Jack Henry [JKHY] vs International [IBM] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 21 vital metrics comparison: Jack Henry & Associates, Inc. wins in 8 metrics, International Business Machines Corporation wins in 13 metrics, with 0 ties. International Business Machines Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Jack Henry & Associates, Inc. | International Business Machines Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 22.31 | 22.93 | Jack Henry & Associates, Inc. |
| Price-to-Book Ratio | 5.09 | 7.34 | Jack Henry & Associates, Inc. |
| Debt-to-Equity Ratio | 3.11 | 197.33 | Jack Henry & Associates, Inc. |
| PEG Ratio | 0.78 | 0.26 | International Business Machines Corporation |
| EV/EBITDA | 16.17 | 18.00 | Jack Henry & Associates, Inc. |
| Profit Margin (TTM) | 20.59% | 15.69% | Jack Henry & Associates, Inc. |
| Operating Margin (TTM) | 25.70% | 24.77% | Jack Henry & Associates, Inc. |
| EBITDA Margin (TTM) | 25.70% | 24.77% | Jack Henry & Associates, Inc. |
| Return on Equity | 24.28% | 35.16% | International Business Machines Corporation |
| Return on Assets (TTM) | 13.35% | 5.44% | Jack Henry & Associates, Inc. |
| Free Cash Flow (TTM) | $410.34M | $11.46B | International Business Machines Corporation |
| Dividend Yield | 1.72% | 2.59% | International Business Machines Corporation |
| 1-Year Return | -28.40% | -1.80% | International Business Machines Corporation |
| Price-to-Sales Ratio (TTM) | 4.57 | 3.55 | International Business Machines Corporation |
| Enterprise Value | $11.26B | $290.12B | International Business Machines Corporation |
| EV/Revenue Ratio | 4.57 | 4.30 | International Business Machines Corporation |
| Gross Profit Margin (TTM) | 43.33% | 60.59% | International Business Machines Corporation |
| Revenue per Share (TTM) | $34 | $72 | International Business Machines Corporation |
| Earnings per Share (Diluted) | $6.97 | $11.15 | International Business Machines Corporation |
| Beta (Stock Volatility) | 0.72 | 0.69 | International Business Machines Corporation |
| Short % of Float | 7.04% | 2.76% | International Business Machines Corporation |
Jack Henry & Associates, Inc. vs International Business Machines Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Jack Henry & Associates, Inc. | 1.65% | 3.15% | -4.76% | -22.11% | -30.54% | -26.91% |
| International Business Machines Corporation | -1.30% | -4.31% | 22.53% | 7.81% | -12.94% | -7.82% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Jack Henry & Associates, Inc. | -28.40% | -21.59% | -22.07% | 55.45% | 344.78% | 572.42% |
| International Business Machines Corporation | -1.80% | 98.02% | 98.96% | 87.35% | 73.17% | 265.32% |
Performance & Financial Health Analysis: Jack Henry & Associates, Inc. vs International Business Machines Corporation
| Metric | JKHY | IBM |
|---|---|---|
| Market Information | ||
| Market Cap | $10.90B | $216.85B |
| Market Cap Category | Large cap | Mega cap |
| 10 Day Avg. Volume | 883,887 | 4,994,667 |
| 90 Day Avg. Volume | 919,099 | 4,825,689 |
| Last Close | $130.35 | $268.71 |
| 52 Week Range | $124.63 - $193.39 | $212.34 - $332.46 |
| % from 52W High | -32.60% | -19.18% |
| All-Time High | $212.62 (Aug 08, 2022) | $332.46 (Jun 02, 2026) |
| % from All-Time High | -38.69% | -19.18% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.12% |
| Quarterly Earnings Growth | 0.27% | 0.92% |
| Financial Health | ||
| Profit Margin (TTM) | 0.21% | 0.16% |
| Operating Margin (TTM) | 0.26% | 0.25% |
| Return on Equity (TTM) | 0.24% | 0.35% |
| Debt to Equity (MRQ) | 3.11 | 197.33 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $30.53 | $34.85 |
