International [IGIC] vs Waterdrop [WDH] Detailed Stock Comparison

International General Insurance Holdings Ltd.

NASDAQ
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Waterdrop Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: International General Insurance Holdings Ltd. wins in 11 metrics, Waterdrop Inc. wins in 8 metrics, with 1 ties. International General Insurance Holdings Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric International General Insurance Holdings Ltd. Waterdrop Inc. Better
P/E Ratio (TTM) 9.17 7.59 Waterdrop Inc.
Price-to-Book Ratio 1.57 0.81 Waterdrop Inc.
Debt-to-Equity Ratio 0.00 1.37 Tie
PEG Ratio 0.69 0.23 Waterdrop Inc.
EV/EBITDA 7.30 13.31 International General Insurance Holdings Ltd.
Profit Margin (TTM) 24.61% 14.30% International General Insurance Holdings Ltd.
Operating Margin (TTM) 26.74% 5.94% International General Insurance Holdings Ltd.
EBITDA Margin (TTM) 26.74% 5.94% International General Insurance Holdings Ltd.
Return on Equity 18.64% 11.27% International General Insurance Holdings Ltd.
Return on Assets (TTM) 3.60% 3.42% International General Insurance Holdings Ltd.
Free Cash Flow (TTM) $107.19M $218.84M Waterdrop Inc.
Dividend Yield 8.90% 2.99% International General Insurance Holdings Ltd.
1-Year Return 8.51% 4.48% International General Insurance Holdings Ltd.
Price-to-Sales Ratio (TTM) 2.21 0.15 Waterdrop Inc.
Enterprise Value $894.49M $746.62M International General Insurance Holdings Ltd.
EV/Revenue Ratio 1.73 1.28 Waterdrop Inc.
Revenue per Share (TTM) $12 $11 International General Insurance Holdings Ltd.
Earnings per Share (Diluted) $2.89 $0.22 International General Insurance Holdings Ltd.
Beta (Stock Volatility) 0.18 -0.22 Waterdrop Inc.
Short % of Float 1.33% 0.08% Waterdrop Inc.

International General Insurance Holdings Ltd. vs Waterdrop Inc. Stock Performance Analysis

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IGIC
WDH

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
International General Insurance Holdings Ltd.-0.40%0.04%0.56%3.91%0.44%-0.08%
Waterdrop Inc.0.00%0.00%-10.26%-19.08%-21.79%-26.32%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
International General Insurance Holdings Ltd.8.51%186.97%174.73%162.93%162.93%162.93%
Waterdrop Inc.4.48%-45.10%-79.47%-85.57%-85.57%-85.57%

Performance & Financial Health Analysis: International General Insurance Holdings Ltd. vs Waterdrop Inc.

MetricIGICWDH
Market Information
Market Cap i$1.14B$616.13M
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i33,485166,121
90 Day Avg. Volume i58,098212,790
Last Close$25.01$1.40
52 Week Range$20.82 - $27.43$1.29 - $2.18
% from 52W High-8.82%-35.78%
All-Time High$27.76 (Feb 24, 2025)$11.77 (May 03, 2021)
% from All-Time High-9.91%-88.11%
Growth Metrics
Quarterly Revenue Growth-0.07%1.06%
Quarterly Earnings Growth0.08%0.53%
Financial Health
Profit Margin (TTM) i0.25%0.14%
Operating Margin (TTM) i0.27%0.06%
Return on Equity (TTM) i0.19%0.11%
Debt to Equity (MRQ) i0.001.37
Cash & Liquidity
Book Value per Share (MRQ)$16.93$2.07
Cash per Share (MRQ)$5.18$0.28
Operating Cash Flow (TTM) i$117.66M$283.68M
Levered Free Cash Flow (TTM) i$133.21M$-444,260,286
Dividends
Last 12-Month Dividend Yield i8.90%2.99%
Last 12-Month Dividend i$2.23$0.04

Valuation & Enterprise Metrics Analysis: International General Insurance Holdings Ltd. vs Waterdrop Inc.

MetricIGIC (Apr 24, 2026)WDH (Apr 22, 2026)
Price Ratios
P/E Ratio (TTM) i9.177.59
Forward P/E i8.4110.16
PEG Ratio i0.690.23
Price to Sales (TTM) i2.210.15
Price to Book (MRQ) i1.570.81
Market Capitalization
Market Capitalization i$1.14B$616.13M
Enterprise Value i$894.49M$746.62M
Enterprise Value Metrics
Enterprise to Revenue i1.731.28
Enterprise to EBITDA i7.3013.31
Risk & Other Metrics
Beta i0.18-0.22
Book Value per Share (MRQ) i$16.93$2.07

Financial Statements Comparison: International General Insurance Holdings Ltd. vs Waterdrop Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricIGIC (2025)WDH (2025)
Revenue/Sales i524.96MN/A
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%-
Gross Profit iN/AN/A
Gross Margin i0.0%-
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%-
EBITDA iN/AN/A
EBITDA Margin i0.0%-
Pre-Tax Income i127.14MN/A
Pre-Tax Income % of Revenue i24.2%-
Income Tax i-10,000N/A
Income Tax % of Revenue i0.0%-
Net Income (Profit) i127.15MN/A
Profit Margin i24.2%-

Balance Sheet & Liquidity Metrics

MetricIGIC (2025)WDH (2025)
Cash & Equivalents i186.18M986.32M
Total Current Assets iN/A4.64B
Total Current Assets % of Revenue i0.0%-
Total Current Liabilities iN/A1.48B
Total Current Liabilities % of Revenue i0.0%-
Long-Term Debt iN/A10.97M
Long-Term Debt % of Revenue i0.0%-
Total Shareholders Equity i710.15M4.87B
Retained Earnings i612.63M-2.19B
Retained Earnings % of Revenue i116.7%-
Property, Plant & Equipment iN/A46.87M

Cash Flow Statement Comparison

MetricIGIC (2025)WDH (2025)
Operating Cash Flow i103.07M283.68M
Operating Cash Flow % of Revenue i19.6%-
Capital Expenditures i-897,000-218.25M
Free Cash Flow i107.19M218.84M
FCF Margin i20.4%-
Debt Repayment iN/A-187.10M
Common Stock Repurchase i-61.92M-106.98M

Short Interest & Institutional Ownership Analysis

MetricIGICWDH
Shares Short i189,681111,400
Short Ratio i2.770.43
Short % of Float i1.33%0.08%
Shares Outstanding i42.84M281.47M
Float Shares i14.91M1.32B
% Held by Insiders i41.34%0.89%
% Held by Institutions i40.78%10.45%
% Held by Public i17.88%88.66%

Dividend Analysis & Yield Comparison: International General Insurance Holdings Ltd. vs Waterdrop Inc.

MetricIGICWDH
Last 12-Month Dividend i$2.23$0.04
Last 12-Month Dividend Yield i8.90%2.99%
3-Year Avg Annual Dividend i$0.96$0.03
3-Year Avg Dividend Yield i0.97%2.20%
3-Year Total Dividends i$2.87$0.08
Ex-Dividend DateMar 18, 2026Apr 11, 2025