Medallion Financial [MFIN] vs Mastercard [MA] Detailed Stock Comparison

Medallion Financial Corp.

NASDAQ
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Mastercard Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Medallion Financial Corp. wins in 9 metrics, Mastercard Inc. wins in 11 metrics, with 0 ties. Mastercard Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Medallion Financial Corp. Mastercard Inc. Better
P/E Ratio (TTM) 5.29 30.95 Medallion Financial Corp.
Price-to-Book Ratio 0.52 59.09 Medallion Financial Corp.
Debt-to-Equity Ratio 472.94 256.04 Mastercard Inc.
PEG Ratio 0.30 1.27 Medallion Financial Corp.
EV/EBITDA 13.50 22.63 Medallion Financial Corp.
Profit Margin (TTM) 12.18% 45.65% Mastercard Inc.
Operating Margin (TTM) 47.96% 57.73% Mastercard Inc.
EBITDA Margin (TTM) 47.96% 57.73% Mastercard Inc.
Return on Equity 11.69% 209.92% Mastercard Inc.
Return on Assets (TTM) 3.83% 23.72% Mastercard Inc.
Free Cash Flow (TTM) $126.28M $16.43B Mastercard Inc.
Dividend Yield 5.81% 0.55% Medallion Financial Corp.
1-Year Return 6.11% -15.65% Medallion Financial Corp.
Price-to-Sales Ratio (TTM) 0.63 13.92 Medallion Financial Corp.
Enterprise Value $2.52B $464.97B Mastercard Inc.
EV/Revenue Ratio 7.13 14.18 Medallion Financial Corp.
Gross Profit Margin (TTM) N/A 79.35% N/A
Revenue per Share (TTM) $16 $36 Mastercard Inc.
Earnings per Share (Diluted) $1.78 $16.52 Mastercard Inc.
Beta (Stock Volatility) 0.83 0.83 Medallion Financial Corp.
Short % of Float 4.34% 0.70% Mastercard Inc.

Medallion Financial Corp. vs Mastercard Inc. Stock Performance Analysis

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MFIN
MA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Medallion Financial Corp.0.63%-0.21%3.91%-5.81%-6.45%-5.99%
Mastercard Inc.2.17%-4.75%-6.58%-10.06%-14.84%-16.26%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Medallion Financial Corp.6.11%38.80%4.85%29.39%6.81%-27.71%
Mastercard Inc.-15.65%32.18%34.96%414.40%1,682.68%10,410.21%

Performance & Financial Health Analysis: Medallion Financial Corp. vs Mastercard Inc.

MetricMFINMA
Market Information
Market Cap i$221.65M$448.34B
Market Cap CategoryMicro capMega cap
10 Day Avg. Volume i63,5883,152,477
90 Day Avg. Volume i62,0293,291,506
Last Close$9.63$481.76
52 Week Range$7.85 - $11.00$464.52 - $601.77
% from 52W High-12.45%-19.94%
All-Time High$31.36 (Apr 20, 1998)$601.77 (Aug 22, 2025)
% from All-Time High-69.29%-19.94%
Growth Metrics
Quarterly Revenue Growth0.19%0.18%
Quarterly Earnings Growth0.20%0.22%
Financial Health
Profit Margin (TTM) i0.12%0.46%
Operating Margin (TTM) i0.48%0.58%
Return on Equity (TTM) i0.12%2.10%
Debt to Equity (MRQ) i472.94256.04
Cash & Liquidity
Book Value per Share (MRQ)$18.11$8.65
Cash per Share (MRQ)$8.85$12.22
Operating Cash Flow (TTM) i$126.28M$17.65B
Levered Free Cash Flow (TTM) i$10.29M$16.27B
Dividends
Last 12-Month Dividend Yield i5.81%0.55%
Last 12-Month Dividend i$0.59$3.15

Valuation & Enterprise Metrics Analysis: Medallion Financial Corp. vs Mastercard Inc.

MetricMFIN (Apr 24, 2026)MA (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i5.2930.95
Forward P/E i6.3622.56
PEG Ratio i0.301.27
Price to Sales (TTM) i0.6313.92
Price to Book (MRQ) i0.5259.09
Market Capitalization
Market Capitalization i$221.65M$448.34B
Enterprise Value i$2.52B$464.97B
Enterprise Value Metrics
Enterprise to Revenue i7.1314.18
Enterprise to EBITDA i13.5022.63
Risk & Other Metrics
Beta i0.830.83
Book Value per Share (MRQ) i$18.11$8.65

Financial Statements Comparison: Medallion Financial Corp. vs Mastercard Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMFIN (2025)MA (2025)
Revenue/Sales i243.39M32.79B
Cost of Goods Sold iN/A7.25B
COGS % of Revenue i0.0%22.1%
Gross Profit iN/A25.54B
Gross Margin i0.0%77.9%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A19.51B
Operating Margin i0.0%59.5%
EBITDA iN/A20.82B
EBITDA Margin i0.0%63.5%
Pre-Tax Income i79.89M18.58B
Pre-Tax Income % of Revenue i32.8%56.7%
Income Tax i24.54M3.61B
Income Tax % of Revenue i10.1%11.0%
Net Income (Profit) i55.34M14.97B
Profit Margin i22.7%45.6%

Balance Sheet & Liquidity Metrics

MetricMFIN (2025)MA (2025)
Cash & Equivalents i136.27M10.57B
Total Current Assets iN/A23.56B
Total Current Assets % of Revenue i0.0%71.8%
Total Current Liabilities iN/A22.76B
Total Current Liabilities % of Revenue i0.0%69.4%
Long-Term Debt i221.03M18.25B
Long-Term Debt % of Revenue i90.8%55.7%
Total Shareholders Equity i508.05M7.75B
Retained Earnings i162.37M85.04B
Retained Earnings % of Revenue i66.7%259.3%
Property, Plant & Equipment iN/A3.71B

Cash Flow Statement Comparison

MetricMFIN (2025)MA (2025)
Operating Cash Flow i59.52M19.44B
Operating Cash Flow % of Revenue i24.5%59.3%
Capital Expenditures iN/A-489.00M
Free Cash Flow i126.28M16.43B
FCF Margin i51.9%50.1%
Debt Repayment iN/A-750.00M
Common Stock Repurchase i-986,000-11.73B

Short Interest & Institutional Ownership Analysis

MetricMFINMA
Shares Short i807,4156.24M
Short Ratio i11.851.83
Short % of Float i4.34%0.70%
Shares Outstanding i23.31M894.04M
Float Shares i14.83M883.99M
% Held by Insiders i32.11%0.55%
% Held by Institutions i39.49%90.43%
% Held by Public i28.40%9.02%

Dividend Analysis & Yield Comparison: Medallion Financial Corp. vs Mastercard Inc.

MetricMFINMA
Last 12-Month Dividend i$0.59$3.15
Last 12-Month Dividend Yield i5.81%0.55%
3-Year Avg Annual Dividend i$0.45$2.75
3-Year Avg Dividend Yield i1.19%0.14%
3-Year Total Dividends i$1.34$8.26
Ex-Dividend DateMar 19, 2026Jan 09, 2026