Jack Henry [JKHY] vs International [IBM] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Jack Henry wins in 7 metrics, International wins in 13 metrics, with 0 ties. International appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricJack HenryInternationalBetter
P/E Ratio (TTM)28.4140.62Jack Henry
Price-to-Book Ratio5.968.54Jack Henry
Debt-to-Equity Ratio10.97245.47Jack Henry
PEG Ratio26.3923.78International
EV/EBITDA20.3920.26International
Profit Margin (TTM)18.50%9.11%Jack Henry
Operating Margin (TTM)23.71%18.32%Jack Henry
EBITDA Margin (TTM)23.71%18.32%Jack Henry
Return on Equity22.49%22.67%International
Return on Assets (TTM)11.81%4.81%Jack Henry
Free Cash Flow (TTM)$335.62M$11.76BInternational
Dividend Yield1.25%1.77%International
1-Year Return-2.93%26.54%International
Price-to-Sales Ratio (TTM)5.233.67International
Enterprise Value$12.33B$287.35BInternational
EV/Revenue Ratio5.314.49International
Gross Profit Margin (TTM)41.79%58.77%International
Revenue per Share (TTM)$32$69International
Earnings per Share (Diluted)$5.87$6.21International
Beta (Stock Volatility)0.740.68International
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Jack Henry vs International Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Jack Henry-1.54%-3.42%-10.40%-9.95%-6.97%-6.60%
International-3.15%-3.11%-16.58%-4.67%-2.81%10.15%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Jack Henry-2.93%-22.65%-16.88%126.85%568.16%744.54%
International26.54%80.79%102.30%62.71%98.18%208.31%

Performance & Financial Health Analysis: Jack Henry vs International

MetricJKHYIBM
Market Information
Market Cap i$12.14B$235.00B
Market Cap CategoryLarge capMega cap
10 Day Avg. Volume i560,8207,515,740
90 Day Avg. Volume i479,5974,935,627
Last Close$161.56$242.27
52 Week Range$160.23 - $196.00$187.00 - $296.16
% from 52W High-17.57%-18.20%
All-Time High$212.62 (Aug 08, 2022)$296.16 (Jun 25, 2025)
% from All-Time High-24.01%-18.20%
Growth Metrics
Quarterly Revenue Growth0.09%0.08%
Quarterly Earnings Growth0.28%0.20%
Financial Health
Profit Margin (TTM) i0.19%0.09%
Operating Margin (TTM) i0.24%0.18%
Return on Equity (TTM) i0.22%0.23%
Debt to Equity (MRQ) i10.97245.47
Cash & Liquidity
Book Value per Share (MRQ)$27.97$29.53
Cash per Share (MRQ)$0.55$16.58
Operating Cash Flow (TTM) i$546.19M$13.28B
Levered Free Cash Flow (TTM) i$230.52M$13.86B
Dividends
Last 12-Month Dividend Yield i1.25%1.77%
Last 12-Month Dividend i$2.26$5.01

Valuation & Enterprise Metrics Analysis: Jack Henry vs International

MetricJKHYIBM
Price Ratios
P/E Ratio (TTM) i28.4140.62
Forward P/E i26.3923.78
PEG Ratio i26.3923.78
Price to Sales (TTM) i5.233.67
Price to Book (MRQ) i5.968.54
Market Capitalization
Market Capitalization i$12.14B$235.00B
Enterprise Value i$12.33B$287.35B
Enterprise Value Metrics
Enterprise to Revenue i5.314.49
Enterprise to EBITDA i20.3920.26
Risk & Other Metrics
Beta i0.740.68
Book Value per Share (MRQ) i$27.97$29.53

Financial Statements Comparison: Jack Henry vs International

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)JKHYIBM
Revenue/Sales i$585.09M$16.98B
Cost of Goods Sold i$340.59M$7.00B
Gross Profit i$244.50M$9.98B
Research & Development i$39.41M$2.10B
Operating Income (EBIT) i$138.74M$3.09B
EBITDA i$195.65M$4.54B
Pre-Tax Income i$141.91M$2.60B
Income Tax i$30.80M$404.00M
Net Income (Profit) i$111.11M$2.19B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)JKHYIBM
Cash & Equivalents i$39.87M$11.04B
Total Current Assets i$593.24M$35.34B
Total Current Liabilities i$435.62M$35.11B
Long-Term Debt i$80.00M$59.12B
Total Shareholders Equity i$2.04B$26.95B
Retained Earnings i$3.29B$150.70B
Property, Plant & Equipment iN/A$21.15B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)JKHYIBM
Operating Cash Flow i$120.44M$2.63B
Capital Expenditures iN/A$-170.00M
Free Cash Flow i$51.33M$3.98B
Debt Repayment i$-70.00M$-1.26B
Common Stock Repurchase i$-18.00M$-284.00M

Short Interest & Institutional Ownership Analysis

MetricJKHYIBM
Shares Short i2.39M18.08M
Short Ratio i4.775.00
Short % of Float i0.04%0.02%
Average Daily Volume (10 Day) i560,8207,515,740
Average Daily Volume (90 Day) i479,5974,935,627
Shares Outstanding i72.87M926.29M
Float Shares i72.35M929.52M
% Held by Insiders i0.01%0.00%
% Held by Institutions i0.99%0.65%

Dividend Analysis & Yield Comparison: Jack Henry vs International

MetricJKHYIBM
Last 12-Month Dividend i$2.26$5.01
Last 12-Month Dividend Yield i1.25%1.77%
3-Year Avg Annual Dividend i$2.14$6.09
3-Year Avg Dividend Yield i0.31%1.04%
3-Year Total Dividends i$6.42$18.27
Ex-Dividend DateMay 29, 2025Feb 10, 2025