Mercantile Bank [MBWM] vs PNC Financial [PNC] Detailed Stock Comparison

Mercantile Bank Corporation

NASDAQ
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Mercantile Bank Corporation wins in 12 metrics, PNC Financial Services Group, Inc. wins in 7 metrics, with 0 ties. Mercantile Bank Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Mercantile Bank Corporation PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 9.22 12.56 Mercantile Bank Corporation
Price-to-Book Ratio 1.20 1.39 Mercantile Bank Corporation
Debt-to-Equity Ratio 0.97 1.12 Mercantile Bank Corporation
PEG Ratio 0.62 11.84 Mercantile Bank Corporation
Profit Margin (TTM) 36.37% 28.75% Mercantile Bank Corporation
Operating Margin (TTM) 41.00% 35.28% Mercantile Bank Corporation
EBITDA Margin (TTM) 41.00% 35.28% Mercantile Bank Corporation
Return on Equity 13.66% 11.33% Mercantile Bank Corporation
Return on Assets (TTM) 1.40% 1.09% Mercantile Bank Corporation
Free Cash Flow (TTM) $11.21M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 3.70% 3.02% Mercantile Bank Corporation
1-Year Return 26.84% 37.08% PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM) 3.52 3.35 PNC Financial Services Group, Inc.
Enterprise Value $1.01B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 4.00 6.11 Mercantile Bank Corporation
Revenue per Share (TTM) $15 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $5.58 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 0.87 1.07 Mercantile Bank Corporation
Short % of Float 2.10% 1.26% PNC Financial Services Group, Inc.

Mercantile Bank Corporation vs PNC Financial Services Group, Inc. Stock Performance Analysis

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MBWM
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mercantile Bank Corporation-2.61%1.38%7.80%7.35%7.67%12.92%
PNC Financial Services Group, Inc.-2.99%1.51%8.33%14.85%9.33%9.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mercantile Bank Corporation26.84%87.37%85.80%134.10%596.97%50.04%
PNC Financial Services Group, Inc.37.08%84.99%33.27%184.01%311.25%243.09%

Performance & Financial Health Analysis: Mercantile Bank Corporation vs PNC Financial Services Group, Inc.

MetricMBWMPNC
Market Information
Market Cap i$875.39M$70.31B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i127,2901,904,080
90 Day Avg. Volume i119,1001,960,760
Last Close$53.76$230.56
52 Week Range$42.69 - $55.77$172.88 - $243.94
% from 52W High-3.60%-5.48%
All-Time High$55.77 (Feb 06, 2026)$243.94 (Feb 06, 2026)
% from All-Time High-3.60%-5.48%
Growth Metrics
Quarterly Revenue Growth0.26%0.05%
Quarterly Earnings Growth0.16%0.11%
Financial Health
Profit Margin (TTM) i0.36%0.29%
Operating Margin (TTM) i0.41%0.35%
Return on Equity (TTM) i0.14%0.11%
Debt to Equity (MRQ) i0.971.12
Cash & Liquidity
Book Value per Share (MRQ)$42.75$127.98
Cash per Share (MRQ)$33.61$27.54
Operating Cash Flow (TTM) i$27.28M$5.61B
Levered Free Cash Flow (TTM) i$88.75M$5.50B
Dividends
Last 12-Month Dividend Yield i3.70%3.02%
Last 12-Month Dividend i$1.89$6.70

Valuation & Enterprise Metrics Analysis: Mercantile Bank Corporation vs PNC Financial Services Group, Inc.

MetricMBWM (Apr 24, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i9.2212.56
Forward P/E i8.6111.84
PEG Ratio i0.6211.84
Price to Sales (TTM) i3.523.35
Price to Book (MRQ) i1.201.39
Market Capitalization
Market Capitalization i$875.39M$70.31B
Enterprise Value i$1.01B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i4.006.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.871.07
Book Value per Share (MRQ) i$42.75$127.98

Financial Statements Comparison: Mercantile Bank Corporation vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMBWM (2025)PNC (2024)
Revenue/Sales i242.65M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i103.49M7.24B
Pre-Tax Income % of Revenue i42.7%34.8%
Income Tax i14.74M1.29B
Income Tax % of Revenue i6.1%6.2%
Net Income (Profit) i88.75M5.95B
Profit Margin i36.6%28.6%

Balance Sheet & Liquidity Metrics

MetricMBWM (2025)PNC (2024)
Cash & Equivalents i473.32M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i496.89M61.67B
Long-Term Debt % of Revenue i204.8%296.4%
Total Shareholders Equity i724.88M54.47B
Retained Earnings i399.45M59.28B
Retained Earnings % of Revenue i164.6%284.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricMBWM (2025)PNC (2024)
Operating Cash Flow i27.28M7.96B
Operating Cash Flow % of Revenue i11.2%38.3%
Capital Expenditures i-6.76MN/A
Free Cash Flow i11.21M7.88B
FCF Margin i4.6%37.9%
Debt Repayment i-80.86M-23.75B
Common Stock Repurchase iN/A-1.19B

Short Interest & Institutional Ownership Analysis

MetricMBWMPNC
Shares Short i354,2214.98M
Short Ratio i2.892.41
Short % of Float i2.10%1.26%
Shares Outstanding i17.18M395.94M
Float Shares i16.69M392.38M
% Held by Insiders i3.05%0.38%
% Held by Institutions i63.52%85.29%
% Held by Public i33.43%14.33%

Dividend Analysis & Yield Comparison: Mercantile Bank Corporation vs PNC Financial Services Group, Inc.

MetricMBWMPNC
Last 12-Month Dividend i$1.89$6.70
Last 12-Month Dividend Yield i3.70%3.02%
3-Year Avg Annual Dividend i$1.55$6.40
3-Year Avg Dividend Yield i0.89%1.00%
3-Year Total Dividends i$4.65$19.20
Ex-Dividend DateMar 06, 2026Jan 20, 2026