
Enterprise Value $183.58M $76.68B United Rentals, Inc.
EV/Revenue Ratio 1.31 4.69 FlexShopper Inc.
Gross Profit Margin (TTM) 58.31% 36.86% FlexShopper Inc.
Revenue per Share (TTM) $6 $256 United Rentals, Inc.
Earnings per Share (Diluted) $-0.20 $39.18 United Rentals, Inc.
Beta (Stock Volatility) 1.08 N/A N/A
Short % of Float 0.28% 3.44% FlexShopper Inc.

FlexShopper Inc. vs United Rentals, Inc. Stock Performance Analysis

Loading Price Chart...

FPAY
URI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
FlexShopper Inc.5.21%-44.44%-72.60%-84.73%-82.61%-81.65%
United Rentals, Inc.6.21%6.92%14.20%26.77%29.86%25.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
FlexShopper Inc.-87.90%-88.13%-87.58%-96.83%-96.20%-96.55%
United Rentals, Inc.40.56%175.35%199.84%1,297.04%3,947.44%2,878.37%

Performance & Financial Health Analysis: FlexShopper Inc. vs United Rentals, Inc.

MetricFPAYURI
Market Information
Market Cap i$5.41M$61.04B
Market Cap CategoryMicro capLarge cap
10 Day Avg. Volume i891,220573,424
90 Day Avg. Volume i720,173561,641
Last Close$0.20$1,056.58
52 Week Range$0.18 - $2.37$682.08 - $1,067.88
% from 52W High-91.57%-1.06%
All-Time High$10.10 (Sep 19, 2011)$1,067.88 (Jun 03, 2026)
% from All-Time High-98.02%-1.06%
Growth Metrics
Quarterly Revenue Growth0.17%0.07%
Quarterly Earnings Growth0.23%0.03%
Financial Health
Profit Margin (TTM) i0.00%0.15%
Operating Margin (TTM) i0.18%0.23%
Return on Equity (TTM) i-0.01%0.28%
Debt to Equity (MRQ) i492.74167.47
Cash & Liquidity
Book Value per Share (MRQ)$0.42$142.13
Cash per Share (MRQ)$0.42$2.49
Operating Cash Flow (TTM) i$-34,946,152$5.28B
Levered Free Cash Flow (TTM) i$-43,056,828$1.89B
Dividends
Last 12-Month Dividend Yield iN/A0.84%
Last 12-Month Dividend iN/A$7.34

Valuation & Enterprise Metrics Analysis: FlexShopper Inc. vs United Rentals, Inc.

MetricFPAY (Oct 21, 2025)URI (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i1.9325.19
Forward P/E i-2.4518.79
PEG Ratio i0.003.84
Price to Sales (TTM) i0.063.78
Price to Book (MRQ) i0.766.94
Market Capitalization
Market Capitalization i$5.41M$61.04B
Enterprise Value i$183.58M$76.68B
Enterprise Value Metrics
Enterprise to Revenue i1.314.69
Enterprise to EBITDA i5.1816.64
Risk & Other Metrics
Beta i1.08N/A
Book Value per Share (MRQ) i$0.42$142.13

Financial Statements Comparison: FlexShopper Inc. vs United Rentals, Inc.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFPAY (2023)URI (2025)
Revenue/Sales i116.98M16.10B
Cost of Goods Sold i6.01M9.96B
COGS % of Revenue i5.1%61.8%
Gross Profit i110.97M6.14B
Gross Margin i94.9%38.2%
Research & Development iN/AN/A
Operating Income (EBIT) i10.01M3.97B
Operating Margin i8.6%24.7%
EBITDA i74.18M7.16B
EBITDA Margin i63.4%44.5%
Pre-Tax Income i-5.22M3.34B
Pre-Tax Income % of Revenue i-4.5%20.7%
Income Tax i-989,809844.00M
Income Tax % of Revenue i-0.8%5.2%
Net Income (Profit) i-4.23M2.49B
Profit Margin i-3.6%15.5%

Balance Sheet & Liquidity Metrics

MetricFPAY (2023)URI (2025)
Cash & Equivalents i4.41M459.00M
Total Current Assets i117.43M3.61B
Total Current Assets % of Revenue i100.4%22.4%
Total Current Liabilities i12.13M3.82B
Total Current Liabilities % of Revenue i10.4%23.7%
Long-Term Debt i115.13M13.78B
Long-Term Debt % of Revenue i98.4%85.6%
Total Shareholders Equity i29.23M8.97B
Retained Earnings i-35.82M15.84B
Retained Earnings % of Revenue i-30.6%98.4%
Property, Plant & Equipment i1.24M26.22B

Cash Flow Statement Comparison

MetricFPAY (2023)URI (2025)
Operating Cash Flow i-49.80M5.93B
Operating Cash Flow % of Revenue i-42.6%36.8%
Capital Expenditures i-6.34M-3.06B
Free Cash Flow i-13.00M662.00M
FCF Margin i-11.1%4.1%
Debt Repayment i-5.30M-10.53B
Common Stock Repurchase i-166,757-1.97B

Short Interest & Institutional Ownership Analysis

MetricFPAYURI
Shares Short i43,0541.89M
Short Ratio i0.422.97
Short % of Float i0.28%3.44%
Shares Outstanding i23.70M62.73M
Float Shares i9.91M62.28M
% Held by Insiders i52.64%0.62%
% Held by Institutions i13.54%94.01%
% Held by Public i33.82%5.37%

Dividend Analysis & Yield Comparison: FlexShopper Inc. vs United Rentals, Inc.

MetricFPAYURI
Last 12-Month Dividend iN/A$7.34
Last 12-Month Dividend Yield iN/A0.84%
3-Year Avg Annual Dividend iN/A$6.70
3-Year Avg Dividend Yield iN/A0.26%
3-Year Total Dividends iN/A$20.09
Ex-Dividend DateN/AFeb 11, 2026