Medallion Financial [MFIN] vs Visa [V] Detailed Stock Comparison

Medallion Financial Corp.

NASDAQ
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Visa Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Medallion Financial Corp. wins in 8 metrics, Visa Inc. wins in 12 metrics, with 0 ties. Visa Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Medallion Financial Corp. Visa Inc. Better
P/E Ratio (TTM) 5.29 28.98 Medallion Financial Corp.
Price-to-Book Ratio 0.52 15.42 Medallion Financial Corp.
Debt-to-Equity Ratio 472.94 54.61 Visa Inc.
PEG Ratio 0.30 1.66 Medallion Financial Corp.
EV/EBITDA 13.50 20.50 Medallion Financial Corp.
Profit Margin (TTM) 12.18% 50.23% Visa Inc.
Operating Margin (TTM) 47.96% 68.30% Visa Inc.
EBITDA Margin (TTM) 47.96% 68.30% Visa Inc.
Return on Equity 11.69% 53.95% Visa Inc.
Return on Assets (TTM) 3.83% 18.36% Visa Inc.
Free Cash Flow (TTM) $126.28M $21.58B Visa Inc.
Dividend Yield 5.81% 0.78% Medallion Financial Corp.
1-Year Return 6.11% -10.63% Medallion Financial Corp.
Price-to-Sales Ratio (TTM) 0.63 14.39 Medallion Financial Corp.
Enterprise Value $2.52B $594.14B Visa Inc.
EV/Revenue Ratio 7.13 14.35 Medallion Financial Corp.
Gross Profit Margin (TTM) N/A 81.68% N/A
Revenue per Share (TTM) $16 $21 Visa Inc.
Earnings per Share (Diluted) $1.78 $10.66 Visa Inc.
Beta (Stock Volatility) 0.83 0.80 Visa Inc.
Short % of Float 4.34% 1.40% Visa Inc.

Medallion Financial Corp. vs Visa Inc. Stock Performance Analysis

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MFIN
V

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Medallion Financial Corp.0.63%-0.21%3.91%-5.81%-6.45%-5.99%
Visa Inc.2.49%-4.64%-4.42%-2.63%-5.22%-9.84%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Medallion Financial Corp.6.11%38.80%4.85%29.39%6.81%-27.71%
Visa Inc.-10.63%42.65%41.81%308.26%1,549.95%1,928.34%

Performance & Financial Health Analysis: Medallion Financial Corp. vs Visa Inc.

MetricMFINV
Market Information
Market Cap i$221.65M$596.57B
Market Cap CategoryMicro capMega cap
10 Day Avg. Volume i63,5886,138,912
90 Day Avg. Volume i62,0296,859,421
Last Close$9.63$320.18
52 Week Range$7.85 - $11.00$293.89 - $375.51
% from 52W High-12.45%-14.73%
All-Time High$31.36 (Apr 20, 1998)$375.51 (Jun 11, 2025)
% from All-Time High-69.29%-14.73%
Growth Metrics
Quarterly Revenue Growth0.19%0.15%
Quarterly Earnings Growth0.20%0.14%
Financial Health
Profit Margin (TTM) i0.12%0.50%
Operating Margin (TTM) i0.48%0.68%
Return on Equity (TTM) i0.12%0.54%
Debt to Equity (MRQ) i472.9454.61
Cash & Liquidity
Book Value per Share (MRQ)$18.11$20.03
Cash per Share (MRQ)$8.85$8.60
Operating Cash Flow (TTM) i$126.28M$24.44B
Levered Free Cash Flow (TTM) i$10.29M$22.03B
Dividends
Last 12-Month Dividend Yield i5.81%0.78%
Last 12-Month Dividend i$0.59$2.52

Valuation & Enterprise Metrics Analysis: Medallion Financial Corp. vs Visa Inc.

MetricMFIN (Apr 24, 2026)V (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i5.2928.98
Forward P/E i6.3621.23
PEG Ratio i0.301.66
Price to Sales (TTM) i0.6314.39
Price to Book (MRQ) i0.5215.42
Market Capitalization
Market Capitalization i$221.65M$596.57B
Enterprise Value i$2.52B$594.14B
Enterprise Value Metrics
Enterprise to Revenue i7.1314.35
Enterprise to EBITDA i13.5020.50
Risk & Other Metrics
Beta i0.830.80
Book Value per Share (MRQ) i$18.11$20.03

Financial Statements Comparison: Medallion Financial Corp. vs Visa Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMFIN (2025)V (2025)
Revenue/Sales i243.39M40.00B
Cost of Goods Sold iN/A7.86B
COGS % of Revenue i0.0%19.6%
Gross Profit iN/A32.15B
Gross Margin i0.0%80.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A26.56B
Operating Margin i0.0%66.4%
EBITDA iN/A27.78B
EBITDA Margin i0.0%69.4%
Pre-Tax Income i79.89M24.19B
Pre-Tax Income % of Revenue i32.8%60.5%
Income Tax i24.54M4.14B
Income Tax % of Revenue i10.1%10.3%
Net Income (Profit) i55.34M20.06B
Profit Margin i22.7%50.1%

Balance Sheet & Liquidity Metrics

MetricMFIN (2025)V (2025)
Cash & Equivalents i136.27M17.16B
Total Current Assets iN/A37.77B
Total Current Assets % of Revenue i0.0%94.4%
Total Current Liabilities iN/A35.05B
Total Current Liabilities % of Revenue i0.0%87.6%
Long-Term Debt i221.03M19.60B
Long-Term Debt % of Revenue i90.8%49.0%
Total Shareholders Equity i508.05M37.91B
Retained Earnings i162.37M15.11B
Retained Earnings % of Revenue i66.7%37.8%
Property, Plant & Equipment iN/A0

Cash Flow Statement Comparison

MetricMFIN (2025)V (2025)
Operating Cash Flow i59.52M22.89B
Operating Cash Flow % of Revenue i24.5%57.2%
Capital Expenditures iN/A-1.48B
Free Cash Flow i126.28M21.58B
FCF Margin i51.9%53.9%
Debt Repayment iN/A0
Common Stock Repurchase i-986,000-18.32B

Short Interest & Institutional Ownership Analysis

MetricMFINV
Shares Short i807,41523.46M
Short Ratio i11.853.17
Short % of Float i4.34%1.40%
Shares Outstanding i23.31M1.93B
Float Shares i14.83M1.74B
% Held by Insiders i32.11%0.59%
% Held by Institutions i39.49%90.99%
% Held by Public i28.40%8.42%

Dividend Analysis & Yield Comparison: Medallion Financial Corp. vs Visa Inc.

MetricMFINV
Last 12-Month Dividend i$0.59$2.52
Last 12-Month Dividend Yield i5.81%0.78%
3-Year Avg Annual Dividend i$0.45$2.23
3-Year Avg Dividend Yield i1.19%0.19%
3-Year Total Dividends i$1.34$6.68
Ex-Dividend DateMar 19, 2026Feb 10, 2026