JSC Kaspi.kz ADR [KSPI] vs Oracle [ORCL] Detailed Stock Comparison

JSC Kaspi.kz ADR

NASDAQ
Loading...

Oracle Corporation

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: JSC Kaspi.kz ADR wins in 10 metrics, Oracle Corporation wins in 10 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric JSC Kaspi.kz ADR Oracle Corporation Better
P/E Ratio (TTM) 7.25 31.65 JSC Kaspi.kz ADR
Price-to-Book Ratio 0.01 15.11 JSC Kaspi.kz ADR
Debt-to-Equity Ratio 13.60 415.27 JSC Kaspi.kz ADR
PEG Ratio -0.58 1.38 Oracle Corporation
EV/EBITDA -0.32 23.16 Oracle Corporation
Profit Margin (TTM) 26.54% 25.30% JSC Kaspi.kz ADR
Operating Margin (TTM) 32.61% 32.68% Oracle Corporation
EBITDA Margin (TTM) 32.61% 32.68% Oracle Corporation
Return on Equity 51.16% 57.57% Oracle Corporation
Return on Assets (TTM) 14.38% 6.34% JSC Kaspi.kz ADR
Free Cash Flow (TTM) $491.10B $-394.00M JSC Kaspi.kz ADR
Dividend Yield 4.19% 1.01% JSC Kaspi.kz ADR
1-Year Return 13.34% 36.40% Oracle Corporation
Price-to-Sales Ratio (TTM) 0.00 7.91 JSC Kaspi.kz ADR
Enterprise Value $-416.40B $635.53B Oracle Corporation
EV/Revenue Ratio -0.10 9.92 Oracle Corporation
Gross Profit Margin (TTM) 45.43% 64.56% Oracle Corporation
Revenue per Share (TTM) N/A $23 N/A
Earnings per Share (Diluted) $11.92 $5.57 JSC Kaspi.kz ADR
Beta (Stock Volatility) -0.05 1.60 JSC Kaspi.kz ADR
Short % of Float 1.66% 1.62% Oracle Corporation

JSC Kaspi.kz ADR vs Oracle Corporation Stock Performance Analysis

Loading Price Chart...

KSPI
ORCL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
JSC Kaspi.kz ADR-3.40%-8.08%0.26%14.62%9.68%10.43%
Oracle Corporation-5.83%20.62%27.76%54.57%10.88%17.69%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
JSC Kaspi.kz ADR13.34%-5.80%-5.80%-5.80%-5.80%-5.80%
Oracle Corporation36.40%113.22%172.39%477.44%598.36%1,495.62%

Performance & Financial Health Analysis: JSC Kaspi.kz ADR vs Oracle Corporation

MetricKSPIORCL
Market Information
Market Cap i$16.17B$498.36B
Market Cap CategoryLarge capMega cap
10 Day Avg. Volume i597,06740,165,144
90 Day Avg. Volume i550,61928,439,468
Last Close$85.63$230.33
52 Week Range$68.59 - $99.20$134.57 - $345.72
% from 52W High-13.68%-33.38%
All-Time High$143.72 (Jul 15, 2024)$345.72 (Sep 10, 2025)
% from All-Time High-40.42%-33.38%
Growth Metrics
Quarterly Revenue Growth0.52%0.22%
Quarterly Earnings Growth-0.09%0.27%
Financial Health
Profit Margin (TTM) i0.27%0.25%
Operating Margin (TTM) i0.33%0.33%
Return on Equity (TTM) i0.51%0.58%
Debt to Equity (MRQ) i13.60415.27
Cash & Liquidity
Book Value per Share (MRQ)$11,908.49$11.67
Cash per Share (MRQ)$1,760.86$13.61
Operating Cash Flow (TTM) i$173.54B$23.51B
Levered Free Cash Flow (TTM) i$-1,542,911,113$-22,298,499,072
Dividends
Last 12-Month Dividend Yield i4.19%1.01%
Last 12-Month Dividend i$3.48$2.00

Valuation & Enterprise Metrics Analysis: JSC Kaspi.kz ADR vs Oracle Corporation

MetricKSPI (Apr 24, 2026)ORCL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i7.2531.65
Forward P/E i0.0122.08
PEG Ratio i-0.581.38
Price to Sales (TTM) i0.007.91
Price to Book (MRQ) i0.0115.11
Market Capitalization
Market Capitalization i$16.17B$498.36B
Enterprise Value i$-416,395,339,011$635.53B
Enterprise Value Metrics
Enterprise to Revenue i-0.109.92
Enterprise to EBITDA i-0.3223.16
Risk & Other Metrics
Beta i-0.051.60
Book Value per Share (MRQ) i$11,908.49$11.67

Financial Statements Comparison: JSC Kaspi.kz ADR vs Oracle Corporation

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricKSPI (2025)ORCL (2025)
Revenue/Sales i4.03T57.40B
Cost of Goods Sold i2.12T16.93B
COGS % of Revenue i52.6%29.5%
Gross Profit i1.91T40.47B
Gross Margin i47.4%70.5%
Research & Development i208.58B9.86B
Operating Income (EBIT) i1.31T18.05B
Operating Margin i32.6%31.5%
EBITDA i1.31T24.71B
EBITDA Margin i32.6%43.1%
Pre-Tax Income i1.33T14.16B
Pre-Tax Income % of Revenue i33.1%24.7%
Income Tax i264.21B1.72B
Income Tax % of Revenue i6.6%3.0%
Net Income (Profit) i1.07T12.44B
Profit Margin i26.5%21.7%

Balance Sheet & Liquidity Metrics

MetricKSPI (2025)ORCL (2025)
Cash & Equivalents i903.14B10.79B
Total Current Assets i9.84T24.58B
Total Current Assets % of Revenue i244.4%42.8%
Total Current Liabilities i7.99T32.64B
Total Current Liabilities % of Revenue i198.5%56.9%
Long-Term Debt i369.76B96.83B
Long-Term Debt % of Revenue i9.2%168.7%
Total Shareholders Equity i2.60T20.97B
Retained Earnings i2.54T-15.48B
Retained Earnings % of Revenue i63.2%-27.0%
Property, Plant & Equipment i198.39B0

Cash Flow Statement Comparison

MetricKSPI (2025)ORCL (2025)
Operating Cash Flow i173.54B21.21B
Operating Cash Flow % of Revenue i4.3%37.0%
Capital Expenditures i-182.51BN/A
Free Cash Flow i491.10B-394.00M
FCF Margin i12.2%-0.7%
Debt Repayment i-108.10B-15.84B
Common Stock Repurchase i-21.91B-1.50B

Short Interest & Institutional Ownership Analysis

MetricKSPIORCL
Shares Short i1.70M27.67M
Short Ratio i2.561.00
Short % of Float i1.66%1.62%
Shares Outstanding i190.23M2.88B
Float Shares i87.65M1.71B
% Held by Insiders i44.02%40.55%
% Held by Institutions i48.29%44.43%
% Held by Public i7.69%15.02%

Dividend Analysis & Yield Comparison: JSC Kaspi.kz ADR vs Oracle Corporation

MetricKSPIORCL
Last 12-Month Dividend i$3.48$2.00
Last 12-Month Dividend Yield i4.19%1.01%
3-Year Avg Annual Dividend i$2.43$1.73
3-Year Avg Dividend Yield i1.56%0.30%
3-Year Total Dividends i$7.30$5.20
Ex-Dividend DateNov 20, 2024Jan 09, 2026