Inter [INTR] vs U.S. Bancorp [USB] Detailed Stock Comparison

Inter & Co Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Inter & Co Inc. wins in 5 metrics, U.S. Bancorp wins in 14 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Inter & Co Inc. U.S. Bancorp Better
P/E Ratio (TTM) 13.32 11.92 U.S. Bancorp
Price-to-Book Ratio 1.73 1.51 U.S. Bancorp
Debt-to-Equity Ratio 0.35 1.21 Inter & Co Inc.
PEG Ratio 7.34 0.82 U.S. Bancorp
Profit Margin (TTM) 21.93% 29.29% U.S. Bancorp
Operating Margin (TTM) 28.15% 37.84% U.S. Bancorp
EBITDA Margin (TTM) 28.15% 37.84% U.S. Bancorp
Return on Equity 14.36% 12.35% Inter & Co Inc.
Return on Assets (TTM) 1.60% 1.14% Inter & Co Inc.
Free Cash Flow (TTM) $7.16B $7.97B U.S. Bancorp
Dividend Yield 1.19% 3.82% U.S. Bancorp
1-Year Return -13.34% 25.83% U.S. Bancorp
Price-to-Sales Ratio (TTM) 0.59 3.32 Inter & Co Inc.
Enterprise Value $3.58B $126.46B U.S. Bancorp
EV/Revenue Ratio 2.97 4.75 Inter & Co Inc.
Revenue per Share (TTM) $14 $17 U.S. Bancorp
Earnings per Share (Diluted) $0.60 $4.77 U.S. Bancorp
Beta (Stock Volatility) 1.24 1.03 U.S. Bancorp
Short % of Float 17.05% 0.00% U.S. Bancorp

Inter & Co Inc. vs U.S. Bancorp Stock Performance Analysis

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INTR
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Inter & Co Inc.-3.33%-9.52%-19.56%-29.95%-35.20%-31.36%
U.S. Bancorp-2.67%-2.83%-3.80%-1.57%4.34%-1.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Inter & Co Inc.-13.34%110.58%82.01%82.01%82.01%82.01%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: Inter & Co Inc. vs U.S. Bancorp

MetricINTRUSB
Market Information
Market Cap i$3.53B$88.06B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i3,163,4779,829,002
90 Day Avg. Volume i3,292,93610,401,007
Last Close$5.80$53.14
52 Week Range$5.64 - $10.36$42.55 - $61.19
% from 52W High-44.02%-13.16%
All-Time High$10.35 (Jan 29, 2026)$63.57 (Jan 10, 2022)
% from All-Time High-43.96%-16.41%
Growth Metrics
Quarterly Revenue Growth0.26%0.05%
Quarterly Earnings Growth0.36%0.14%
Financial Health
Profit Margin (TTM) i0.22%0.29%
Operating Margin (TTM) i0.28%0.38%
Return on Equity (TTM) i0.14%0.12%
Debt to Equity (MRQ) i0.351.21
Cash & Liquidity
Book Value per Share (MRQ)$4.61$37.54
Cash per Share (MRQ)$9.35$31.14
Operating Cash Flow (TTM) i$-875,706,764$6.04B
Levered Free Cash Flow (TTM) i$1.31B$7.19B
Dividends
Last 12-Month Dividend Yield i1.19%3.82%
Last 12-Month Dividend i$0.11$2.04

Valuation & Enterprise Metrics Analysis: Inter & Co Inc. vs U.S. Bancorp

MetricINTR (Apr 24, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.3211.92
Forward P/E i7.3410.09
PEG Ratio i7.340.82
Price to Sales (TTM) i0.593.32
Price to Book (MRQ) i1.731.51
Market Capitalization
Market Capitalization i$3.53B$88.06B
Enterprise Value i$3.58B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i2.974.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.241.03
Book Value per Share (MRQ) i$4.61$37.54

Financial Statements Comparison: Inter & Co Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricINTR (2025)USB (2025)
Revenue/Sales i8.40B28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i1.62B9.52B
Pre-Tax Income % of Revenue i19.3%33.3%
Income Tax i226.87M1.92B
Income Tax % of Revenue i2.7%6.7%
Net Income (Profit) i1.40B7.60B
Profit Margin i16.6%26.6%

Balance Sheet & Liquidity Metrics

MetricINTR (2025)USB (2025)
Cash & Equivalents i11.27B46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i15.06B60.76B
Long-Term Debt % of Revenue i179.2%212.9%
Total Shareholders Equity i10.39B65.65B
Retained Earnings iN/A80.91B
Retained Earnings % of Revenue i0.0%283.5%
Property, Plant & Equipment i145.50M1.51B

Cash Flow Statement Comparison

MetricINTR (2025)USB (2025)
Operating Cash Flow i18.88B6.04B
Operating Cash Flow % of Revenue i224.8%21.2%
Capital Expenditures i-109.57MN/A
Free Cash Flow i7.16B7.97B
FCF Margin i85.2%27.9%
Debt Repayment iN/A-9.05B
Common Stock Repurchase i-27.11M-489.00M

Short Interest & Institutional Ownership Analysis

MetricINTRUSB
Shares Short i10.91M27,002
Short Ratio i3.500.00
Short % of Float i17.05%0.00%
Shares Outstanding i441.32M1.56B
Float Shares i208.54M1.55B
% Held by Insiders i18.75%0.14%
% Held by Institutions i38.62%83.55%
% Held by Public i42.63%16.31%

Dividend Analysis & Yield Comparison: Inter & Co Inc. vs U.S. Bancorp

MetricINTRUSB
Last 12-Month Dividend i$0.11$2.04
Last 12-Month Dividend Yield i1.19%3.82%
3-Year Avg Annual Dividend i$0.07$1.98
3-Year Avg Dividend Yield i1.11%1.19%
3-Year Total Dividends i$0.22$5.95
Ex-Dividend DateFeb 20, 2026Dec 31, 2025