| Cash per Share (MRQ) | $0.39 | $15.37 |
| Operating Cash Flow (TTM) | $708.21M | $13.19B |
| Levered Free Cash Flow (TTM) | $335.26M | $13.16B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.72% | 2.59% |
| Last 12-Month Dividend | $2.93 | $6.72 |
Valuation & Enterprise Metrics Analysis: Jack Henry & Associates, Inc. vs International Business Machines Corporation
| Metric | JKHY (Apr 24, 2026) | IBM (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 22.31 | 22.93 |
| Forward P/E | 22.24 | 19.10 |
| PEG Ratio | 0.78 | 0.26 |
| Price to Sales (TTM) | 4.57 | 3.55 |
| Price to Book (MRQ) | 5.09 | 7.34 |
| Market Capitalization | ||
| Market Capitalization | $10.90B | $216.85B |
| Enterprise Value | $11.26B | $290.12B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.57 | 4.30 |
| Enterprise to EBITDA | 16.17 | 18.00 |
| Risk & Other Metrics | ||
| Beta | 0.72 | 0.69 |
| Book Value per Share (MRQ) | $30.53 | $34.85 |
Financial Statements Comparison: Jack Henry & Associates, Inc. vs International Business Machines Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | JKHY (2025) | IBM (2025) |
|---|---|---|
| Revenue/Sales | 2.38B | 67.54B |
| Cost of Goods Sold | 1.36B | 28.24B |
| COGS % of Revenue | 57.3% | 41.8% |
| Gross Profit | 1.01B | 39.30B |
| Gross Margin | 42.7% | 58.2% |
| Research & Development | 162.77M | 8.32B |
| Operating Income (EBIT) | 568.72M | 12.49B |
| Operating Margin | 23.9% | 18.5% |
| EBITDA | 801.23M | 18.31B |
| EBITDA Margin | 33.7% | 27.1% |
| Pre-Tax Income | 586.04M | 10.33B |
| Pre-Tax Income % of Revenue | 24.7% | 15.3% |
| Income Tax | 130.29M | -242.00M |
| Income Tax % of Revenue | 5.5% | -0.4% |
| Net Income (Profit) | 455.75M | 10.59B |
| Profit Margin | 19.2% | 15.7% |
Balance Sheet & Liquidity Metrics
| Metric | JKHY (2025) | IBM (2025) |
|---|---|---|
| Cash & Equivalents | 101.95M | 13.59B |
| Total Current Assets | 681.46M | 36.94B |
| Total Current Assets % of Revenue | 28.7% | 54.7% |
| Total Current Liabilities | 535.78M | 38.66B |
| Total Current Liabilities % of Revenue | 22.6% | 57.2% |
| Long-Term Debt | N/A | 57.38B |
| Long-Term Debt % of Revenue | 0.0% | 85.0% |
| Total Shareholders Equity | 2.13B | 32.74B |
| Retained Earnings | 3.37B | 155.65B |
| Retained Earnings % of Revenue | 142.0% | 230.5% |
| Property, Plant & Equipment | 0 | 7.13B |
Cash Flow Statement Comparison
| Metric | JKHY (2025) | IBM (2025) |
|---|---|---|
| Operating Cash Flow | 693.59M | 13.23B |
| Operating Cash Flow % of Revenue | 29.2% | 19.6% |
| Capital Expenditures | N/A | -970.00M |
| Free Cash Flow | 410.34M | 11.46B |
| FCF Margin | 17.3% | 17.0% |
| Debt Repayment | -500.00M | -5.49B |
| Common Stock Repurchase | -35.05M | -1.02B |
Short Interest & Institutional Ownership Analysis
| Metric | JKHY | IBM |
|---|---|---|
| Shares Short | 4.44M | 23.29M |
| Short Ratio | 4.82 | 4.18 |
| Short % of Float | 7.04% | 2.76% |
| Shares Outstanding | 72.17M | 936.95M |
| Float Shares | 71.67M | 936.07M |
| % Held by Insiders | 0.60% | 0.13% |
| % Held by Institutions | 105.18% | 65.48% |
| % Held by Public | -5.78% | 34.39% |
Dividend Analysis & Yield Comparison: Jack Henry & Associates, Inc. vs International Business Machines Corporation
| Metric | JKHY | IBM |
|---|---|---|
| Last 12-Month Dividend | $2.93 | $6.72 |
| Last 12-Month Dividend Yield | 1.72% | 2.59% |
| 3-Year Avg Annual Dividend | $2.40 | $6.68 |
| 3-Year Avg Dividend Yield | 0.33% | 0.86% |
| 3-Year Total Dividends | $7.21 | $20.04 |
| Ex-Dividend Date | Mar 05, 2026 | Feb 10, 2026 |