FirstSun Capital [FSUN] vs OFG Bancorp [OFG] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: FirstSun Capital Bancorp wins in 4 metrics, OFG Bancorp wins in 13 metrics, with 0 ties. OFG Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | FirstSun Capital Bancorp | OFG Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.02 | 9.24 | OFG Bancorp |
| Price-to-Book Ratio | 0.92 | 1.39 | FirstSun Capital Bancorp |
| Debt-to-Equity Ratio | 0.11 | 0.42 | FirstSun Capital Bancorp |
| PEG Ratio | 7.66 | 0.56 | OFG Bancorp |
| Profit Margin (TTM) | 24.82% | 33.64% | OFG Bancorp |
| Operating Margin (TTM) | 33.97% | 42.01% | OFG Bancorp |
| EBITDA Margin (TTM) | 33.97% | 42.01% | OFG Bancorp |
| Return on Equity | 8.93% | 16.04% | OFG Bancorp |
| Return on Assets (TTM) | 1.18% | 1.80% | OFG Bancorp |
| Free Cash Flow (TTM) | $103.97M | $199.34M | OFG Bancorp |
| Dividend Yield | N/A | 2.57% | N/A |
| 1-Year Return | -1.06% | 10.74% | OFG Bancorp |
| Price-to-Sales Ratio (TTM) | 4.54 | 3.05 | OFG Bancorp |
| Enterprise Value | $1.12B | $1.86B | OFG Bancorp |
| EV/Revenue Ratio | 2.85 | 2.92 | FirstSun Capital Bancorp |
| Revenue per Share (TTM) | $14 | $14 | OFG Bancorp |
| Earnings per Share (Diluted) | $3.47 | $4.84 | OFG Bancorp |
| Beta (Stock Volatility) | 0.30 | N/A | N/A |
| Short % of Float | 3.22% | 3.73% | FirstSun Capital Bancorp |
FirstSun Capital Bancorp vs OFG Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| FirstSun Capital Bancorp | 2.80% | -0.51% | -1.59% | -6.99% | 0.54% | -6.72% |
| OFG Bancorp | 2.75% | 0.28% | 1.84% | 13.93% | 13.26% | 12.04% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| FirstSun Capital Bancorp | -1.06% | 40.40% | 18.17% | 18.17% | 18.17% | 18.17% |
| OFG Bancorp | 10.74% | 70.96% | 88.81% | 418.91% | 279.67% | 255.94% |
Performance & Financial Health Analysis: FirstSun Capital Bancorp vs OFG Bancorp
| Metric | FSUN | OFG |
|---|---|---|
| Market Information | ||
| Market Cap | $1.79B | $1.99B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 261,169 | 264,900 |
| 90 Day Avg. Volume | 259,443 | 348,273 |
| Last Close | $35.27 | $45.96 |
| 52 Week Range | $29.95 - $42.34 | $35.71 - $46.85 |
| % from 52W High | -16.70% | -1.90% |
| All-Time High | $45.32 (Feb 10, 2025) | $47.66 (Nov 25, 2024) |
| % from All-Time High | -22.18% | -3.57% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.07% |
| Quarterly Earnings Growth | 0.52% | 0.18% |
| Financial Health | ||
| Profit Margin (TTM) | 0.25% | 0.34% |
| Operating Margin (TTM) | 0.34% | 0.42% |
| Return on Equity (TTM) | 0.09% | 0.16% |
| Debt to Equity (MRQ) | 0.11 | 0.42 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $41.36 | $32.13 |
| Cash per Share (MRQ) | $2.47 | $14.88 |
| Operating Cash Flow (TTM) | $111.48M | $62.78M |
| Levered Free Cash Flow (TTM) | $97.94M | $205.10M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 2.57% |
| Last 12-Month Dividend | N/A | $1.05 |
Valuation & Enterprise Metrics Analysis: FirstSun Capital Bancorp vs OFG Bancorp
| Metric | FSUN (Apr 26, 2026) | OFG (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.02 | 9.24 |
| Forward P/E | 7.66 | 9.59 |
| PEG Ratio | 7.66 | 0.56 |
| Price to Sales (TTM) | 4.54 | 3.05 |
| Price to Book (MRQ) | 0.92 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $1.79B | $1.99B |
| Enterprise Value | $1.12B | $1.86B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.85 | 2.92 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.30 | N/A |
| Book Value per Share (MRQ) | $41.36 | $32.13 |
Financial Statements Comparison: FirstSun Capital Bancorp vs OFG Bancorp
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | FSUN (2025) | OFG (2025) |
|---|---|---|
| Revenue/Sales | 409.04M | 675.22M |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 122.90M | 234.12M |
| Pre-Tax Income % of Revenue | 30.0% | 34.7% |
| Income Tax | 24.96M | 29.01M |
| Income Tax % of Revenue | 6.1% | 4.3% |
| Net Income (Profit) | 97.94M | 205.10M |
| Profit Margin | 23.9% | 30.4% |
Balance Sheet & Liquidity Metrics
| Metric | FSUN (2025) | OFG (2025) |
|---|---|---|
| Cash & Equivalents | 652.59M | 1.04B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 65.73M | 423.17M |
| Long-Term Debt % of Revenue | 16.1% | 62.7% |
| Total Shareholders Equity | 1.15B | 1.39B |
| Retained Earnings | 631.09M | 904.63M |
| Retained Earnings % of Revenue | 154.3% | 134.0% |
| Property, Plant & Equipment | 28.16M | 21.26M |
Cash Flow Statement Comparison
| Metric | FSUN (2025) | OFG (2025) |
|---|---|---|
| Operating Cash Flow | 85.19M | 62.78M |
| Operating Cash Flow % of Revenue | 20.8% | 9.3% |
| Capital Expenditures | -7.47M | -16.96M |
| Free Cash Flow | 103.97M | 199.34M |
| FCF Margin | 25.4% | 29.5% |
| Debt Repayment | -468.00M | N/A |
| Common Stock Repurchase | -1.24M | -91.60M |
Short Interest & Institutional Ownership Analysis
| Metric | FSUN | OFG |
|---|---|---|
| Shares Short | 1.30M | 1.09M |
| Short Ratio | 4.87 | 2.60 |
| Short % of Float | 3.22% | 3.73% |
| Shares Outstanding | 27.89M | 43.26M |
| Float Shares | 15.99M | 42.30M |
| % Held by Insiders | 34.16% | 1.13% |
| % Held by Institutions | 25.19% | 99.69% |
| % Held by Public | 40.65% | -0.82% |
Dividend Analysis & Yield Comparison: FirstSun Capital Bancorp vs OFG Bancorp
| Metric | FSUN | OFG |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.05 |
| Last 12-Month Dividend Yield | N/A | 2.57% |
| 3-Year Avg Annual Dividend | N/A | $0.91 |
| 3-Year Avg Dividend Yield | N/A | 0.71% |
| 3-Year Total Dividends | N/A | $2.73 |
| Ex-Dividend Date | N/A | Mar 31, 2025 |