International [IGIC] vs Waterdrop [WDH] Detailed Stock Comparison
International
NASDAQ
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Waterdrop
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: International wins in 14 metrics, Waterdrop wins in 5 metrics, with 0 ties. International appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | International | Waterdrop | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 8.67 | 10.88 | International |
| Price-to-Book Ratio | 1.58 | 0.13 | Waterdrop |
| Debt-to-Equity Ratio | 0.00 | 1.59 | International |
| PEG Ratio | 1.07 | 0.11 | Waterdrop |
| EV/EBITDA | 7.06 | 19.34 | International |
| Profit Margin (TTM) | 23.52% | 14.99% | International |
| Operating Margin (TTM) | 18.51% | 11.62% | International |
| EBITDA Margin (TTM) | 18.51% | 11.62% | International |
| Return on Equity | 20.13% | 8.84% | International |
| Return on Assets (TTM) | 3.47% | 2.51% | International |
| Free Cash Flow (TTM) | $202.84M | $30.72M | International |
| Dividend Yield | 4.33% | 2.99% | International |
| 1-Year Return | 33.26% | 77.88% | Waterdrop |
| Price-to-Sales Ratio (TTM) | 1.95 | 0.22 | Waterdrop |
| Enterprise Value | $826.97M | $714.63M | International |
| EV/Revenue Ratio | 1.55 | 1.71 | International |
| Gross Profit Margin (TTM) | N/A | 50.30% | N/A |
| Revenue per Share (TTM) | $12 | $8 | International |
| Earnings per Share (Diluted) | $2.79 | $0.17 | International |
| Beta (Stock Volatility) | 0.26 | -0.26 | Waterdrop |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
International vs Waterdrop Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| International | -0.33% | 0.08% | -0.53% | 2.20% | -4.95% | -0.70% |
| Waterdrop | -2.12% | 2.21% | -1.60% | 34.06% | 41.22% | 58.12% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| International | 33.26% | 220.53% | 253.28% | 153.40% | 153.40% | 153.40% |
| Waterdrop | 77.88% | 44.53% | -80.93% | -80.93% | -80.93% | -80.93% |
News Based Sentiment: International vs Waterdrop
International
News based Sentiment: MIXED
The month presented a mixed bag for IGIC, with a substantial institutional investment countered by an earnings miss. While analysts remain optimistic and the company is pursuing strategic expansion, the short-term performance concerns create a complex investment narrative, making September a significant month for the company.
Waterdrop
News based Sentiment: POSITIVE
Waterdrop delivered strong Q2 results with significant revenue and profit growth, coupled with a substantial increase in shareholder returns through dividends and share buybacks. While an earnings miss created short-term volatility, the overall narrative is positive, driven by a thriving insurance business and strategic investments in innovation.
Performance & Financial Health Analysis: International vs Waterdrop
| Metric | IGIC | WDH |
|---|---|---|
| Market Information | ||
| Market Cap | $1.04B | $682.54M |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 52,570 | 601,070 |
| 90 Day Avg. Volume | 84,090 | 358,043 |
| Last Close | $24.20 | $1.85 |
| 52 Week Range | $17.36 - $27.76 | $0.97 - $2.18 |
| % from 52W High | -12.82% | -15.14% |
| All-Time High | $27.76 (Feb 24, 2025) | $11.77 (May 03, 2021) |
| % from All-Time High | -12.82% | -84.28% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.02% | 0.24% |
| Quarterly Earnings Growth | 0.04% | 0.59% |
| Financial Health | ||
| Profit Margin (TTM) | 0.24% | 0.15% |
| Operating Margin (TTM) | 0.19% | 0.12% |
| Return on Equity (TTM) | 0.20% | 0.09% |
| Debt to Equity (MRQ) | 0.00 | 1.59 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $15.36 | $13.89 |
| Cash per Share (MRQ) | $5.01 | $0.46 |
| Operating Cash Flow (TTM) | $117.66M | $39.82M |
| Levered Free Cash Flow (TTM) | $133.21M | $-3,523,172,702 |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.33% | 2.99% |
| Last 12-Month Dividend | $1.04 | $0.04 |
Valuation & Enterprise Metrics Analysis: International vs Waterdrop
| Metric | IGIC | WDH |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 8.67 | 10.88 |
| Forward P/E | 8.07 | 12.33 |
| PEG Ratio | 1.07 | 0.11 |
| Price to Sales (TTM) | 1.95 | 0.22 |
| Price to Book (MRQ) | 1.58 | 0.13 |
| Market Capitalization | ||
| Market Capitalization | $1.04B | $682.54M |
| Enterprise Value | $826.97M | $714.63M |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.55 | 1.71 |
| Enterprise to EBITDA | 7.06 | 19.34 |
| Risk & Other Metrics | ||
| Beta | 0.26 | -0.26 |
| Book Value per Share (MRQ) | $15.36 | $13.89 |
Financial Statements Comparison: International vs Waterdrop
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | IGIC | WDH |
|---|---|---|
| Revenue/Sales | $136.20M | $117.63M |
| Cost of Goods Sold | N/A | $58.47M |
| Gross Profit | N/A | $59.16M |
| Research & Development | N/A | $7.29M |
| Operating Income (EBIT) | N/A | $13.66M |
| EBITDA | N/A | $13.29M |
| Pre-Tax Income | $28.70M | $19.28M |
| Income Tax | $1.40M | $-400,353 |
| Net Income (Profit) | $27.30M | $19.68M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | IGIC | WDH |
|---|---|---|
| Cash & Equivalents | $103.10M | $101.35M |
| Total Current Assets | N/A | $564.69M |
| Total Current Liabilities | N/A | $199.04M |
| Long-Term Debt | N/A | $694,582 |
| Total Shareholders Equity | $650.40M | $703.65M |
| Retained Earnings | $519.40M | $-273.19M |
| Property, Plant & Equipment | N/A | $37.03M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | IGIC | WDH |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | IGIC | WDH |
|---|---|---|
| Shares Short | 280,640 | 12,810 |
| Short Ratio | 2.82 | 0.05 |
| Short % of Float | 0.02% | 0.00% |
| Average Daily Volume (10 Day) | 52,570 | 601,070 |
| Average Daily Volume (90 Day) | 84,090 | 358,043 |
| Shares Outstanding | 45.11M | 508.83M |
| Float Shares | 16.16M | 1.27B |
| % Held by Insiders | 0.51% | 0.01% |
| % Held by Institutions | 0.51% | 0.06% |
Dividend Analysis & Yield Comparison: International vs Waterdrop
| Metric | IGIC | WDH |
|---|---|---|
| Last 12-Month Dividend | $1.04 | $0.04 |
| Last 12-Month Dividend Yield | 4.33% | 2.99% |
| 3-Year Avg Annual Dividend | $0.55 | $0.03 |
| 3-Year Avg Dividend Yield | 0.69% | 2.20% |
| 3-Year Total Dividends | $1.64 | $0.08 |
| Ex-Dividend Date | Aug 29, 2025 | Apr 11, 2025 |