Huntington [HBAN] vs U.S. Bancorp [USB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Huntington Bancshares Inc. wins in 6 metrics, U.S. Bancorp wins in 13 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

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Vital Metrics Comparison

Metric Huntington Bancshares Inc. U.S. Bancorp Better
P/E Ratio (TTM) 12.21 11.92 U.S. Bancorp
Price-to-Book Ratio 1.23 1.51 Huntington Bancshares Inc.
Debt-to-Equity Ratio 0.79 1.21 Huntington Bancshares Inc.
PEG Ratio -1.38 0.82 U.S. Bancorp
Profit Margin (TTM) 28.74% 29.29% U.S. Bancorp
Operating Margin (TTM) 39.78% 37.84% Huntington Bancshares Inc.
EBITDA Margin (TTM) 39.78% 37.84% Huntington Bancshares Inc.
Return on Equity 10.10% 12.35% U.S. Bancorp
Return on Assets (TTM) 1.04% 1.14% U.S. Bancorp
Free Cash Flow (TTM) $2.22B $7.97B U.S. Bancorp
Dividend Yield 4.29% 3.82% Huntington Bancshares Inc.
1-Year Return 4.67% 25.83% U.S. Bancorp
Price-to-Sales Ratio (TTM) 4.49 3.32 U.S. Bancorp
Enterprise Value $42.11B $126.46B U.S. Bancorp
EV/Revenue Ratio 5.48 4.75 U.S. Bancorp
Revenue per Share (TTM) $5 $17 U.S. Bancorp
Earnings per Share (Diluted) $1.39 $4.77 U.S. Bancorp
Beta (Stock Volatility) 0.97 1.03 Huntington Bancshares Inc.
Short % of Float 3.27% 0.00% U.S. Bancorp

Huntington Bancshares Inc. vs U.S. Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Huntington Bancshares Inc.-1.85%1.00%0.37%-4.42%-2.05%-7.21%
U.S. Bancorp-2.67%-1.12%-1.16%-0.05%9.90%1.24%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Huntington Bancshares Inc.4.67%50.23%4.67%57.92%164.72%-32.20%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: Huntington Bancshares Inc. vs U.S. Bancorp

MetricHBANUSB
Market Information
Market Cap i$34.28B$88.06B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i21,614,5259,829,002
90 Day Avg. Volume i26,142,95810,401,007
Last Close$15.93$53.14
52 Week Range$14.89 - $19.46$42.55 - $61.19
% from 52W High-18.14%-13.16%
All-Time High$30.89 (May 31, 1999)$63.57 (Jan 10, 2022)
% from All-Time High-48.43%-16.41%
Growth Metrics
Quarterly Revenue Growth0.10%0.05%
Quarterly Earnings Growth-0.02%0.14%
Financial Health
Profit Margin (TTM) i0.29%0.29%
Operating Margin (TTM) i0.40%0.38%
Return on Equity (TTM) i0.10%0.12%
Debt to Equity (MRQ) i0.791.21
Cash & Liquidity
Book Value per Share (MRQ)$13.79$37.54
Cash per Share (MRQ)$7.09$31.14
Operating Cash Flow (TTM) i$2.48B$6.04B
Levered Free Cash Flow (TTM) i$2.09B$7.19B
Dividends
Last 12-Month Dividend Yield i4.29%3.82%
Last 12-Month Dividend i$0.75$2.04

Valuation & Enterprise Metrics Analysis: Huntington Bancshares Inc. vs U.S. Bancorp

MetricHBAN (Apr 24, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i12.2111.92
Forward P/E i8.8710.09
PEG Ratio i-1.380.82
Price to Sales (TTM) i4.493.32
Price to Book (MRQ) i1.231.51
Market Capitalization
Market Capitalization i$34.28B$88.06B
Enterprise Value i$42.11B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i5.484.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.971.03
Book Value per Share (MRQ) i$13.79$37.54

Financial Statements Comparison: Huntington Bancshares Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricHBAN (2025)USB (2025)
Revenue/Sales i8.13B28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i2.69B9.52B
Pre-Tax Income % of Revenue i33.1%33.3%
Income Tax i459.00M1.92B
Income Tax % of Revenue i5.6%6.7%
Net Income (Profit) i2.23B7.60B
Profit Margin i27.4%26.6%

Balance Sheet & Liquidity Metrics

MetricHBAN (2025)USB (2025)
Cash & Equivalents i14.08B46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i17.22B60.76B
Long-Term Debt % of Revenue i211.8%212.9%
Total Shareholders Equity i24.38B65.65B
Retained Earnings i6.35B80.91B
Retained Earnings % of Revenue i78.1%283.5%
Property, Plant & Equipment i978.00M1.51B

Cash Flow Statement Comparison

MetricHBAN (2025)USB (2025)
Operating Cash Flow i2.03B6.04B
Operating Cash Flow % of Revenue i24.9%21.2%
Capital Expenditures i1.59BN/A
Free Cash Flow i2.22B7.97B
FCF Margin i27.2%27.9%
Debt Repayment i-2.05B-9.05B
Common Stock Repurchase i0-489.00M

Short Interest & Institutional Ownership Analysis

MetricHBANUSB
Shares Short i66.41M27,002
Short Ratio i2.460.00
Short % of Float i3.27%0.00%
Shares Outstanding i1.57B1.56B
Float Shares i2.02B1.55B
% Held by Insiders i0.80%0.14%
% Held by Institutions i72.90%83.55%
% Held by Public i26.30%16.31%

Dividend Analysis & Yield Comparison: Huntington Bancshares Inc. vs U.S. Bancorp

MetricHBANUSB
Last 12-Month Dividend i$0.75$2.04
Last 12-Month Dividend Yield i4.29%3.82%
3-Year Avg Annual Dividend i$0.65$1.98
3-Year Avg Dividend Yield i1.12%1.19%
3-Year Total Dividends i$1.95$5.95
Ex-Dividend DateMar 18, 2026Dec 31, 2025