Great Southern [GSBC] vs OFG Bancorp [OFG] Detailed Stock Comparison

Great Southern Bancorp Inc.

NASDAQ
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OFG Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Great Southern Bancorp Inc. wins in 5 metrics, OFG Bancorp wins in 13 metrics, with 0 ties. OFG Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Great Southern Bancorp Inc. OFG Bancorp Better
P/E Ratio (TTM) 10.58 9.24 OFG Bancorp
Price-to-Book Ratio 1.14 1.39 Great Southern Bancorp Inc.
Debt-to-Equity Ratio 0.84 0.42 OFG Bancorp
PEG Ratio 1.30 0.56 OFG Bancorp
Profit Margin (TTM) 31.10% 33.64% OFG Bancorp
Operating Margin (TTM) 40.38% 42.01% OFG Bancorp
EBITDA Margin (TTM) 40.38% 42.01% OFG Bancorp
Return on Equity 11.43% 16.04% OFG Bancorp
Return on Assets (TTM) 1.22% 1.80% OFG Bancorp
Free Cash Flow (TTM) $70.06M $199.34M OFG Bancorp
Dividend Yield 3.34% 2.57% Great Southern Bancorp Inc.
1-Year Return 36.39% 17.22% Great Southern Bancorp Inc.
Price-to-Sales Ratio (TTM) 3.19 3.05 OFG Bancorp
Enterprise Value $1.07B $1.86B OFG Bancorp
EV/Revenue Ratio 4.67 2.92 OFG Bancorp
Revenue per Share (TTM) $20 $14 Great Southern Bancorp Inc.
Earnings per Share (Diluted) $6.30 $4.84 Great Southern Bancorp Inc.
Beta (Stock Volatility) 0.48 N/A N/A
Short % of Float 4.58% 3.73% OFG Bancorp

Great Southern Bancorp Inc. vs OFG Bancorp Stock Performance Analysis

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GSBC
OFG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Great Southern Bancorp Inc.-1.83%1.25%10.85%21.43%13.04%21.46%
OFG Bancorp-0.92%2.56%8.30%21.20%12.74%16.09%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Great Southern Bancorp Inc.36.39%41.87%43.62%101.70%314.54%187.57%
OFG Bancorp17.22%79.06%122.40%472.82%295.23%282.34%

Performance & Financial Health Analysis: Great Southern Bancorp Inc. vs OFG Bancorp

MetricGSBCOFG
Market Information
Market Cap i$733.32M$1.99B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i92,196264,900
90 Day Avg. Volume i75,439348,273
Last Close$74.47$47.62
52 Week Range$53.76 - $76.92$35.71 - $48.56
% from 52W High-3.19%-1.93%
All-Time High$76.92 (Jun 11, 2026)$48.56 (Jun 15, 2026)
% from All-Time High-3.19%-1.94%
Growth Metrics
Quarterly Revenue Growth0.00%0.07%
Quarterly Earnings Growth0.02%0.18%
Financial Health
Profit Margin (TTM) i0.31%0.34%
Operating Margin (TTM) i0.40%0.42%
Return on Equity (TTM) i0.11%0.16%
Debt to Equity (MRQ) i0.840.42
Cash & Liquidity
Book Value per Share (MRQ)$58.27$32.13
Cash per Share (MRQ)$17.23$14.88
Operating Cash Flow (TTM) i$87.28M$62.78M
Levered Free Cash Flow (TTM) i$70.97M$205.10M
Dividends
Last 12-Month Dividend Yield i3.34%2.57%
Last 12-Month Dividend i$2.09$1.05

Valuation & Enterprise Metrics Analysis: Great Southern Bancorp Inc. vs OFG Bancorp

MetricGSBC (Apr 24, 2026)OFG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.589.24
Forward P/E i11.799.59
PEG Ratio i1.300.56
Price to Sales (TTM) i3.193.05
Price to Book (MRQ) i1.141.39
Market Capitalization
Market Capitalization i$733.32M$1.99B
Enterprise Value i$1.07B$1.86B
Enterprise Value Metrics
Enterprise to Revenue i4.672.92
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.48N/A
Book Value per Share (MRQ) i$58.27$32.13

Financial Statements Comparison: Great Southern Bancorp Inc. vs OFG Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricGSBC (2025)OFG (2025)
Revenue/Sales i229.29M675.22M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i87.30M234.12M
Pre-Tax Income % of Revenue i38.1%34.7%
Income Tax i16.32M29.01M
Income Tax % of Revenue i7.1%4.3%
Net Income (Profit) i70.97M205.10M
Profit Margin i31.0%30.4%

Balance Sheet & Liquidity Metrics

MetricGSBC (2025)OFG (2025)
Cash & Equivalents i189.55M1.04B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i25.77M423.17M
Long-Term Debt % of Revenue i11.2%62.7%
Total Shareholders Equity i636.13M1.39B
Retained Earnings i614.10M904.63M
Retained Earnings % of Revenue i267.8%134.0%
Property, Plant & Equipment i4.16M21.26M

Cash Flow Statement Comparison

MetricGSBC (2025)OFG (2025)
Operating Cash Flow i87.28M62.78M
Operating Cash Flow % of Revenue i38.1%9.3%
Capital Expenditures i-11.34M-16.96M
Free Cash Flow i70.06M199.34M
FCF Margin i30.6%29.5%
Debt Repayment i-255.00MN/A
Common Stock Repurchase i-44.46M-91.60M

Short Interest & Institutional Ownership Analysis

MetricGSBCOFG
Shares Short i359,6901.09M
Short Ratio i5.552.60
Short % of Float i4.58%3.73%
Shares Outstanding i10.87M43.26M
Float Shares i7.87M42.30M
% Held by Insiders i28.63%1.13%
% Held by Institutions i47.44%99.69%
% Held by Public i23.93%-0.82%

Dividend Analysis & Yield Comparison: Great Southern Bancorp Inc. vs OFG Bancorp

MetricGSBCOFG
Last 12-Month Dividend i$2.09$1.05
Last 12-Month Dividend Yield i3.34%2.57%
3-Year Avg Annual Dividend i$1.63$0.91
3-Year Avg Dividend Yield i0.73%0.71%
3-Year Total Dividends i$4.89$2.73
Ex-Dividend DateMar 30, 2026Mar 31, 2025